Upcoming holiday schedule Please note that Thrivent will be closed on the following days: Monday, May 27 – Memorial Day Wednesday, June 19 – Juneteenth Thursday, July 4 – Independence Day #goldencareagent #thrivent #ltc
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Inforce LTCi Rate Adjustments Effective August 1, 2024
Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments in the state of Louisiana, effective August 1, 2024. Impacted Forms 2024 Increase LTC041 25% LTC09M 20% LTC09U 25% Policyholder Notification Process Policyholders will receive a letter notifying them at least 60* days prior to the premium rate increase effective date as outlined above. Along with the premium rate increase notification letters, most policyholders will receive an adjustment offer if there
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Reminder: Illumifin Has Updated Their Email Address Domain
Reminder: Please note that Illumifin has changed its email address domain from ltcg.com to illumifin.com. All emails sent to illumifin employees using “@ltcg.com” will be forwarded to the illumifin.com domain until August 21st, 2024. On this date, the ltcg.com email domain will shut down permanently and emails will no longer be forwarded. The format of illumifin employee email addresses has also changed. There will no longer be a period in-between the first and last name within the email address. For example, any email that would originally be sent to firstname.lastname@ltcg.com should now be addressed to firstnamelastname@illumifin.com. Helpful Tip: A helpful
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A Thrivent LTCi differentiator-Flexible Increase Benefit
Customize benefit and premiums to meet future goals In addition to offering more traditional compounding inflation options of 1, 2, 3 or 5% Compound (Annual Increase Benefits), Thrivent’s traditional LTCi solution also offers a unique buy-up option that allows your client to be in control of their budget and their benefit growth. The Flexible Increase Benefit rider increases the maximum monthly benefit, available benefit and ancillary benefits on the contract anniversary by 5% compounded annually, without evidence of insurability. This rider may be partnership-qualified, dependent on age, in 20+ states (as long as someone meets partnership buy-up requirements – See
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Updated MutualCare® Solutions Underwriting Guide
The MutualCare® Solutions Underwriting Guide has been updated. View the updated guide by clicking here, download from Sales Professional Access (SPA), or order through your normal ordering channels. If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com. Updated MutualCare® Solutions Underwriting Guide #goldencareagent #mutualofomaha
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Updated MutualCare® Solutions Product Guide
An updated MutualCare® Solutions Product Guide is available for download from Sales Professional Access (SPA). Updates include: Page 4 — Updated Policy Limit Duration and Maximum Monthly Benefit Increase Page 12 — Maximum Monthly Benefit Increase Page 13 — Updated Policy Limit Duration and Maximum Monthly Benefit Increase Page 21 — Maximum Monthly Benefit Increase Download the new version here or order through your normal ordering channels. If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com. Updated MutualCare® Solutions Product Guide #goldencareagent #mutualofomaha
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Don’t Forget to use our LTC Cost of Care Calculator!
The LTC Cost of Care Calculator lists state-specific and projected inflation figures for the following: Home Health Care Cost Assisted Living Facility Cost Nursing Home (private and semi-private room) Equipped with this valuable information, you and your clients are informed on what types of benefits are necessary to meet each customer’s unique needs. Head to SPA and see how easy it is to use the cost of care calculator. Give it a try here! Don’t Forget to use our LTC Cost of Care Calculator! #goldencareagent #mutualofomaha
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NGL’s 2023 Annual Report is now available
NOW AVAILBLE! View our 2023 Annual Report National Guardian Life (NGL) is pleased to announce the availability of their 2023 Annual Report! Explore the report to learn about our company’s journey, financials and our 115th anniversary. Read and download our Annual Report for the year of 2023. Ratings current as of 05/25/23. For agent inquires contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the Long Term Care Sales Team at LTC@nglic.com. NGL’s 2023 Annual Report #goldencareagent #ngl #longtermcare
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Introducing e-Policy Delivery!
Introducing e-Policy Delivery! Beginning April 1, 2024 all policies will now be issued through our new e-Delivery process. You as the agent will now have the ability to email your clients their policy documents and securely get their signatures electronically, all through the Agent Resource Center! By selecting the Electronic Policy Delivery link under the e-Statements dropdown, you will be able to access and track any policy issued within 60 days with the ability to download the Agent Packet, Client Policy, Documents for Client Signature, and send or resend emails to your clients to acquire their signatures, if needed. This
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Thrivent differentiators—Caregiver Resources
Navigating care for loved ones isn’t easy, but Thrivent’s Caregiver Resources provide financial and emotional support This reprint from Thrivent magazine shares stories of how this member benefit is positively impacting the lives of family caregivers. It also provides a sample of the content that one can find with Homethrive. Access Article #goldencareagent #thrivent #ltc
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