Life Protection Advantage IUL has competitive long-term no-lapse guarantee premiums. But that’s not all. The product also comes with value-added features that many competitors don’t offer.
- A Guaranteed Refund Option Rider
Unlike many other IULs, qualifying Life Protection Advantage IUL policies come with a premium refund option when clients pay the ‘guarantee to 85’ premium level. With this feature, if your clients no longer need their life insurance coverage, they have seven 60-day windows in which they can surrender their policy and receive their premiums back.
- A Terminal and Chronic Illness Rider — at no additional cost Life Protection Advantage IUL policies also include an Accelerated Death Benefit Rider for Terminal and Chronic Illness – available with all policies at no additional cost and with no additional underwriting. And, if your clients prefer an LTC Rider, we’ve got great news. For an additional cost, your clients can replace their Chronic Illness Rider with a LTC Rider. Learn more about the rider on our LTC Rider site. Watch for details.
Count on United of Omaha to help clients get the protection they need, premiums that are competitive – and extras that help set this product apart.
For more information on our IUL products, visit our IUL Training Site.
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The Extras on Life Protection Advantage IUL