“IRS Releases 2025 Contribution Limits for HSAs”

IRS Releases 2025 Contribution Limits for HSAs “The Internal Revenue Service has released inflation-adjusted 2025 contribution limits for health savings accounts, or HSAs, and the maximum amount that may be made newly available for excepted benefit health reimbursement arrangements, or HRAs. The IRS states in Revenue Procedure 2024-25 that the annual contribution limit for an individual with self-only coverage under a high deductible health plan is $4,300, up from $4,150 in 2024. For calendar year 2025, the annual limitation on deductions for an individual with family coverage under a high deductible health plan is $8,550, up from $8,300 in 2024.”   LTC Comment,
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Categories: Clippings and Industry News.

GoldenCare Celebrates Our 50-Year Anniversary

2024 holds a lot of significance for GoldenCare — it marks our 50th Year Anniversary in the senior insurance space. This milestone reflects our dedication and passion in helping our agents secure their clients’ financial futures. In 1974, Lenny Anderson’s dream of building his own insurance agency became a reality and over time evolved into a large (and still growing) business. The name was changed to National Independent Brokers in 1976, and later changed to GoldenCare to coincide with sales of the first insurance policy incorporating our designs. Through various partnerships and building rapport with insurance companies, GoldenCare became recognized
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Categories: GoldenCare News and Industry News.

TODAY at 2 Central! How To Introduce STC During Client Meetings

How To Introduce STC During Client Meetings Featuring: Jeff Clark Cost: Free to attend! Topics: Short-Term Care insurance, also referred to as “recovery care,” is an excellent fit alongside various senior insurance policies! Worried younger clients would have no interest? Or that your zero-premium Medicare Advantage clients would not consider STCi because of cost> Join Jeff Clark as he shares insights & selling tips on introducing STCi. Register now, seats are going quickly! Tues, May 21, 2024 2:00 PM  to  2:45 PM CDT   Join us for a Live Webinar to Learn More!             Questions
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Categories: GoldenCare News, Industry News, and Mutual of Omaha (& Affiliates).

New Consumer-Use Affinity by True Freedom Video Now Available

Discover the benefits of the Affinity by True Freedom program! In this brief overview, we’ll guide clients through its standout features, diverse plans, and exclusive discounts designed to enhance their healthcare experience. Learn how Affinity by True Freedom can offer peace of mind and exceptional value. Watch now to see how our program can make a difference. *NOTE: A separate producer appointment is required to sell Affinity plans by True Freedom.   Remember, True Freedom Plan online enrollments are a breeze! Access the online enrollment site here: https://affinity.truefreedomhomecare.com/   #goldencareagent #truefreedom
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Categories: GoldenCare News, Industry News, and True Freedom.

Introducing CareGuide

“CareGuide is a real game changer!” — Eric Wilson We are thrilled to announce our most recent partnership with CareGuide. For CareGuide, guiding policyholders on their healthcare cost journey is top priority. A Member’s Journey with CareGuide Learn More   #goldencareagent #manhattanlife #mac
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Categories: Industry News, Manhattan Life, and Short-Term Care.

Be well prepared to sell Short-term Care insurance

Be well prepared to sell Short-term Care insurance Wellabe’s Short-term Care insurance plan helps clients protect their finances from an unexpected situation in the future if they need extended care. To help you be successful selling Short-term Care policies, we offer sales and marketing tools on the agent portal. This reference for marketing and sales professionals can be used to answer your top questions. It also features a quick summary of the product. The Short-Term Care insurance underwriting guidelines walk you through the entire underwriting process, from start to finish. The article “How to explain Short-term Care insurance to clients”
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Categories: Industry News, Short-Term Care, and Wellabe.

Security enhancements coming this summer

Security enhancements coming this summer It’s vital to make digital programs secure in a world where cyber security is threatened regularly. To fulfill our commitment to keep you and your clients well protected, Wellabe will be implementing multi-factor authentication for the agent portal on July 1, 2024. We want to make this as easy as possible, so we’ve selected the simplest process available. Once the upgrade is live, you’ll be required to re-register to verify your identity when you log into the agent portal and access MyEnroller®. To re-register, you will need your:         • Wellabe agent
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Categories: Industry News, Short-Term Care, and Wellabe.

Reminder: Illumifin Has Updated Their Email Address Domain

Reminder: Please note that Illumifin has changed its email address domain from ltcg.com to illumifin.com. All emails sent to illumifin employees using “@ltcg.com” will be forwarded to the illumifin.com domain until August 21st, 2024. On this date, the ltcg.com email domain will shut down permanently and emails will no longer be forwarded. The format of illumifin employee email addresses has also changed. There will no longer be a period in-between the first and last name within the email address. For example, any email that would originally be sent to firstname.lastname@ltcg.com should now be addressed to firstnamelastname@illumifin.com. Helpful Tip: A helpful
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Underwriting Process Change Underwriting process change notification for post-issue policy corrections.   Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Available Premium Payment Options Refresh yourself on Mutual of Omaha’s payment and processing guidelines.   #goldencareagent #mutualofomaha
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

A Thrivent LTCi differentiator-Flexible Increase Benefit

Customize benefit and premiums to meet future goals In addition to offering more traditional compounding inflation options of 1, 2, 3 or 5% Compound (Annual Increase Benefits), Thrivent’s traditional LTCi solution also offers a unique buy-up option that allows your client to be in control of their budget and their benefit growth. The Flexible Increase Benefit rider increases the maximum monthly benefit, available benefit and ancillary benefits on the contract anniversary by 5% compounded annually, without evidence of insurability. This rider may be partnership-qualified, dependent on age, in 20+ states (as long as someone meets partnership buy-up requirements – See
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Categories: Industry News, Long-Term Care, and Thrivent.