New Asset Care Campaign Launching July 15

July 22, 2019 | by | Comments Off on New Asset Care Campaign Launching July 15

Bringing compelling stories to the long-term care marketplace Today we are making a new Asset Care campaign available. This campaign was designed with your feedback to create stories that you can use in sales situations. This campaign will help you tell the Asset Care story from four different personal points of view.     Andy & Becky’s story highlights how Asset Care Single Premium Whole Life can fit into the plans for this busy professional couple as they near retirement.   Lisa’s story highlights how Asset Care with Return of Premium can help cover long-term care needs for a single
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.
Tags: annuity, Asset Care, hybrid, insurance, Long-Term Care, LTC, LTCi, OneAmeica, State Life, and training.

EssentialLTC – Partnership Exchange Mailings in 3 States (KY, OH & OR)

July 19, 2019 | by | Comments Off on EssentialLTC – Partnership Exchange Mailings in 3 States (KY, OH & OR)

With the recent Partnership policy approval in select states, we are happy to announce that the exchange of eligible National Guardian Life (NGL) EssentialLTC policies is scheduled to occur in the following three states: Kentucky Ohio Oregon Exchanges of eligible EssentialLTC policies in these states are scheduled to begin July 19, 2019.   Eligibility for Automatic Exchange to a Partnership Policy To be considered as eligible for an automatic exchange to a Partnership policy, the inforce EssentialLTC Long Term Care insurance policy would need to meet all of the following LTC Partnership eligibility requirements: active policy issued and inforce that
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Categories: Industry News, Long-Term Care, and National Guardian Life.
Tags: insurance, Long-Term Care, LTC, LTCi, National Guardian Life, NGL, and Partnership.

Joe Guyotte joins NGL as National Sales Vice President

July 19, 2019 | by | Comments Off on Joe Guyotte joins NGL as National Sales Vice President

Madison-based mutual life insurance company, National Guardian Life Insurance Company (NGL), is pleased to announce that Joe Guyotte joined the Specialty Insurance Markets team as National Sales Manager – Individual Markets. Guyotte will focus on developing and implementing marketing plans with current and potential marketing organizations. He will also be working with agents for NGL’s individual products lines of business, including EssentialLTC (Long Term Care insurance) and Medicare Supplement. “We are excited for Joe to join our growing team. NGL believes in providing people the peace of mind and financial security they want in their retirement years. With the senior
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Categories: Industry News, Long-Term Care, and National Guardian Life.
Tags: insurance, Long-Term Care, LTC, National Guardian Life, NGL, and sales.

In-Force Rate Action Announcement: Ohio (Choice 1)

July 18, 2019 | by | Comments Off on In-Force Rate Action Announcement: Ohio (Choice 1)

As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. Ohio has now allowed the following increase: Ohio Product Series Increase for Policies with Limited Benefit Periods Increase for Policies with Lifetime Benefit Periods Choice 1 46% 55%   Communications Timeline Servicing agents will receive a list of their impacted policyholders in this state one week prior to the start of policyholder notifications. Policyholder notifications will begin July 23, 2019 and will continue throughout the next
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Categories: Genworth, Industry News, and Long-Term Care.
Tags: Genworth, Genworth Life Insurance Company, GLIC, insurance, long-term care insurance, LTC, and LTCi.

In-Force Rate Action Announcement: Michigan (Privileged Choice®)

July 18, 2019 | by | Comments Off on In-Force Rate Action Announcement: Michigan (Privileged Choice®)

> Privileged Choice® with Stable Premium Option > 1% Benefit Increase Option As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. Michigan has now allowed the following increases: Michigan Product Series Increase Percentage Privileged Choice 20.3%   This rate increase applies only to non-AARP policies. Communications Timeline Servicing agents will receive a list of their impacted policyholders in this state one week prior to the start of policyholder notifications. Policyholder notifications will begin July 30,
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Categories: Genworth, Industry News, and Long-Term Care.
Tags: Genworth, Genworth Life Insurance Company, insurance, Long-Term Care, LTC, LTC Rate Increases, and premium increase.

