Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective August 1, 2022: Impacted Policy Forms Impacted States LTC04G Wisconsin LTC04I Illinois, Iowa, Wisconsin LTC04I7 Illinois, Iowa, Wisconsin LTC09M Illinois, Iowa, Wisconsin LTC06UI Colorado, Illinois, Iowa, Wisconsin LTC09U Illinois, Iowa, Wisconsin LT50, NH50, HCA, NHA & LTA Idaho, New Hampshire, Pennsylvania, Texas, Wisconsin HCAQ, NHAQ and LTAQ Pennsylvania, Texas, Wisconsin For details on yearly rate adjustment percentages, view the supplemental
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Thrivent and State Long Term Care Partnerships
Thrivent and State Long Term Care Partnerships Thrivent offers unique inflation options to help design plans that meet partnership requirements, while maintaining affordability. The Flexible Increase Benefit (FIB) rider offers puts your clients in change of their benefit growth. The FIB option can be partnership qualified (dependent on age) in 26 states as long as you meet the buy-up requirements for that state. Learn about the FIB by clicking here. Annual Increase Benefits available include 5%, 3%, 2% and 1% compound. The 1% and 2% options are considered partnership-qualified (depending on age) in over 20 states. This can help make
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Thrivent LTCi partnership flyer now available
State Partnerships Flyer: Thrivent has just released a new consumer piece on the LTCi State Partnership Programs. This flyer gives prospects a better understanding of how the partnership programs work, along with an example showing assets with and without partnership protection. This piece is available at the links below. It can also be downloaded from the Marketing section of iPipeline’s FormsPipe tool. Hard copies can be ordered from www.tfltcstore.com (available to appointed producers only). State availability: Currently not available in Indiana, California (no partnership policy), or New York (no Thrivent policies). ICC Version Non-ICC Version Use for AZ, CT,
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Get Your LTCi Business Placed Faster
From the Desk of Michael Sladek and Corri Campbell We’re a few weeks into our LTC Spring Sales contest, and the weather isn’t the only thing heating up! Continue placing your LTCi business in May and June for a chance to earn some great prizes. Here’s what you can do to get your business placed as quickly as possible: Use the e-App. It’s quicker, easier and you’ll be confident everything is in good order List your client’s cell phone number on the application to utilize our text message telephone interview scheduler Use the build chart in the LTC Underwriting Guide
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NGL’s 2021 Annual Report
NGL’s 2021 Annual Report The NGL 2021 Annual Report is here! It includes a message from Knut Olson, President and CEO, on NGL’s accomplishments during the last year and what plans we have for the future. It also highlights our excellent financial strength and our home office transformation. Download a copy of the report and the updated Financial Strength flyer today. Annual Report Financial Strength For agent inquires contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the Long Term Care Sales Team at LTC@nglic.com. NGL’s 2021 Annual Report #goldencareagent
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The Cost-of-Care Study Results Are In
Can clients afford to self-fund a long-term care event? The Mutual of Omaha cost-of-care study is conducted annually in over 300 cities in all fifty states, and the results are in – cost of services continue to rise in every category. In fact, the national average for a private nursing home room is over $100,000 per year. To help you and your producers navigate the conversation about how clients intend to pay for their long-term care, we’ve updated and developed new cost-of-care tools: NEW Cost-of-Care Sales Ideas — Review the Cost-of-Care Overview and Home Health Care Sales Ideas to know
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Prescreening LTCi Applicants is Always a Good Idea
Did You Know? No one wants to tell a client their LTCi application has been declined or their policy must be rated up. Let Mutual of Omaha help you avoid these awkward conversations. Prescreening your LTCi applications is the best way to know what rate class to quote or even whether the case should be submitted. Mutual of Omaha makes prescreening fast and easy. They offer this guarantee: send an email to ltcunderwriting@mutualofomaha.com and you’ll have a response in four hours. Be sure to include information like: Dates of doctors’ visits Specialty physicians the client may be seeing Pending surgeries
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Strength Through Teamwork: LTC Association Marketing Discounts
Strength Through Teamwork! Our new flyers and brochures are a great way for you tell the story about our how long-term care products can benefit association members. Getting Started This brochure provides some of the key reasons and ways you can grow your business by working with associations, including which products you can offer. The Guidelines This flyer lists association requirements and provides a step-by-step association approval process, from submitting a proposal to receiving approval. For more details and additional materials, visit our dedicated Association Marketing page on Sales Professional Access. Strength Through Teamwork: LTC Association Marketing Discounts
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Mutual of Omaha – Wild Kingdom Moment
Mutual of Omaha has been committed to protecting the natural world for decades with conservation efforts and our beloved “Wild Kingdom” television series. Our instinct to protect the Wild Kingdom lives on today. Check out this month’s Wild Kingdom Moment: Ili Pika The Seal. Ili Pika is a seal pup who was stranded on an oyster trestle on an Irish beach. She was rescued and returned to the ocean. Watch Video #goldencareagent #mutualofomaha #wildkingdom
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FAST FACT | 200% Professional Home Health Care Benefit
What is the Mutual of Omaha’s MutualCare 200% Professional Home Health Care Benefit? Click Here to listen to Jeff Clark’s Fast Fact on this unique benefit! If you’re already appointed through GoldenCare, but are not yet taking advantage of all we have to offer, call your Regional Director at 800-842-7799! #goldencareagent
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