Please be aware of the following telephone solicitation bans for the month of July. On Thursday, July 4, 2019: Alabama, Louisiana, Mississippi, Rhode Island, and Utah prohibit unsolicited marketing calls to residents in observance of Independence Day On Wednesday, July 24, 2019: Utah prohibits unsolicited marketing calls to residents in observance of Pioneer Day Holiday Telephone Solicitation Bans for the month of July 2019 #goldencareagent #mutualofomaha
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June 20th Underwriting Teleconference Recording Now Available
We appreciate your attendance and enjoyed answering all your questions at the second LTC underwriting teleconference. During the call you heard from Aaron Smallwood, Supervisor Underwriting Support for LTC, Demerri Bond, LTC Underwriting Manager, and Allen Gregoire, our Director of Underwriting for all individual health. Didn’t make it? That’s OK! We recorded it for you. Dial this number to listen to the teleconference anytime: (855) 859-2056 | Conference ID: 5172044 Make sure to add the remaining bi-monthly teleconferences to your calendar. Please email us suggestions on topics or questions you’d like answered before the next call at distribution.marketing@mutualofomaha.com.
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Protecting One’s Largest Investment
Unfortunately, many of your middle-income clients are more likely not prepared for a disruption in their pay – nearly 70 percent of Americans have less than $1,000 in savings and more than one-third have no savings at all. Priority Income Protection® can be their safety net. By providing up to $4,000 in monthly disability income insurance benefits, it’s perfect for middle-income clients. And an easy quote e-application, the application process couldn’t be simpler. Have questions or need a quote? Visit mutualofomaha.com/pip. Protecting One’s Largest Investment #goldencareagent #mutualofomaha
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Critical Illness Has Built-in Return of Premium
If you have clients who don’t want to pay premiums for something they may never use, a built-in return of premium can help ease their concern. The built-in return of premium benefit is a unique advantage of our Critical illness product. Any premiums paid minus any policy benefits received will be refunded to a beneficiary upon their death. This gives clients the coverage they want with the peace of mind they need. To learn more about the return of premium benefit, click here. Note: Return of Premium is not available in all states. Please check your state policy for
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Help Your Clients Understand Their Planning Options
Over the years, your clients have likely spent time planning for their future. They’ve saved, they’ve taken care of themselves and they’re ready to enjoy the result of all that planning – a comfortable retirement. Have your clients considered what would happen to their plans should they become chronically ill? Costs of care, treatments and medication are expensive. If your client has a life insurance need, they can plan ahead for this retirement risk using a Long-Term Care Rider or a Chronic Illness Rider on their life insurance policy. The following two brochures are client-approved and can be used to
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Medicare News – Omaha Family of Companies
Medicare Supplement: Upcoming Med Supp Rate Adjustments Please view the upcoming rate adjustments in IL, IN, MI, MO, MN, SC, TN, VI, and WI. Medicare Supplement Part B Deductible Offset Effective July 1, 2019, the Medicare supplement Part B deductible offset will be $200 in all states where it is currently $150 ($175 in WI). 2019 3rd Quarter Med Supp Broker Bonus Program The 3rd quarter Broker Bonus Program period is from July 1, 2019 to September 30, 2019. 2019 High Deductible G Fliers We now have High Deductible Plan G fliers available to order. These fliers
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Term Life Express as Mortgage Protection
A Term Life Express (TLE) policy protects your client and their family, but what if they survive the term period selected? With our return of premium option, they can receive a partial return of the premiums available at the end of their level policy term. These funds can be used to pay off their mortgage, giving them and their family peace of mind. Customize and instantly download our TLE mortgage protection client letter to mail to your leads and clients. You can find it on Sales Professional Access, by contacting Sales Support at 1-800-693-6083, or through your normal ordering channels.
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Medicare News – Omaha Family of Companies
Medicare Supplement: Upcoming Med Supp Rate Adjustments Please view the upcoming rate adjustments in IA, IL, IN, NV, OH and WI. July Modernized Rate Release Please view the upcoming rate release for AZ, CA, CT, MN, ND and RI. June Summer Sizzle Webinar Learn to build your Medicare business through a series of Medicare Solutions monthly webinars! The next is scheduled for Tuesday, June 25th at 10:30 a.m. CST. 2019 3rd Quarter Med Supp Broker Bonus Program The Third Quarter Broker Bonus Program period is from July 1, 2019 to September 30, 2019. 2019 High Deductible
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Have You Taken Advantage of Your TLA Upsell Opportunities?
Oftentimes, clients will select their term coverage level based on their budget, even if they may actually have a need for more coverage. If you have a client who gets approved better than applied for, this is the perfect time to use the Term Life Answers Upsell Program since they can potentially get more coverage and still be within their budget. Agents who are consistently talking to their client about the upsell offer have found great success. Since we started offering the upsell opportunities, we’ve had a 15 percent acceptance rate with the average increase being just over $275,000 per
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LTC Inflation Protection Buy-Up Option
Your clients need to be assured the LTCi policy they purchase today will be enough to help pay for services they may need in the future. And there’s good news! The Mutual Care Custom Solution policy includes an inflation protection buy-up option that allows clients to increase their inflation protection percentage annually. This important feature also enables your clients to to decrease their inflation percentage at any time. Best yet, any gains previously applied to the policy are theirs to keep. Offering a benefit with flexibility to meet your client’s changing needs could be the competitive advantage you need to
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