As we approach the end of the year, we also approach the final Mutual of Omaha Advanced Markets webinar of 2023, 2024 Tax Updates. Join the Advanced Markets team on Wednesday, December 13 for an overview of important tax and legislative changes that may impact your clients in the upcoming year. 2024 Tax Updates December 13, 2023 | 10:00am Central
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LTC Awareness Month: What You Do Matters!
The Importance of Long-Term Care Insurance: What You Do Matters November is Long-Term Care Awareness Month, and an excellent opportunity to reach out to clients about the importance of planning. Mutual of Omaha offers multiple solutions to help clients plan ahead. We offer traditional long-term care insurance as well as a life insurance product with a long-term care rider. When it comes to long-term care insurance, we want clients to know we are providing solutions to assist them throughout their care journey. We take pride in delivering on our promises when our policyholders and families need it most. The
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The Cost of Long-Term Care Services Per State
The average cost of care is changing annually. To assist individuals in gaining a clear understanding of the anticipated expenses for long-term care, we provide information on the average cost of services offered per state. Check out the flyer below for cost breakdowns on: Home Health Aide LPN RN Assisted Living Facility Nursing Home The Cost of Long-Term Care Services – 2023 Update flyer The Cost of Long-Term Care Services Per State #goldencareagent #mutualofomaha
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How to Get the Most From an LTCi Policy
Some insurance companies offer LTCi policies based on a daily versus monthly benefit amount. This can provide hardship for the client since they have to ensure they stay under the daily limit. MutualCare Solutions benefit amounts are monthly which gives the client greater flexibility to get the care they need without worrying about exceeding a per-day limit. This flyer has more information on the daily versus monthly examples. How to Get the Most From an LTCi Policy #goldencareagent #mutualofomaha
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Long-Term Care Cash and Reimbursement Benefits
MutualCare® Solutions policies give your clients two options on receiving long-term care benefits – cash or reimbursement. Cash Benefit The cash benefit can be used for any services that supports the plan of care. Plus, there is no elimination period to meet before receiving the cash. Reimbursement Benefit After the elimination period is met, the reimbursement benefit allows your client to access covered long-term care services, reimbursed up to the selected amount each month. Best of all, your clients have the flexibility to switch between the cash or reimbursement benefit at any time. For more details on the MutualCare® Solutions
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Help Clients Stay at Home With an LTCi Policy
Clear up the misconceptions by walking your clients through how an LTCi policy can ease their burden and keep them in their home longer. The policy they choose today should be flexible enough to meet their needs for tomorrow. The MutualCare® Solutions portfolio offers up to four ways to help keep clients in their own home for as long as possible. Read more on what’s offered to your client. If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com. Help Clients Stay at Home With an LTCi Policy #goldencareagent
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Top Ten Long-Term Care Considerations
Learn more about the top ten long-term care health conditions and how Mutual of Omaha underwrites them with care and responsible underwriting. This quick guide will help you understand how we review these common health conditions. Download the Top Ten Long-Term Care Considerations guide now! If you need additional assistance, contact our LTC underwriting pre-screen team at ltcunderwriting@mutualofomaha.com or by phone at 800-551-2059. Top Ten Long-Term Care Considerations #goldencareagent #mutualofomaha
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Advanced Markets Minute – March 2023
LTCi as Asset Protection Welcome to the Advanced Markets Minute in both print and audio form. Today’s article is called “LTCi as Asset Protection.” Listen Now Your clients could face threats to their assets from taxes, creditors, lawsuits…a variety of sources. But perhaps the biggest threat to their assets is their own health. If your client needs long term care for an extended period of time, their assets could evaporate just as quickly as with any lawsuit or creditor. Luckily, there is asset protection available against the health threat. Long-term care insurance is health insurance, but it should also
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Session Recap: Long-term Care Insurance for Asset Protection
On March 8 we hosted our second Advanced Markets training webinar of 2023. The Long-term Care Insurance for Asset Protection session focused on how both traditional LTC as well as life insurance with an LTC rider can help protect your client’s independence, assets, and family by planning for long-term care needs. For those of you who were unable to attend or would like to review the information, you can listen to and watch the recording. View the Long-term Care Insurance for Asset Protection Recording View the Long-term Care Insurance for Asset Protection PowerPoint Slides *NOTE: The recording and slides are
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Long-Term Care Clients Have Choices
It’s good to have choices. Mutual of Omaha’s long-term care policies allow insureds to choose how they prefer to receive policy benefits – either cash up front or traditional reimbursement. While other companies may offer cash, Mutual of Omaha’s cash benefit has no elimination period. That makes this concept well suited for: People who worry their policy may not pay for the type of care they need in the future People who like to make sure all their bases are covered People concerned about having to satisfy an elimination period before policy benefits begins Read the Sales Idea to learn
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