“What Retirement? People Over 65 Are Launching Encore Careers and Finding Fulfillment Like Never Before”

“What Retirement? People Over 65 Are Launching Encore Careers and Finding Fulfillment Like Never Before,” by Alix Langone, CNN Money “A growing number of older Americans are challenging the idea of traditional retirement, as more retirees decide they want to keep working or pursue passions after leaving the rat race behind: the number of Americans age 65 and over who continue to work has doubled since 1985, according to a study by United Income. Some people simply need to keep a paycheck coming in to cover the bills, but many want some combination of rewarding work on their own terms
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Categories: Clippings, Industry News, and Long-Term Care.

“CDC: U.S. life expectancy rises slightly, mortality rates fall compared to ’07″

“CDC: U.S. life expectancy rises slightly, mortality rates fall compared to ’07,” by Alicia Lasek, McKnight’s LTC News “Long-Term Care Planning Is Still a Great Way to Connect With Clients: Kristi Rodriguez,” by Allison Bell, ThinkAdvisor “United States life expectancy has increased slightly and mortality rates are down compared to 2007 numbers, while nursing homes are the third-most-used long-term care service, according to new data released this week by the U.S. Centers for Disease Control & Prevention. Life expectancy rose to 78.6 years in 2017 – up 0.5 years from 2007, reported the agency’s National Center for Health Statistics. In
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Categories: Clippings, Industry News, and Long-Term Care.

“Long-Term Care Planning Is Still a Great Way to Connect With Clients: Kristi Rodriguez”

“Long-Term Care Planning Is Still a Great Way to Connect With Clients: Kristi Rodriguez,” by Allison Bell, ThinkAdvisor “Long-Term Care Planning Is Still a Great Way to Connect With Clients: Kristi Rodriguez,” by Allison Bell, ThinkAdvisor Quote: “Rodriguez is now vice president for thought leadership at Nationwide Financial. She oversees the company’s Nationwide Retirement Institute think tank program, advanced consulting, practice management, and training and development teams. … Here are three things Rodriguez said about LTC planning, drawn from her remarks during that visit. Few consumers, or financial advisors, jump to talk about LTC planning. … Many advisors are hungry for information about
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Categories: Clippings, Industry News, and Long-Term Care.

“Lifestyle changes improved cognition in people at risk for Alzheimer’s, study shows”

“Lifestyle changes improved cognition in people at risk for Alzheimer’s, study shows,” by Sandee LaMotte, CNN “A new study finds personalized lifestyle interventions not only stopped cognitive decline in people at risk for Alzheimer’s, but actually increased their memory and thinking skills within 18 months. … The study was published Wednesday in the journal ‘Alzheimer’s and Dementia: The Journal of the Alzheimer’s Association.’ … Evidence is growing that certain lifestyles changes such as diet, exercise and brain training might slow their mental decline, possibly even protect them from developing full-blown dementia.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform):
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Categories: Clippings, Industry News, and Long-Term Care.

Time to Start the Conversation

Did You Know? The U.S. Department of Health and Human Services predicts that 70% of people who reach age 65 will need long-term care services at some point in their lives. There’s no better time than LTC Awareness Month to start talking to your clients about the importance of planning for their long-term care needs. Mutual of Omaha also has the tools you need to begin this important conversation, including tips on how to get people talking plus a variety of materials – flyers, brochures even a short presentation to help you highlight the importance of planning for long-term care.
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Advance Notice: End of Year Pay Schedule

As the holiday season quickly approaches, it’s easy to forget important dates with all the hustle and bustle. That’s why we are giving you early notice of our key end of year pay dates. Take a look and keep a copy with you to ensure you have the right dates. Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on the following days: Thanksgiving: Thursday, November 28, 2019 and Friday, November 29, 2019 Christmas: Wednesday, December 25, 2019 New Year’s Day: Wednesday, January 1, 2020 The past pay cutoff in 2019 for Life is
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Categories: Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Good News | Securian’s Turn-Key Marketing Plan During LTC Awareness Month

November Is Long-Term Care Awareness Month! November is Long-Term Care (LTC) Awareness Month! Use Securian’s turn-key marketing plan to help maximize your prospecting efforts and make the most out of this opportunity. From building awareness and generating leads to setting appointments and offering solutions, each week includes a SecureCare sales strategy and tool to help you move prospects down the sales funnel. Get the plan   Read Full Good News Announcement Questions? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare News
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Categories: GoldenCare News, Industry News, Long-Term Care, and Securian.

“Early retirement can accelerate cognitive decline among the elderly”

“Early retirement can accelerate cognitive decline among the elderly,” by Kate Anderson, News-Medical “Early retirement can accelerate cognitive decline among the elderly, according to research conducted by faculty at Binghamton University, State University of New York. … The researchers discovered that there were significant negative effects of pension benefits on cognition functioning among the elderly.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): It seems like just about everything causes dementia nowadays. But Social Security too?
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Categories: Clippings, Industry News, and Long-Term Care.

“Many views on aging based on misconceptions, survey finds”

“Many views on aging based on misconceptions, survey finds,” by Alicia Lasek, McKnight’s LTC News “Among the survey highlights: Nearly 40% of respondents are not aware that certain prescription medications can impact cognition, and only half know that certain medicines should be avoided as a person gets older. Most older people have multiple chronic conditions, take five-to-10 medications daily, and experience some level of disability. More than 40% mistakenly believe that it is normal for people to get depressed as they age. Few respondents are doing any activities designed to improve mobility. However, people are taking measures to prevent falls,
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Categories: Clippings, Industry News, and Long-Term Care.

“Frail nursing home patients told to relocate as their Medi-Cal plans cut off payment”

“Frail nursing home patients told to relocate as their Medi-Cal plans cut off payment,” by Jocelyn Wiener, California Healthline “Some of California’s most vulnerable nursing home residents, many of whom have nowhere else to go, are receiving letters from their health care plans saying they are no longer eligible for long-term care. In one notable example, three dozen nursing home residents in San Luis Obispo County were informed on the same day that their Medi-Cal managed care plan was cutting off payment for nursing home care, said Karen Jones, the county’s long-term care ombudsman.” LTC Comment (from Stephen A. Moses,
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Categories: Clippings, Industry News, and Long-Term Care.