Families want to protect their home and the life they’ve built for their family. That’s exactly what a Term Life Express product does. Along with affordable coverage, TLE also offers: Versatility Face amounts from $25,000 — $300,000 Living Benefits – at NO additional cost Chronic Illness Rider Terminal Illness Rider Critical Illness Rider Simplicity Quick Issue Simplified underwriting (no blood and urine tests required) e-App Mobile quoting app Trustworthiness Backed by a legacy brand with outstanding financial ratings For clients who are looking to choose an affordable term product — look at TLE today! TLE: Affordable, Versatile, Simple #goldencareagent
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Updates to Life Products for 2017 CSO Table Changes
Throughout the remainder of 2019, United of Omaha will be modifying the products in our life insurance portfolio as we implement the 2017 Commissioners Standard Ordinary (CSO) Tables. Product Impacts The first phase of product changes will be implemented on August 1, 2019: Income Advantage IUL will be updated with the new tables. Impacts of these modifications include: There will be slight increases and decreases in our premiums, required minimum face amounts and disbursement amounts. Disbursement amounts will be consistently within 2% in either direction from our current disbursements, with very minor changes in our competitive positioning. Generally, our charges
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Medicare Solutions Product Portfolio
As people approach age 65, they’re bombarded with insurance offers. While some companies continue to add to the clutter and confusion, we’re focused on helping you guide your clients through the complexity of selecting Medicare coverage. So, when they turn to you for help, turn to Mutual of Omaha’s Medicare Solutions portfolio. Medicare-age clients are looking to stay physically and financially healthy. Considering they need to make their savings last, they want to know what’s covered and how much things will cost. They want to feel confident that the coverages they choose will help protect their health and budget. Mutual
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Medicare News – Omaha Family of Companies
Medicare Supplement: Medicare Solutions Product Portfolio Mutual of Omaha’s great senior product offerings and unparalleled service are the perfect complement to your clients’ needs. Upcoming Med Supp Rate Adjustments Please view the upcoming rate adjustments in IN, KY, OK, TN, and WA. #goldencareagent #mutualofomaha
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Quick Guide: Prescription Drug Exclusion List
Prescription drug names can be confusing and the list of prescriptions is far too long to memorize. Keep our prescription drug exclusion flyer handy for a quick reference guide on what the knock out drugs are for Express products. If you have questions, please contact Mutual of Omaha’s Sales Support at 800-693-6083 or email sales.support@mutualofomaha.com. Quick Guide: Prescription Drug Exclusion List #goldencareagent #mutualofomaha
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Critical Advantage Rate Decrease for Existing Policyholders – CO, FL, NY, UT
Another group of states have approved the Critical Advantage rate decrease of 20% for current policyholders. Effective August 1, 2019, the following states will have the new lower rates: Colorado, Florida, New York and Utah. Your current customers in these states will not have to do anything to get the new rates. Their premiums will be at the new 20% rate cut automatically starting on 08/01/2019. Here is what your clients can expect with the lower rates. Age Current Monthly Rate New Monthly Rates Monthly Savings Yearly Savings 35 $22.81 $18.25 $4.56 $54.72 45 $38.09 $30.48 $7.61 $91.32 55 $59.69
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Have You Tried the LTC Cost of Care Calculator?
Do your clients realize how expensive long-term care services can be? Based on national average costs, people can expect to pay more than $91,000 per year for a semiprivate room in a nursing home** – and that figure is expected to keep rising. Use our Cost-of-Care Calculator to Help Your Clients Understand the Need Mutual of Omaha’s Cost of Care calculator on our LTC Rider site provides national and state averages for a variety of long-term care services, including those received at home, in an assisted living facility and in a nursing home. It also provides estimates of what future
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Let’s Talk About Our Underwriting Guidelines
Our Next “Underwriting Operation” Teleconference is scheduled for 10 a.m. CST June 20th, 2019 Topic: Let’s Talk About Our Underwriting Guidelines We invite you to talk to our leadership to talk about the underwriting guidelines Mutual of Omaha is currently reviewing. Do you agree? Share your feedback and gather more insight on what you’d like to see change in the future. When: Thursday, June 20 at 10 am CT Conference Number: 1-866-220-3018 Conference ID: 5172044 Check out this flyer for all the details. Do you have questions on the topic, or do you have something you’d like to discuss?
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TLE: Life Insurance Made Easy
Term Life Express provides clients with affordable rates and a simple application process. It also offers flexibility with 10-, 15-, 20-, and 30- year products available, in addition to ROP and non-ROP premium options. Our Term Life Express customizable postcard offers you flexibility as well. You can select the term, gender, modal factor, ages, face amounts and include your agent information. Simply, contact Sales Support at 1-800-693-6083 or go through your normal ordering channels in order to customize the TLE consumer-facing postcard. Make buying life insurance for your potential clients quick and simple with Term Life Express. If you
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Cancer & Heart Attack/Stroke Insurance is great fit for your senior clients
Nearly everyone knows someone who has been diagnosed with cancer or heart disease. And people who are 65 and older have a higher risk of contracting these conditions. Mutual of Omaha’s Critical AdvantageSM Portfolio includes cancer and heart attack and stroke policies. These policies have a lifetime coverage option that can be issued up to age 89. Benefits are paid upon first diagnosis of any covered condition and are paid directly to your client and can be used for any expense they have. For more information on Cancer & Heart Attack and Stroke coverage, click here. If you have
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