There will be upcoming changes to certain Mutual of Omaha’s Disability Income products in December that will affect Massachusetts and Wyoming only. Due to state regulation changes we are suspending Disability Income Insurance sales in MA and WY. Any applications from these DI products signed after the dates shown below will not be accepted. Impacted DI applications in MA and WY must be processed by December 31, 2019. STATE PRODUCT NAME POLICY NUMBER EFFECTIVE DATE MA DI Choice DI Choice at Work D81, D82, D83, 150BE D81M, D82M 12.2.19 WY DI Choice DI Choice at Work D81, D82, D83, 150BE
Read More
Phone Health Interview (PHI) Hours
This past Spring we extended our client phone interview hours to give your clients more flexibility to complete their health interview. Our client interview team, (800) 775-3000, stays open 1-hour longer Monday-Thursday and is also open on Saturdays. Let your clients know they can call us later in the evening or even on a Saturday – whatever works best for their schedule. Operating Hours (Effective 3/4/19) Monday – Thursday: 8:00 a.m. – 8:00 p.m.(CST) Friday: 8:00 a.m. – 5:00 p.m. (CST) Saturday: 10:00 a.m. – 2:00 p.m. (CST) If you have questions, please contact your Sales Director or Account
Read More
DI is Smart Planning
Bill always attended New Year’s Eve events with his family, until a horrible car accident changed his life, career, and most important his income. Read the remainder of Bill’s story here, or by clicking on the image below: DI is Smart Planning #goldencareagent #mutualofomaha > Related: Disability Income Protection Saves the Day
Read More
Return of Premium Can Help Clients Commit
An ROP rider will return a portion of premiums paid (less any claims paid). When included with a short-term or long-term disability policy, this money-back feature provides a solution for clients who: Need to justify their purchase by knowing they’ll get something tangible in return if they don’t use the policy Are attracted to the idea of getting a lump-sum payment they can use any way they wish, such as paying down their mortgage or other debts, or using it for retirement planning Are employed full time, age 30 – 50 For more information view the ROP Sales Idea here.
Read More
Advance Notice: End of Year Pay Schedule
As the holiday season quickly approaches, it’s easy to forget important dates with all the hustle and bustle. That’s why we are giving you early notice of our key end of year pay dates. Take a look and keep a copy with you to ensure you have the right dates. Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on the following days: Thanksgiving: Thursday, November 28, 2019 and Friday, November 29, 2019 Christmas: Wednesday, December 25, 2019 New Year’s Day: Wednesday, January 1, 2020 The past pay cutoff in 2019 for Life is
Read More
Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
holiday, insurance, life, Life Insurance, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, omaha, pay schedule, United of Omaha, and United World.
holiday, insurance, life, Life Insurance, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, omaha, pay schedule, United of Omaha, and United World.
Committed to Income Protection Since 1910
Disability income insurance should be considered primary in the asset protection market. It should always be on a producer’s mind when it comes to sound financial planning. Use this handy fact finder tool when visiting with clients to help ask the right questions and uncover the need for disability income insurance. View the Disability Income Insurance Fact Finder byclicking here or by clicking the image to the left. Committed to Income Protection Since 1910 #goldencareagent #mutualofomaha
Read More
Turn DI Objections into Sales
Whether you’re a new or seasoned producer selling disability income insurance you should be aware of reasons people think they don’t need this essential coverage. The key is to be prepared for anything a prospective client might say. Objection: “Nothing will happen to me. I don’t need DI.” It’s probably human nature to think like this. However, clients who raise this objection simply are not facing reality of losing their income. If your client missed three months’ worth of income, how would they pay their expenses? As an insurance professional looking out for your client’s best interests, it’s your job
Read More
Advance Notice: End of Year Pay Schedule
As the holiday season quickly approaches, it’s easy to forget important dates with all the hustle and bustle. That’s why we are giving you early notice of our key end of year pay dates. Take a look and keep a copy with you to ensure you have the right dates. Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on the following days: Thanksgiving: Thursday, November 28, 2019 and Friday, November 29, 2019 Christmas: Wednesday, December 25, 2019 New Year’s Day: Wednesday, January 1, 2020 The past pay cutoff in 2019 for Life is
Read More
Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
holiday, insurance, life, Life Insurance, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, omaha, pay schedule, United of Omaha, and United World.
holiday, insurance, life, Life Insurance, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, omaha, pay schedule, United of Omaha, and United World.
Disability Income Conversation Starters
One of the biggest mistakes some producers can make when selling disability income insurance is trying to sell the product. Instead, focus on the need. To connect with your clients (and make sales) help them understand the need of income protection and how disability income can help mitigate the consequences of the unexpected. Here are some ways to do this: Use a question to start the conversation. To the convey the need to your client, you need to understand their motivation. Ask questions like: What is important to you? What are your dreams and goals? How do you spend your
Read More
Reach Out to Self-Employed Clients
Reach out to your self-employed clients and discuss income protection. Disability income Insurance is the most overlooked and misunderstood of the major forms of insurance. Self-employed individuals are solely dependent on their ability to keep working. Loss of income due to an accident or sickness, even for a few months, may close the door on their dream of being a self-employed business owner. For more information, check out the Sales Idea flyer. Reach Out to Self-Employed Clients #goldencareagent #mutualofomaha
Read More
