Great Western Insurance Company (GWIC®) is elevating expectations of the life insurance industry — by offering a Final Expense plan for any client within the eligible age ranges with new instant-decision underwriting, no matter their health situation. Great plans Effective April 27, 2022, you’ll be able to go into your next client meeting knowing what to expect because we’re uncomplicating your Final Expense sales. We’re retiring the enrollment app for your mobile device and introducing the new, online-only MyEnroller℠ 4.0, which allows you to enter three plan options on one application. 1. Great Assurance® plan: This immediate benefit, first-day coverage
Read More
CareForward e-Application and Marketing Materials
e-App is now available on iGO The CareForward e-App is available on iPipeline’s iGO platform. You will access this via the same iGO portal you use to access Thrivent’s traditional LTCi e-App. Using the e-App will ensure your submission is In Good Order, and will greatly reduce your underwriting time. NOTE: Unlike the traditional product, the CareForward illustrations are not built into the e-App. Quotes must be run in WinFlex or on the Strategic Partners site (appointed producers only) and then attached to the e-App. E-App Guide Printable Applications While the e-App is the preferred method of application, there
Read More
CareForward quoting and comparison tools now available
CareForward Linked-Benefit Solution Two tools related to the new product solution are now available: CareForward illustration: Create CareForward product proposals for your clients. Long-Term Care Comparison Tool: Use to compare LTCi product options for your client. Video Overview of Illustration and Comparison Tools CareForward – Illustrations The comprehensive illustration offers the capability to create product proposals showing the benefits and costs of the CareForward product for your clients. An iPipeline illustration is not available for this product. Highlights: Ability to design a case based on either the premium to be paid or the benefits required, including the LTC Maximum Monthly
Read More
EssentialLTC E-APP User Guide
E-APP User Guide If you’re a first-time user or want to brush up on your skills, the E-APP User Guide is an easy way to become an expert on the easy to use application tool. It will take you through how to register, locate and use the E-APP. Give yourself an error-free experience by trying NGL’s E-APP today. Find this guide and many more on the Agent Resource Center. #goldencareagent #ngl #longtermcare
Read More
Good News | New Online Service Request Feature To Improve Client Experience
New Feature in OneAmerica’s OneSource Online (OSO) Beginning this month, a new feature is being added to the policy page in OSO. You will now have the option to make an Online Service Request on behalf of your client. Requests such as making address, beneficiary or bank draft changes, as well as requesting loans, dividends, and dividend changes can all be initiated online! Eliminate paper forms, speed up the process, reduce the opportunity for errors, and improve the experience for your clients! For more information, please watch this short video. If you’re already appointed through GoldenCare, but are not yet
Read More
You’re Invited! | Aetna’s Recovery Care vs GTL’s Recovery Cash
Despite the obvious similarities, there are plenty of differences between Aetna’s Recovery Care and GTL’s Recover Cash short-term care policies! Join Jon Randall for highlights on the differences, providing insight on the unique niches of each, and focusing on the features that may make one more advantageous for your client than the other. Register now to reserve your space! Tues, May 10, 2022 10:00 AM to 10:30 AM CDT Questions or help registering? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check
Read More
“California task force ponders long-term care insurance program”
“California task force ponders long-term care insurance program,” by Lois A. Bowers, McKnight’s Senior Living Quote: “The California Long Term Care Insurance Task Force is working to create a new long-term care insurance program that could include government funding, enrollee premiums and private long-term care coverage, reports Think Advisor. The group is charged with producing a feasibility report by Jan. 1, 2023, and an actuarial report on recommendations by Jan. 1, 2024. If approved, the actuarial report will be submitted to state lawmakers. One issue, however, is how to avoid problems facing a similar program in a state to the
Read More
Clippings and Industry News.
“OIG: MA plans denying, delaying services to beneficiaries”
“OIG: MA plans denying, delaying services to beneficiaries,” by Diane Eastabrook, McKnight’s Home Care Quote: “In a detailed report issued Thursday, the Office of Inspector General accused Medicare Advantage organizations (MAOs) of denying or delaying services to beneficiaries covered under Medicare rules. It also asserted that the plans denied payments to providers for services that met Medicare coverage rules and MA billing rules. The report follows persistent industry criticisms of MA plans, including their low payments to home care firms. … The OIG urged the Centers for Medicare & Medicaid Services to issue new guidance on appropriate use of MA clinical criteria
Read More
Clippings and Industry News.
“Considering Hybrid Long-Term Care Insurance? Policy Differences To Understand Before Buying”
“Considering Hybrid Long-Term Care Insurance? Policy Differences To Understand Before Buying,” by Jesse Slome, Benzinga Quote: “When it comes to hybrid long-term care policies, there are two Internal Revenue Codes (IRC) that define policies. The first is IRC Section 7702B. This section applies to policies defined as long-term care insurance. The second is IRC Section 101(g). This section defines coverage considered chronic illness coverage. Indeed, the code specifically says that 101(g) policies may NOT be marketed in any manner as long-term care coverage. You won’t find the words ‘long-term care’ in any of the insurance company’s promotional material. You
Read More
Clippings and Industry News.
“Ameriprise Celebrates Fed Interest Rate Increases”
“Ameriprise Celebrates Fed Interest Rate Increases,” by Allison Bell, ThinkAdvisor Quote: “[Ameriprise Financial CEO Jim Cracchiolo] predicted that Fed efforts to increase short-term rates will lead to a meaningful increase in earnings. He suggested that higher rates could make unwanted blocks of annuity and long-term care insurance business easier to sell.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Don’t count on the Fed. It created the interest rate problem in the first place and will likely plunge the economy back into it sooner rather than later. Subscribe
Read More
Clippings and Industry News.
