We sold our first long-term care insurance policy in 1987, and since then, we’ve paid over $1.3 billion in benefits to long-term care policyholders. On average, we pay over $11 million per month in long-term care claims. The need for a long-term care can arise at any time. When your clients believe they may need to file a long-term care claim, they can contact you directly or reach out to the Long-Term Care Claims Department. That means the promise we make to be here when your clients need us has not, and will not change. For more information on how
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Two Policies, Same Great Features
Both policies in the MutualCare Solutions portfolio provide coverage for home health care, as well as care received in an assisted living facility and nursing home. They also contain many of the same features and benefits. Cash Benefit with No Elimination Period • Provides cash to pay for any cost associated with LTC expenses Monthly Benefit Amount • Allows greater flexibility to maximize policy benefits Calendar-Day Elimination Period • Provides reimbursement benefits sooner Stay-at-Home Benefit • Includes multiple benefits to help people stay at home as long as possible Low Inflation Protection
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Thrivent and LTCG/illumifin Labor Day holiday closures
Thrivent will be closed Monday, Sept. 4 Thrivent (and our underwriting partners at illumifin) will be closed on Monday in observance of Labor Day. Normal operations will resume on Tuesday the 5th. #goldencareagent #thrivent #ltc
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Know the Difference Between MutualCare Secure Solution and MutualCare Custom Solution
Whether you’re new to selling LTCi or have been at it for years, understanding the difference is key to better serving your clients. MutualCare® Secure Solution is a traditional long-term care policy that allows people to plan ahead for their long-term care needs. By adding this measure of security to their retirement portfolio, they know that a portion of their long-term care expenses will be covered. MutualCare® Secure Solution is perfect for: Customers who are looking for easy-to-understand benefits and the security of knowing they have some measure of asset protection Agents who like a product with simple design and
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Where does Thrivent’s LTCi fit?
Consider Thrivent’s standalone LTCi solution when looking for the following benefits, or working with these audiences: Pricing: Return of Premium Zero-Day EP for Home/Community Care State specific advantages: IN (one of the only IN Partnership policies) FL and CA (other carriers may have state-specific pricing) When comparing 5-year benefits Highly competitive rates for women Competitive rates for younger couples Benefits and Riders: Accelerated, 10-pay option Shared Care with Residual Benefit and Dual Waiver of Premium Inflation options of 1%, 2%, 3%, 5%, and FIB Couples discount Caregiver resources Niches: More ages (18 to 79) When carrier strength is important Robust
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Just how competitive is Thrivent’s Long-Term Care insurance solution?
Thrivent’s Long-Term Care insurance is priced very competitively against other traditional LTCi carriers. Additionally, there are niches and benefit spots where Thrivent works well. Learn more in the competitive comparison that showcases Thrivent’s built-in features and optional riders compared to other leading insurers. Download Now #goldencareagent #thrivent #ltc
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Inflation Protection
It’s without question that the cost of healthcare will rise in the coming years. Helping your clients fight inflation is a great way to ensure they have the coverage needed as they age. Inflation Protection The current maximum monthly benefit and remaining policy limit increase annually by the percentage the insured selects The increase occurs on each policy anniversary date for the length of time the insured selects – either for the life of the policy or for a limited period of time Inflation Protection Buy-Up Option The buy-up option is only available on MutualCare® Custom Solution policies Each year,
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You’re Invited! Power in Personalized Plan Designs
OmniFlex plan designs can be very diverse, which means you can offer extended care planning solutions for even more clients! Join us as Dennis Rinner reviews several case studies for clients turning age 65. We’ll discuss bridging Medicare gaps with coverage that every 65-year-old could or will need. Wed, Aug 9, 2023 10:00 a.m. Central Add this easy-to-sell product to your portfolio today! DEMO: Quote & Enroll using ManhattanDirect 2.0 OmniFlex is underwritten by Standard Life and Casualty – a ManhattanLife company. View Our Full Webinar Schedule Questions or help registering? Call the GoldenCare Marketing Team at
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Great News! Automatic Bill Pay is Accessible
Beginning August 7, 2023, existing policyholders will be able to sign up for Automatic Bill Pay for all modes (monthly, quarterly, semi-annually, or annually) in various ways. For policies issued between 1987 and 2003 Policyholders can log in to Customer Access and complete their billing mode change under the “Billing” tab or Call Customer Service at 1-877-845-0872 to request mode changes For policies issued 2004 and later Policyholders can complete and return the Benefit Change Request Form and Electronic Funds Transfer Authorization along with a voided check or Call Customer Service at 1-800-921-9334 to request mode changes Please note, Automatic
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Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
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LTC Sales Contest — Earn a Bonus!
An LTC Sales Bonus Is Within Reach! There’s nothing quite like earning a bonus. Knowing that you did what it takes to go above and beyond to earn a little extra for yourself feels really good. And in this case, you’ll also feel good knowing that you’re helping protect your clients from the unexpected financial burden that can result from not having long-term care insurance. It’s a win-win! So get excited, because a bonus is within your reach! We’re having an LTC Sales contest that can help you earn yourself a 5% bonus! Here’s what you need to know: Only
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