Cris Paulson | Tom Randall | Lynn Voss | Jon Randall | Manny Rosen | Jenn Felten | Cori Fountain | Jeff Clark Merry Christmas from the GoldenCare Marketing Team! From our team to you and your families, wishing you a wonderful Christmas! We’re looking forward to serving all your back end marketing support needs in 2021 and beyond! We’ve got your back! Special Holiday Hours: The office will be closed December 24th and 25th for Christmas reopening Monday the 27th at 8:00 a.m. Central Time Click Here to add additional carriers & products to your appointments. Questions?
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Happy New Year from our GoldenCare Family
As 2020 comes to an end, we would like to say “THANK YOU!” to all of our agents, clients and colleagues for a successful year! We appreciate your business, teamwork and loyalty and look forward to serving you in 2021! To better serve you this week, please review our New Year’s Schedule (below) and submit your business to GoldenCare by 4:30 PM Central on Wednesday, December 30th, to allow time to process. GoldenCare Office Closures For New Years: • Thursday, December 30th — CLOSED • Friday, January 31st, 2021 — CLOSED #goldencareagent #family #happyholidays
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LTC06UI Rate Adjustments Effective March 1, 2021
Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. To fulfill this commitment, we actively monitor emerging industry trends and make any adjustments necessary that enable us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective March 1, 2021: Block of Business Impacted States LTC06UI Delaware For a complete rate history, see the state approval grid on Sales Professional Access. Policyholder Notification Process Policyholders will receive
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LTC04I, LTC04G and LTC06UI Rate Adjustments Effective April 1, 2021
Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. To fulfill this commitment, we actively monitor emerging industry trends and make any adjustments necessary that enable us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective April 1, 2021: Block of Business Impacted States LTC04I, LTC04G and LTC06UI Maine For a complete rate history, see the state approval grid on Sales Professional Access. Policyholder Notification Process
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Contracting and Appointments Service Level Improvements
We previously notified you that we were experiencing delays in the processing of Contracts and Appointments. As of December 16, 2020, we have significantly reduced our processing times and are currently working on Contracting and Appointment requests that were received between December 11 and December 13. All three of our new training classes have completed training and are actively assisting us in reducing the overall pending work. The team is continuing to work hard to reduce the backlog and is forecasting additional improvements in turnaround times over the coming weeks. Please note there are still delays in receiving criminal records
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2020-2021 Advertising Compliance Annual Transamerica Agent Bulletin
2020-2021 Advertising Compliance Annual Agent Bulletin As you’re closing out your 2020 business and making plans for 2021, check out the 2020-2021 Advertising Compliance Annual Agent Bulletin for your Advertising responsibilities and to answer many of your questions. Please take time to read through the information and discuss the content at your next Agency meeting. Click here to check it out! Questions? Please contact the Transamerica sales desk at 888-545-2713. 2019-2020 Advertising Compliance Annual Transamerica Agent Bulletin #goldencareagent #transamerica
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NGL’s upcoming holiday hours
Upcoming holiday hours We hope you have a safe and healthy holiday season. Please note these upcoming important dates with special holiday hours for our office: Thursday, December 24 – Office closes at 1 p.m. PST Friday, December 25 – Closed Thursday, December 31 – Office closes at 1 p.m. PST Friday, January 1 – Closed Please contact your dedicated Long Term Care Sales Team at LTC@nglic.com with questions. Thank you. #goldencareagent #ngl #longtermcare
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EssentialLTC long term care updates
2021 COLA adjustments for Long Term Care insurance premiums The Internal Revenue Service issued Rev. Proc. 2020-45 providing the 2021 cost of living adjustments (COLAs) for certain items under the Internal Revenue Code (IRC), including “for eligible long term care premiums.” The maximum deduction that an individual who itemizes deductions may take for qualified long term care insurance premiums is set under IRC §213(d) and adjusted annual for increases in the medical care cost component of the consumer price index. The new maximum qualified long term care premium deductions under IRC §213 – for taxable years beginning in 2021 are
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COVID-19 and underwriting guidelines
COVID-19 and underwriting guidelines We reevaluated and adjusted our underwriting guidelines for applicants who have had a negative COVID-19 test. The current guidelines are: If a test is taken: There will be no waiting period for negative testing scenarios such as work, travel, visiting family or testing in advance of an elective surgery (colonoscopy, etc.). There will be a one month waiting period for a negative test result on an applicant with symptoms or direct exposure to another person who was positive. A positive test is a 6 month waiting period after a full recovery to assess any residuals. These
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Merry Christmas from the GoldenCare Marketing Team and Office Hours
Cris Paulson | Tom Randall | Lynn Voss | Jon Randall | Manny Rosen | Jenn Felten | Cori Fountain | Jeff Clark Merry Christmas from the GoldenCare Marketing Team! From our team to you and your families, wishing you a wonderful Christmas! We’re looking forward to serving all your back end marketing support needs in 2021 and beyond! We’ve got your back! Special Holiday Hours: The office will be closed December 24th and 25th for Christmas reopening Monday the 27th at 8:00 a.m. Central Time Click Here to add additional carriers & products to your appointments. Questions?
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