Consider Thrivent’s standalone LTCi solution when looking for the following benefits, or working with these audiences:
Pricing:
- Return of Premium
- Zero-Day EP for Home/Community Care
- State specific advantages:
- IN (one of the only IN Partnership policies)
- FL and CA (other carriers may have state-specific pricing)
- When comparing 5-year benefits
- Highly competitive rates for women
- Competitive rates for younger couples
Benefits and Riders:
- Accelerated, 10-pay option
- Shared Care with Residual Benefit and Dual Waiver of Premium
- Inflation options of 1%, 2%, 3%, 5%, and FIB
- Couples discount
- Caregiver resources
Niches:
- More ages (18 to 79)
- When carrier strength is important
- Robust benefits:
- $1,500 – $15,000 Monthly Benefit
- 2 to 8 year benefits
Contact GoldenCare to learn more about where Thrivent can fit.
#goldencareagent
#thrivent
#ltc