Your clients lead busy lives and they may put off making important decisions. Plant the seed early with these clients to help plan for possible future health needs. Buying a long-term care insurance policy may be far down the list of their priorities, so let them know the benefits of getting coverage early. Advantages to buying LTCi early Insurability — clients will be more likely to be approved for coverage Affordability — rates are based on your client’s age at time of purchase Peace of Mind — clients can rest easy, they are protected for any future care they may
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Medicare News – Omaha Family of Companies
Medicare Supplement: Upcoming Med Supp Rate Adjustments Please view the upcoming rate adjustments in MN and WV. Dental Marketing Credits- Summer Program During the months of June, July, August and September earn marketing credits for your first three dental applications each month. #goldencareagent #mutualofomaha
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Protection that fills the coverage gap
Help your clients cover out-of-pocket medical expenses with a Critical Advantage policy. Some health care insurance issued through employers may not cover all the costs associated of a critical illness. Or, your clients with high deductible plans may need help with out-of-pocket expenses. The lump sum benefit in the Critical Advantage policy can be used to fill gaps in your client’s current coverage. Download this sales tip here to help increase your Critical Advantage sales. Protection that fills the coverage gap #goldencareagent #mutualofomaha
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Choosing a campaign: Educational vs Product
Choosing a campaign: Educational vs Product Educational When you’re looking to help clients consider needs they may encounter while planning for the future, we recommend running an educational campaign. Available themes include long-term care awareness, marketing LTC to women, and more. Product Product campaigns are the best choice when you want to inform clients about OneAmerica® Care Solutions products. These campaigns give a more detailed look into how our solutions can help your clients protect their future. Access campaign resources Visit our Marketing Toolbox to view short videos on producer and consumer campaigns, access our latest core marketing materials
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In-Force Rate Action Announcement: Iowa (Pre-PCS, PCS I, PCS II, Choice 1)
> PCS II with Stable Premium Option > Choice 1 with Stable Premium Option As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. Iowa has now allowed the following increases: Iowa Product Series Increase Percentage for Policies with Limited Benefit Periods Increase Percentage for Policies with Lifetime Benefit Periods Pre-PCS 39% phased 17.9%, 17.9% cumulative 39% phased 17.9%, 17.9% cumulative PCS I 39% phased 17.9%, 17.9% cumulative 39% phased 17.9%, 17.9% cumulative PCS II 39%
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Genworth, Industry News, and Long-Term Care.
In-Force Rate Action Announcement: Rhode Island (Privileged Choice® and Classic Select®)
As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. Rhode Island has now allowed the following increases: Rhode Island Product Series Increase Percentage Privileged Choice 50.1% phased 25%, 20.1%% cumulative Classic Select 50.1% phased 25%, 20.1% cumulative This rate increase applies to both AARP® and Non-AARP policies. Communications Timeline Servicing agents will receive a list of their impacted policyholders in this state one week prior to the start of policyholder notifications. Policyholder notifications will
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Genworth, Industry News, and Long-Term Care.
Good News | Need Illustrations? Let GoldenCare Run the Figures for You!
Quickly & Easily Request Quotes Through GoldenCare’s Agent Site Did you know: GoldenCare offers an easy online form to request quotes through our agent website, goldencareagent.com? Choose from Long-Term Care insurance, Critical Cash or Disability, and the interactive form will change to show only applicable benefit options. Requests are typically handled within 4 hours. Any submitted after 4:00 PM Central Time will be answered the following morning. Let GoldenCare be your back office – we’ll run the figures for you! Click here to submit your quote requests! Read Full Good News Announcement Questions? Call the GoldenCare Marketing Team at
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One-stop shop for your Med Supp clients!
GTL’s Medicare Supplement Insurance Extremely competitive rates Household discount 3-4 day underwriting time Over 50 years in the market + Looking for cutting-edge cancer coverage? Precision CareTM Cancer Insurance Lump sum coverage up to $75,000 Access to and payment for TGen’s revolutionary genomic sequencing and consultations And more! Wouldn’t your clients rather recover at home? Short-Term Home Health Care Insurance $150, $300 or $450 max daily benefit Prescription Benefit of $300 or $600 $40, $80 or $120 per-day Home Health Care Aide Benefit And more! GTL’s products help to make the perfect package of protection for your clients! ORDER
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“Washington is 1st state to allow composting of human bodies”
“Washington is 1st state to allow composting of human bodies,” by Gene Johnson, Associated Press “Gov. Jay Inslee signed legislation Tuesday making Washington the first state to approve composting as an alternative to burying or cremating human remains. It allows licensed facilities to offer ‘natural organic reduction,’ which turns a body, mixed with substances such as wood chips and straw, into about two wheelbarrows’ worth of soil in a span of several weeks. Loved ones are allowed to keep the soil to spread, just as they might spread the ashes of someone who has been cremated — or even use
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Clippings, Industry News, and Long-Term Care.
“5 insights from NIC’s Middle Market Investor Summit”
“5 insights from NIC’s Middle Market Investor Summit,” by Lois A. Bowers, McKnight’s Senior Living “Several panelists shared insights about current and potential efforts to meet middle-income older adults’ senior housing and care needs on Tuesday at the National Investment Center for Seniors Housing & Care’s Middle Market Investor Summit in New York City. The event came as NIC released an analysis showing that reducing the annual cost of senior living by $10,000 could enable 2.3 million more older Americans to afford it, and reducing it by an additional $5,000 on top of that would enable 3.6 million more people to afford
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Clippings, Industry News, and Long-Term Care.
