Long-Term Care Year-End Highlights

Look back at some of the updated content from 2023 and be prepared to have conversations that matter with your clients in 2024. The Having the right conversations flyer highlights some of the typical characteristics of a long-term care client, what triggers them to buy, and how they educate themselves about LTCi. Continue the conversation with inflation buy-up benefits, giving your clients the option to adjust their inflation protection anywhere from 1% – 5% based on their financial goals. Then remind your clients we’ll be here to pay their claims with the updated claims flyer spotlighting the benefits paid since
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

You’re Invited! Decline Placement Program

We said we’re bringing it in 2024 and here we go!    Kicking off with our new Decline Placement Program.   Let’s flip those declines and get your clients coverage.  It’s as easy as 1, 2, 3.  Send us your decline, receive alternate coverage quotes back, close the sale!    Join us this Thursday for the details. 2024 Let’s Go!   Thurs, Jan 11, 2024 10:00 AM  to  10:30 AM CST     View Our Full Webinar Schedule Questions or help registering? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest
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Categories: GoldenCare News and Industry News.

2024 Quoting Software

NOTE: This communication was sent to Mutual of Omaha agents not affiliated with GoldenCare or American Independent Marketing (AIM). Agents with their Mutual of Omaha LTC appointments through GoldenCare and/or AIM may continue using the MutualCare® Solutions Desktop Software to generate premium quotes.   As the new year rapidly approaches, make sure you are ready to quote long-term care. Effective January 1, 2024 MutualCare Solutions will no longer be available. If you’re currently using MutualCare Solutions for quoting our long-term care insurance products, we strongly recommend transitioning to WinFlex Web platform at your earliest convenience. WinFlex Web provides a free
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Inforce LTCi Rate Adjustments Effective March 1, 2024

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective March 1, 2024 impacting the states of Georgia, Alabama and Delaware. Policy Forms Impacted – Georgia & Alabama LTC04G, LTC0417, LTC04I, LTC06UI, LTC09M, LTC09U Policy Forms Impacted – Delaware LTC06UI For details on yearly rate adjustment percentages, view the supplemental grid.   Policyholder Notification Process Policyholders will receive a letter notifying them at least 60* days prior to the premium rate
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Annual Advertising Compliance Reminder

State advertising regulations require Thrivent to remind you each year about our advertising requirements. Regulatory bodies such as the State Insurance Departments, FINRA and SEC require that Thrivent maintain a system of control over the content, form and method of dissemination of advertisements. Thrivent’s policy, which is based on these regulatory requirements and enhanced to ensure brand and messaging alignment, is that all materials used to advertise Thrivent, its products or services, or created with the intent to sell Thrivent’s products must be approved and a compliance number issued by the corporate compliance area before use. Learn More   #goldencareagent
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Categories: Industry News, Long-Term Care, and Thrivent.

Thrivent and LTCG/illumifin Upcoming 2023 Holiday Closures

Important Dates Dec 25 — Christmas Day Thrivent and illumifin are closed Dec 27 — Year-End Cutoff to receive premium or to receive outstanding requirements for Thrivent LTC Jan 1 — New Year’s Day Thrivent and illumifin are closed   #goldencareagent #thrivent #ltc
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Categories: Industry News, Long-Term Care, and Thrivent.

Quote LTC with WinFlex Web

NOTE: This communication was sent to Mutual of Omaha agents not affiliated with GoldenCare or American Independent Marketing (AIM). Agents with their Mutual of Omaha LTC appointments through GoldenCare and/or AIM may continue using the MutualCare® Solutions Desktop Software to generate premium quotes.   Beginning January 1, 2024, MutualCare Solutions Desktop software will no longer be available to quote our long-term care products. If you are still using the MutualCare Solutions Desktop Software to quote our products, we encourage you to transition to the WinFlex Web platform as soon as possible. WinFlex Web is free to run quotes and on
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

1099 Forms Available on SPA

Get your 1099s Faster!! As the end of the year fast approaches, sign up to receive your 1099s electronically. If you want to have electronic access to your 2023 1099, follow the below instructions and consent prior to 12/31/2023. This will allow you to have access to your 1099 anytime during the year. Notification will be sent in January as soon as the 1099s are available. The detailed instructions for producers accessing 1099s are provided on the home page of SPA. Please note: If a producer has chosen and created a Compensation PIN for SPA already, they will not be
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Thank You For A Successful Long-Term Care Awareness Month!

Long-Term Care Awareness Month has come to an end but it’s important to keep the planning discussion going with your clients. Long-term care insurance is a critically important product and service Mutual of Omaha provides. When you help customers obtain and use long-term care insurance, you’re selling more than just a product – you’re making a difference. Continue to have the right conversations and thanks again for making LTCi a priority for your clients.   Thank You For A Successful Long-Term Care Awareness Month!   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

What are fraternal benefits societies?

A new consumer-approved video helps explain how a fraternal benefits society like Thrivent is different from other types of insurers. This video will also help you with some talking points as you discuss who Thrivent is and how the company is built to serve our policyholders, not shareholders. The shareable link is: https://video.thrivent.com/view/2EKQQJcg59pl8qeUdZTmWb Watch Video   Advisor Resources Thrivent 101 – Understanding the basics of a fraternal benefit society Being a fraternal benefit society makes Thrivent unique in the LTCi space, but how does one explain a fraternal insurer to their clients? This producer reference piece breaks it down so
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Categories: Industry News, Long-Term Care, and Thrivent.