“Long-Term Care Planning Is Still a Great Way to Connect With Clients: Kristi Rodriguez”

“Long-Term Care Planning Is Still a Great Way to Connect With Clients: Kristi Rodriguez,” by Allison Bell, ThinkAdvisor “Long-Term Care Planning Is Still a Great Way to Connect With Clients: Kristi Rodriguez,” by Allison Bell, ThinkAdvisor Quote: “Rodriguez is now vice president for thought leadership at Nationwide Financial. She oversees the company’s Nationwide Retirement Institute think tank program, advanced consulting, practice management, and training and development teams. … Here are three things Rodriguez said about LTC planning, drawn from her remarks during that visit. Few consumers, or financial advisors, jump to talk about LTC planning. … Many advisors are hungry for information about
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Categories: Clippings, Industry News, and Long-Term Care.

“Lifestyle changes improved cognition in people at risk for Alzheimer’s, study shows”

“Lifestyle changes improved cognition in people at risk for Alzheimer’s, study shows,” by Sandee LaMotte, CNN “A new study finds personalized lifestyle interventions not only stopped cognitive decline in people at risk for Alzheimer’s, but actually increased their memory and thinking skills within 18 months. … The study was published Wednesday in the journal ‘Alzheimer’s and Dementia: The Journal of the Alzheimer’s Association.’ … Evidence is growing that certain lifestyles changes such as diet, exercise and brain training might slow their mental decline, possibly even protect them from developing full-blown dementia.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform):
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Categories: Clippings, Industry News, and Long-Term Care.

TGen Clinical Trial Shows Substantial Benefit in Treating Pancreatic Cancer

TGen-HonorHealth clinical trial shows tumor shrinkage in 71% of patients with late-stage pancreatic cancer.* Read Full Press Release   In the event of a cancer diagnosis, genomic sequencing is what can help your clients have the best shot at beating their cancer. GTL’s Precision CareTM Cancer Insurance with access to TGen’s genomic sequencing services was designed to fill this exact need. View Website Order Supplies On GTLink   #goldencareagent #gtl #tgen
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Categories: Critical Illness, Guarantee Trust Life, and Industry News.

Coming soon! Flexible payment added to the Critical Advantage e-App

Last month, you heard the news that the pay any day flexible payment option was being added to the Critical Advantage paper application. Now this payment option will be available on the e-application on November 2nd, 2019. This is great news for your clients who prefer to use automatic bank deductions to pay premiums and easier for you to give them this option. Your existing clients that are interested in changing their payment options can log into Customer Access on www.mutualofomaha.com to select their new payment date. Please note, if your customer’s selected date falls on a weekend or holiday,
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Time to Start the Conversation

Did You Know? The U.S. Department of Health and Human Services predicts that 70% of people who reach age 65 will need long-term care services at some point in their lives. There’s no better time than LTC Awareness Month to start talking to your clients about the importance of planning for their long-term care needs. Mutual of Omaha also has the tools you need to begin this important conversation, including tips on how to get people talking plus a variety of materials – flyers, brochures even a short presentation to help you highlight the importance of planning for long-term care.
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Return of Premium Can Help Clients Commit

An ROP rider will return a portion of premiums paid (less any claims paid). When included with a short-term or long-term disability policy, this money-back feature provides a solution for clients who: Need to justify their purchase by knowing they’ll get something tangible in return if they don’t use the policy Are attracted to the idea of getting a lump-sum payment they can use any way they wish, such as paying down their mortgage or other debts, or using it for retirement planning Are employed full time, age 30 – 50 For more information view the ROP Sales Idea here.
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Quick and Easy Underwriting with Critical Advantage

Did you know your clients may be eligible for coverage even if they have been diagnosed in the past for cancer, heart attack or stroke? Check out the great underwriting features for all the Critical Advantage products. Cancer application Cancer look-back is 10 years* Look back testing is 3 years Only 3 health questions Heart attack and stroke application Heart attack/stroke look back is 10 years* Look back for treatment and testing is 3 years Controlled diabetes diagnosis considered Only 4 health questions Critical Illness application Cancer look-back is 10 years* Look back for treatment and testing is 3 years
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Have You Ordered Your IUL Express Materials?

Get ready for when IUL Express peels out into the market this Friday, November 1st. If you haven’t ordered your materials or downloaded your state-specific application packets yet, now is the time. A variety of materials are available, including a: Customer Brochure: view PDF Highlight Sheet: view PDF Allocation Option Sheet: view PDF Product Guide: view PDF Process Guide: view PDF Materials can be ordered through Sales Support or your normal supply channel, and your state-specific application packets can be downloaded through Forms & Materials Library on our Sales Professional Access producer website. Plus, we have a variety of resources
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

What Will You Do With the Power of the Drop?

Raging rivers, towering waterfalls and roaring tidal waves all started with just one drop. It’s proof that a single drop can change the landscape. And now you have the power to change the GUL Express landscape with just one drop. On October 1, 2019, GUL Express became even more competitive with some big changes. Find GUL Express sales ideas in our updated sales solution flyer. If you have questions, contact your Sales Director or Account Executive.   What Will You Do With the Power of the Drop?   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Helping Younger Clients Plan Ahead with an LTC Rider

Statistics show that almost 70 percent of people over 65 will require chronic care later in life. Long-term care services can be expensive – and the costs are only expected to keep rising. So, why haven’t your clients purchased long-term care insurance yet? Some may not realize they need it. In fact, most don’t. That is, until they’ve experienced a parent or grandparent depleting their assets to pay for long-term care services. Perhaps that parent or grandparent even had to rely on family members to provide the care they couldn’t afford. Others have a hard time making the purchase because
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).