A Thrivent LTCi differentiator-Flexible Increase Benefit

Customize benefit and premiums to meet future goals In addition to offering more traditional compounding inflation options of 1, 2, 3 or 5% Compound (Annual Increase Benefits), Thrivent’s traditional LTCi solution also offers a unique buy-up option that allows your client to be in control of their budget and their benefit growth. The Flexible Increase Benefit rider increases the maximum monthly benefit, available benefit and ancillary benefits on the contract anniversary by 5% compounded annually, without evidence of insurability. This rider may be partnership-qualified, dependent on age, in 20+ states (as long as someone meets partnership buy-up requirements – See
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Categories: Industry News, Long-Term Care, and Thrivent.

Updated MutualCare® Solutions Underwriting Guide

The MutualCare® Solutions Underwriting Guide has been updated. View the updated guide by clicking here, download from Sales Professional Access (SPA), or order through your normal ordering channels.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   Updated MutualCare® Solutions Underwriting Guide   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Updated MutualCare® Solutions Product Guide

An updated MutualCare® Solutions Product Guide is available for download from Sales Professional Access (SPA). Updates include: Page 4 — Updated Policy Limit Duration and Maximum Monthly Benefit Increase Page 12 — Maximum Monthly Benefit Increase Page 13 — Updated Policy Limit Duration and Maximum Monthly Benefit Increase Page 21 — Maximum Monthly Benefit Increase Download the new version here or order through your normal ordering channels.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   Updated MutualCare® Solutions Product Guide   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Don’t Forget to use our LTC Cost of Care Calculator!

The LTC Cost of Care Calculator lists state-specific and projected inflation figures for the following: Home Health Care Cost Assisted Living Facility Cost Nursing Home (private and semi-private room) Equipped with this valuable information, you and your clients are informed on what types of benefits are necessary to meet each customer’s unique needs. Head to SPA and see how easy it is to use the cost of care calculator. Give it a try here!   Don’t Forget to use our LTC Cost of Care Calculator!   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

NGL’s 2023 Annual Report is now available

NOW AVAILBLE! View our 2023 Annual Report National Guardian Life (NGL) is pleased to announce the availability of their 2023 Annual Report! Explore the report to learn about our company’s journey, financials and our 115th anniversary. Read and download our Annual Report for the year of 2023. Ratings current as of 05/25/23.   For agent inquires contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the Long Term Care Sales Team at LTC@nglic.com.   NGL’s 2023 Annual Report     #goldencareagent #ngl #longtermcare
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Introducing e-Policy Delivery!

Introducing e-Policy Delivery! Beginning April 1, 2024 all policies will now be issued through our new e-Delivery process. You as the agent will now have the ability to email your clients their policy documents and securely get their signatures electronically, all through the Agent Resource Center! By selecting the Electronic Policy Delivery link under the e-Statements dropdown, you will be able to access and track any policy issued within 60 days with the ability to download the Agent Packet, Client Policy, Documents for Client Signature, and send or resend emails to your clients to acquire their signatures, if needed. This
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Thrivent differentiators—Caregiver Resources

Navigating care for loved ones isn’t easy, but Thrivent’s Caregiver Resources provide financial and emotional support This reprint from Thrivent magazine shares stories of how this member benefit is positively impacting the lives of family caregivers. It also provides a sample of the content that one can find with Homethrive.   Access Article     #goldencareagent #thrivent #ltc
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Categories: Industry News, Long-Term Care, and Thrivent.

Thrivent Featured in ThinkAdvisor

Why Extended Care Planning Remains Critical for Women Working women ages 40 and up often juggle career and family obligations in a way that virtually no other demographic group does. Often at the peak of their earning power, many women in their 40s, 50s, and 60s are also primary caregivers for younger members of their families, and frequently for one or more parents or in-laws as well. Given these responsibilities, it’s no surprise that women often postpone thinking about their own future, particularly when it comes to potential extended care needs. In this ThinkAdvisor article, Wendy McCullough, VP—Solutions, Pricing and
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Categories: Industry News, Long-Term Care, and Thrivent.

Results From the Annual Cost-of-Care Study

The Cost-of-Care Study Results Are In Every year, Mutual of Omaha conducts a cost-of-care study in all 50 states, and the results are in. The cost of services continues to rise and the average cost for a home health aide is over $70,000 a year. We’ve updated our cost-of-care tools to reflect the changes in price and to help you guide the conversation about how clients intend to pay for their long-term care. Resources for Long-Term Care Sales: Cost-of-Care Sales Ideas — Share the Cost-of-Care Overview and Home Health Care Sales Idea with agents to equip them for powerful conversations
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Important Notice: Illumifin Has Updated Their Email Address Domain

Please note that Illumifin has changed its email address domain from ltcg.com to illumifin.com. All emails sent to illumifin employees using “@ltcg.com” will be forwarded to the illumifin.com domain until August 21st, 2024. On this date, the ltcg.com email domain will shut down permanently and emails will no longer be forwarded. The format of illumifin employee email addresses has also changed. There will no longer be a period in-between the first and last name within the email address. For example, any email that would originally be sent to firstname.lastname@ltcg.com should now be addressed to firstnamelastname@illumifin.com. Helpful Tip: A helpful feature
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).