Advance Notice: End of Year Pay Schedule

As the holiday season quickly approaches, it’s easy to forget important dates with all the hustle and bustle. That’s why we are giving you early notice of our key end of year pay dates. Take a look and keep a copy with you to ensure you have the right dates. Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on the following days: Thanksgiving: Thursday, November 28, 2019 and Friday, November 29, 2019 Christmas: Wednesday, December 25, 2019 New Year’s Day: Wednesday, January 1, 2020 The past pay cutoff in 2019 for Life is
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Categories: Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Maximize your LTC prospecting in 4 weeks

What do you have that your competitors don’t? A lot of things. But especially this: a turn-key marketing plan with the tools you need to maximize your long-term care prospecting efforts in November — and beyond. The plan includes: Weekly guide to help you educate prospects about long-term care Marketing tools that make starting the conversation easy Consumer mailers to generate leads Get the plan   Contact Us Questions? Please call the SecureCare Sales Support Team at 1-888-900-1962.     #goldencareagent #minnesotalife #securian
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Categories: Industry News, Linked Benefit/Hybrids, Long-Term Care, and Securian.

LTC Teleconference Recording – Common Application Declines

We appreciate your attendance and enjoyed answering all your questions at the fourth LTC underwriting teleconference. During the call you heard from Demerri Bond, LTC Underwriting Manager, and Allen Gregoire, our Director of Underwriting for all individual health. Didn’t make it? That’s OK! We recorded it for you. All teleconferences are available for download on Sales Professional Access under Sales Tools > Product Education. Listen to last week’s teleconference now. Make sure to add the remaining bi-monthly teleconferences to your calendar.   Please email us suggestions on topics or questions you’d like answered before the next call at distribution.marketing@mutualofomaha.com.  
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

SecureCare Administrative Enhancements Are Here!

Online scheduling now available! Two key administrative enhancements to SecureCare Universal Life are now live! Online scheduling portal: clients can now schedule their tele-interview usign our online portal! Be sure to check out the details in our SecureCare — How it Works: Application and Underwriting Process and share our updated What’s Next: Tele-Interview Preparation Guide with clients. Backdating applications: we revamped our backdating process to better align with you and your clients’ needs. See for yourself in our SecureCare — How it Works: Backdating. And be sure to keep an eye on our SecureCare landing page for tools and resources
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Categories: Industry News, Life Insurance, and Securian.

Employer Group Rate Class to be Available in 6 Additional States

In addition to the 38 states that already have the Employer Group rate class (unisex premium rates), 6 additional states will be available effective 11/01/2019:  CT, DE, HI, IN, ND, and SD. LTCi for Almost Any Business Available to almost any business with 5+ employees Streamlined group approval process Unisex premium rates for employees and eligible family members* Access to all the EssentialLTC features available in the individual market 10-year/single premium payment, lifetime benefits, return of premium/surrender options, joint pricing, and more Partnership eligible policies available in many states* Low minimum participation requirement 2 to 5 issued employees (varies by
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Genworth Cost of Care Survey 2019 – Announced Today

Genworth Cost of Care Survey 2019: Skyrocketing care costs may make the dream of aging at home more challenging Richmond, VA (October 16, 2019) — The fastest-rising long term care costs are no longer for the most skilled care – in a facility, they’re now for the least-complex care – at home, according to Genworth’s latest 2019 Cost of Care Survey results, announced today. To explore Cost of Care data by city, state or zip code, find trend charts and access lists of states ranked in order of care costs, visit www.genworth.com/costofcare. The cost of homemaker services, which includes assistance
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Categories: Genworth, Industry News, and Long-Term Care.

Rate Adjustments Effective January 2020

Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. To fulfill this commitment, we actively monitor emerging industry trends and make any adjustments necessary that enable us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective January 1, 2020: Block of Business Impacted States LTC04G Delaware, West Virginia LTC04I Delaware, District of Columbia LTC06UI Alaska, District of Columbia, Mississippi, North Dakota, West Virginia   For a complete
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Advance Notice: End of Year Pay Schedule

As the holiday season quickly approaches, it’s easy to forget important dates with all the hustle and bustle. That’s why we are giving you early notice of our key end of year pay dates. Take a look and keep a copy with you to ensure you have the right dates. Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on the following days: Thanksgiving: Thursday, November 28, 2019 and Friday, November 29, 2019 Christmas: Wednesday, December 25, 2019 New Year’s Day: Wednesday, January 1, 2020 The past pay cutoff in 2019 for Life is
Read More

Categories: Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Monthly Modal Premium Factor Reduced in 5 Additional States

In addition to the 41 states that already have the lower monthly modal premium factor, on 10/11/19 the monthly modal premium factor changed from .095 to .0875 in an additional 5 states: CT, DE, IN, ND, and SD. This will affect new business and active policies retroactive to their effective date with a refund of premiums.   See our release announcement for additional information regarding: Newly revised illustration software Notification to active policyholders Refund of premiums Release Announcement How to Learn More Contact NGL’s Sales Support Team at (888) 505-2332 or status@ngl-essentialLTC.com.   #goldencareagent #ngl
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Categories: Industry News, Long-Term Care, and National Guardian Life.