Life insurance can be an important planning tool for business owners. If you have business clients that want a Guaranteed Universal Life product, make sure they understand the additional value provided by the Guaranteed Refund Option rider on United of Omaha’s GUL. The GRO rider provides flexible options for business owners who are planning for the future of their company. And, it is available at no additional cost on qualifying policies. Here are three scenarios in which a life insurance policy with a Guaranteed Refund Option rider can benefit your business clients. If you have questions, please contact Mutual
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Making Clients Aware of Income Protection
Some of this statistical evidence can prove to consumers that taking the necessary steps to prepare for a potential loss of income is essential. Most consumers believe that accidents are the most expected cause of disability, but research shows that over 95% of disabilities are not work related; therefore workers compensation cannot be used. Here are some interesting statistics about Disability Insurance and what consumers believe: Musculoskeletal/Connective Tissue Disorders are the leading cause of disability at 29%, while cancer is the second leading cause at 15% Consumers believe their own “personal odds” of becoming disabled are 1 in 100 when
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Critical Advantage Rate Decrease for Existing Policyholders – WA
The final state will soon be approved for the Critical Advantage rate decrease of 20% for current policyholders. Effective September 1, 2019, Washington will be approved for the rate decrease. Your current customers in WA will not have to do anything to get the new rates. Their premiums will be at the new 20% rate cut automatically starting on 09/01/2019. Here is what your clients can expect with the lower rates. Age Current Monthly Rate New Monthly Rates Monthly Savings Yearly Savings 35 $22.81 $18.25 $4.56 $54.72 45 $38.09 $30.48 $7.61 $91.32 55 $59.69 $47.75 $11.94 $143.28 65 $86.69 $69.35
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Good News | Omaha’s Broker Bonus Program Now Extended
Don’t Forget About Omaha’s Med Supp Broker Bonus Program Mutual of Omaha has extended their Medicare Supplement Broker Bonus Program through the third quarter! Earn a cash bonus when you sell Omaha’s Medicare supplement and SELECT products from July 1, 2019 – September 30, 2019. New for this quarter — Unique program rules for Indiana, Missouri, Montana, South Carolina and Wisconsin. Don’t miss out – Click below for full details: Med Supp Broker Bonus Program – 2019 Read Full Good News Announcement Questions? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the
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Let’s DREAM BIG This Quarter!
• If you had no QUALIFYING PERIOD* production: Receive $100 Cash Bonus per applicant • 10% over QUALIFYING PERIOD* production: Receive $150 Cash Bonus per applicant • 15% over QUALIFYING PERIOD* production: Receive $200 Cash Bonus per applicant • 20% over QUALIFYING PERIOD* production: Receive $250 Cash Bonus per applicant Not Yet Contracted To Sell Mutual of Omaha LTCi? Click Here to add these products to your appointments. Read Full Incentive Details
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Medicare News – Omaha Family of Companies
Medicare Supplement: Upcoming Med Supp Rate Adjustments Please view the upcoming rate adjustments in AL, IA, IL, ME, and NC. Medicare Advantage and Prescription Drug Plans: Medicare Advantage and Part D Market Overview Released Medicare Advantage Company (MOMAC), Omaha Health Insurance Company (OHIC) and Medicare Advantage Insurance Company of Omaha (MAICO) market overview information has been posted on SPA. #goldencareagent #mutualofomaha
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GoldenCare Newsletter | July 9, 2019
In this GoldenCare Newsletter Edition Read Full GoldenCare Newsletter, July 9, 2019 Edition From GoldenCare: Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training. Stay up-to-date on all the latest and greatest in the industry. For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTC CEO Office, Home and Internet Selling Tools Software has been updated! This Must-Have Resource can dramatically increase your LTC sales, providing sales presentations, calculators, pre-recorded training, instruction for successful Internet Selling, LTC resources, and MORE! Find out how to get
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The Extras on Life Protection Advantage IUL
Life Protection Advantage IUL has competitive long-term no-lapse guarantee premiums. But that’s not all. The product also comes with value-added features that many competitors don’t offer. A Guaranteed Refund Option Rider Unlike many other IULs, qualifying Life Protection Advantage IUL policies come with a premium refund option when clients pay the ‘guarantee to 85’ premium level. With this feature, if your clients no longer need their life insurance coverage, they have seven 60-day windows in which they can surrender their policy and receive their premiums back. A Terminal and Chronic Illness Rider — at no additional cost Life Protection Advantage
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Accelerate the Underwriting Process for TLA
Accelerated Underwriting for Term Life Answers® speeds up the traditional underwriting process and can provide you with an underwriting decision in 48-72 hours. How does it work? It’s simple. Submit a Speed eTicket (drop ticket). ExamOne will contact your client to complete the health interview. If approved through Accelerated Underwriting, no other requirements are needed – that’s right, NO paramed exam. If not approved through Accelerated Underwriting, no problem, the application will continue down the traditional underwriting path like normal. Our Accelerated Underwriting Program flyer explains the program in detail and can be shared with your agents.. If you
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Your Guide to Selling Critical Advantage℠
There’s nothing complicated about selling Critical Illness, Cancer and Heart Attack & Stroke products in our Critical Advantage portfolio. It’s easy to understand. The policy pays cash upon diagnosis. There are no medical bills to collect and submit It’s easy to sell. With just three knock-out questions for benefits up to $50,000, you know on the spot if a policy can be issued It’s quick to issue. Express underwriting means your policies are issued in a matter of days so you get paid quickly With the Critical Advantage portfolio, clients of almost any age can complement their health plans with
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