Living Promise Whole Life Insurance can help ease the financial burden associated with outstanding medical bills, debt and final expenses. It offers your clients affordable premium rates that never increase, no medical exam is required and the policy can’t be canceled as long as premiums are paid and there has been no material misrepresentation. Call Mutual of Omaha’s Sales Support at 1-800-693-6083 to customize our Living Promise rate postcard today! If you have questions, please contact Mutual of Omaha’s Sales Support at 800-693-6083 or email sales.support@mutualofomaha.com. Customize Your Own Living Promise Postcard #goldencareagent #mutualofomaha
Read More
AccumUL Answers is Available in California on August 1st
Effective August 1st, AccumUL Answers is approved for sale in California. AccumUL Answers offers your clients both a permanent death benefit and the potential to accumulate a cash value. This provides flexibility down the road if coverage needs change. You can also customize your client’s coverage with a variety of riders, including the riders below. The Accelerated Death Benefit for Terminal and Chronic Illness Riders. The Chronic Illness Rider provides benefits if the insured is unable to perform two of six Activities of Daily Living for 90 consecutive days or has severe cognitive impairment. The Terminal Illness Rider provides benefits
Read More
Securian enhances ePolicy delivery capabilities
Doing business with us just got a little easier! Our ePolicy delivery capability has been expanded to more products! ePolicy delivery not only provides a paperless delivery experience, but it can reduce cycle time, meaning your clients receive coverage faster than traditional delivery! ePolicy delivery is now available for: Eclipse Protector IUL Value Protection IUL Accumulator Universal Life Secure Protector whole life Secure Accumulator whole life Orion IUL Balanced Growth Accumulator IUL Premier Variable Universal Life (VUL) VUL Defender* #goldencareagent #minnesotalife #securian
Read More
Business Planning Strategies Using the Guaranteed Refund Option
Life insurance can be an important planning tool for business owners. If you have business clients that want a Guaranteed Universal Life product, make sure they understand the additional value provided by the Guaranteed Refund Option rider on United of Omaha’s GUL. The GRO rider provides flexible options for business owners who are planning for the future of their company. And, it is available at no additional cost on qualifying policies. Here are three scenarios in which a life insurance policy with a Guaranteed Refund Option rider can benefit your business clients. If you have questions, please contact Mutual
Read More
Gerber Life – Reducing your clients pain points
Gerber Life Operations Update Agent Trends and Handling Your Client Pain Points Gerber Life Insurance is always striving to make doing business with us easier. The Agent Trends flyer outlines 5 key areas that have been identified as pain points for clients. It also provides guidelines to Agents on how to properly handle these situations. By identifying these trends, Gerber Life Insurance is able to provide our agents with enhanced support and a better understanding of our processes. Our goal is to decrease trends in these areas and to determine if agents need additional information on our products, the
Read More
The Extras on Life Protection Advantage IUL
Life Protection Advantage IUL has competitive long-term no-lapse guarantee premiums. But that’s not all. The product also comes with value-added features that many competitors don’t offer. A Guaranteed Refund Option Rider Unlike many other IULs, qualifying Life Protection Advantage IUL policies come with a premium refund option when clients pay the ‘guarantee to 85’ premium level. With this feature, if your clients no longer need their life insurance coverage, they have seven 60-day windows in which they can surrender their policy and receive their premiums back. A Terminal and Chronic Illness Rider — at no additional cost Life Protection Advantage
Read More
Accelerate the Underwriting Process for TLA
Accelerated Underwriting for Term Life Answers® speeds up the traditional underwriting process and can provide you with an underwriting decision in 48-72 hours. How does it work? It’s simple. Submit a Speed eTicket (drop ticket). ExamOne will contact your client to complete the health interview. If approved through Accelerated Underwriting, no other requirements are needed – that’s right, NO paramed exam. If not approved through Accelerated Underwriting, no problem, the application will continue down the traditional underwriting path like normal. Our Accelerated Underwriting Program flyer explains the program in detail and can be shared with your agents.. If you
Read More
Two-Factor Authentication – Changes
Two-Factor Authentication – Changes Effective July 1 June 27, 2019 In December 2018, Securian Financial implemented Two-Factor Authentication for access to SecurianAdvisor.com. The authentication period was configured for at least once each week. Effective July 1, 2019, the authentication period will change to 24 hours, which will require each user to authenticate using Two-Factor each day (or every 24 hours). This change provides additional security protection against malicious user impersonation, unauthorized access, and aligns with industry best practice. For questions, please contact the Securian Enterprise Contact Center at 1-833-810-8259. Two-Factor Authentication – Changes effective July 1 #goldencareagent
Read More
Fourth of July Office Closing 2019
Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on Thursday, July 4th and Friday, July 5th for Independence Day. Below are the cut-off dates and times and the adjusted pay schedules. Holiday Pay Calculation Schedule Med Supp E-App & All Life Cutoff 3:00 PM Health Cutoff 3:00 PM Long Term Care Cutoff 3:00 PM Direct Deposit (EFT) Available Independence Day, Thursday 7/4/2019 and Friday, 7/5/2019 Monday 7/1/2019 Monday 7/1/2019 Friday 6/28/2019 Friday 6/28/2019 Friday 7/5/2019 Weekly and holiday pay schedules are also available on the Sales Professional Access (SPA) website. If you have
Read More
Help Your Clients Understand Their Planning Options
Over the years, your clients have likely spent time planning for their future. They’ve saved, they’ve taken care of themselves and they’re ready to enjoy the result of all that planning – a comfortable retirement. Have your clients considered what would happen to their plans should they become chronically ill? Costs of care, treatments and medication are expensive. If your client has a life insurance need, they can plan ahead for this retirement risk using a Long-Term Care Rider or a Chronic Illness Rider on their life insurance policy. The following two brochures are client-approved and can be used to
Read More