In-Force Rate Action Announcement: Alaska (Privileged Choice®)

July 18, 2019 | by | Comments Off on In-Force Rate Action Announcement: Alaska (Privileged Choice®)

> Privileged Choice® with Stable Premium Option > 1% Benefit Increase Option As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. Alaska has now allowed the following increases: Alaska Non-AARP Product Series Increase Percentage Privileged Choice 12.2%   Alaska AARP® Product Series Increase Percentage Privileged Choice 12%   Communications Timeline Servicing agents will receive a list of their impacted policyholders in this state one week prior to the start of policyholder notifications. Policyholder notifications will
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Categories: Genworth, Industry News, and Long-Term Care.
Tags: Genworth, Genworth Life Insurance Company, insurance, Long-Term Care, LTC, LTC Rate Increases, and premium increase.

LTCi Home Health Care Benefits

July 18, 2019 | by | Comments Off on LTCi Home Health Care Benefits

There are a lot of misconceptions about long-term care insurance, including thinking it is nursing home insurance. In fact, your clients may not realize that having an LTC policy can actually help keep them out of a nursing home. That’s because home health care benefits are built in to our LTCi policies. These benefits will help your client stay at home for as long as possible if the need for long-term care services arises. Whether it’s help with household chores like cooking and cleaning or personal services like bathing and dressing, MutualCare® long-term care insurance policies gives your clients the
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: home health care, insurance, long-term care insurance, LTC, LTCi, mutual of omaha, and omaha.

In-Force Rate Action Announcement: Iowa (Privileged Choice® and Classic Select®)

July 8, 2019 | by | Comments Off on In-Force Rate Action Announcement: Iowa (Privileged Choice® and Classic Select®)

> Privileged Choice® and Classic Select® with Stable Premium Option > 1% Benefit Increase Option As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. Iowa has now allowed the following increases: Iowa non-AARP Product Series Increase Percentage Privileged Choice 27.3% phased 17.9%, 8.0% cumulative Classic Select 27.3% phased 17.9%, 8.0% cumulative   Iowa AARP® Product Series Increase Percentage Privileged Choice 30% phased 17.9%, 10.26% cumulative Classic Select 30% phased 17.9%, 10.26% cumulative   These rate
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Categories: Genworth, Industry News, and Long-Term Care.
Tags: Genworth, Genworth Life Insurance Company, insurance, Long-Term Care, LTC, LTC Rate Increases, and premium increase.

Have you tried the LTC e-App?

July 3, 2019 | by | Comments Off on Have you tried the LTC e-App?

If you haven’t tried the LTC e-App yet, what are you waiting for? Producers that have used the LTC e-App agree it’s the easiest way to submit LTC applications. Some great features of the e-App include: Mistake-proof visual cues let you know your progress and prompt you for missing information Simple e-signature process Auto-save function so none of your information is lost A dashboard shows all applications in process Try the e-App on your next sale and you may never go back to paper. To access the LTC e-App now, click here (login required).   Have you tried the LTC
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: e-Application, insurance, Long-Term Care, LTC, mutual of omaha, and omaha.

Two Ways to See Your State’s Cost of LTC Services

July 3, 2019 | by | Comments Off on Two Ways to See Your State’s Cost of LTC Services

Mutual of Omaha has been providing you with long-term care costs for years, but if you aren’t sure how much your clients may need, use our Cost of Care calculator or Cost of Care Brochure to find out. In fact, they’ve just updated with 2018 numbers! Each tool reflects the costs for Home Health Care, Assisted Living Facility and Nursing Home for private and semi-private room by state.   Two Ways to See Your State’s Cost of LTC Services   #goldencareagent #mutualofomaha #costofcare
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: cost of care, insurance, Long-Term Care, LTC, mutual of omaha, and omaha.