Why look at Thrivent when prescreening your client’s health? Few carriers publish preferred rate class guidelines. Thrivent considers all applicants for a preferred rate, and the underwriting guide outlines the preferred health criteria. Thrivent doesn’t auto-decline based on someone being declined by another carrier. (If declined elsewhere though, prescreening health with an underwriter is a must) Read on for Preferred health guidelines and build chart. Preferred Underwriting Checklist Page 5 of the Underwriting Guide All applications are considered for preferred issue, but the criteria below can help determine whether your client may qualify for the preferred risk class. We recommend
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Thrivent LTCi issues 4% more policies at preferred health than a leading competitor In July’s Broker World magazine, the Milliman Long Term Care Insurance Survey showed that 23% of Thrivent policies are issued with our preferred health discount, while a leading competitor only issues 19% as preferred. Distribution of Policies By Rate Class   Full LTCi Survey   #goldencareagent #thrivent #ltc
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Sharing how LTCi can help maintain independence Many people purchase long-term care coverage because they hope to remain independent as long as they are able. As you enter July and celebrate Independence Day, share this message with your clients. Our Four Truths of Long-Term Care consumer flyer provides four simple talking points to help engage your clients in a discussion about Extended Care planning. Download 4 Truths   #goldencareagent #thrivent #ltc
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