Designing CareForward to optimize LTC benefits Running time: under 5 minutes How do you best design a CareForward solution to provide your clients with the most long-term care benefits for their investment? Join Dean Anderson, Thrivent product specialist as he walks you through the moving parts of CareForward in less than 5 minutes. CareForward Sales Strategy This new Sales Strategy flyer walks you through two hypothetical scenarios. One shows how to fund CareForward using an annuity settlement. The other shows what it looks like if harvesting gains from managed accounts. Access Sales Strategy #goldencareagent #thrivent
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How We Stack Up to the Competition
Our How We Stack Up to the Competition Brochure This brochure outlines some of the competitive advantages you get when working with a carrier fully committed to traditional LTCi. From the training and support we provide to our financial strength and experience in the LTCi world… it’s all there. See the details. If you have questions, please contact your Sales Director or Account Executive. How We Stack Up to the Competition #goldencareagent #mutualofomaha
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Inforce Rate Adjustment New Quote Request Best Practices
After notification letters are sent, policyholders may choose to learn more about the options available to them for lowering premium. They should do so by contacting their agent or Mutual of Omaha’s customer service team. For policies issued 1987-2004, please call 1 (800) 228-7104 For policies issued 2004-2013, please call 1 (877) 894-2478 or email mutualofomahaltc@ltcg.com The expected turnaround time for quotes is 6-10 business days. If submitting a request through email on behalf of your client, please adhere to the following process: Submit the request to mutualofomahaltc@ltcg.com Ensure the subject line reads “Quote Request” followed by requester’s last name
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Inforce Long-Term Care Insurance Rate Adjustments Effective July 1, 2022
Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective July 1, 2022: Impacted Policy Forms Impacted States LTC04I Georgia, Minnesota and South Dakota LTC04G Georgia, Minnesota and South Dakota LTC04I7 Georgia, Minnesota and South Dakota LTC09M Georgia, Minnesota and South Dakota LTC06UI Georgia, Minnesota and South Dakota LTC09U Georgia, Minnesota and South Dakota LT50, NH50, HCA, NHA & LTA Connecticut, Louisiana and Minnesota HCAQ, NHAQ and LTAQ Louisiana and Minnesota
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Good News | May Is Disability Insurance Awareness Month
Put DI in Focus this May – Disability Insurance Awareness Month May is Disability Insurance Awareness Month, and an excellent opportunity to have the income protection discussion with clients. To help you put DI in focus this May, we’ve gathered some valuable resources for you to share and start the discussion: DIAM Resource Flyer: Use this flyer to view our newest content, including even more ideas to help clients bring DI into focus. MutualIncomeSolutions.com: This is your one-stop-shop when it comes to getting to know our newest income protection solution, Mutual Income Solutions. If you’re already appointed through GoldenCare, but
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Updated Premier Underwriting Guide
Updated Premier Underwriting Guide We have updated our Premier Underwriting Guide to include more information on Major Depression. The updated guide is now available on the Agent Resource Center under Reference Guides in the Sales & Marketing tab. Click below to download a PDF copy of the Premier Underwriting Guide and the Major Depression, Anxiety, and Long Term Care Underwriting flyer. Please note, the Premier Underwriting Guide is available for use in the following states: AK, AL, AR, CO, DE, GA, HI, IA, ID, IL, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ,
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How does Thrivent’s CareForward compare to other linked-benefit solutions?
Competitive Comparison: See how CareForward stacks up against other linked-benefit solutions. We compare against: Lincoln MoneyGuard III Pacific Life PremierCare Choice New York Life Asset Flex OneAmerica Asset Care 2019 Securian SecureCare III Nationwide CareMatters II Brighthouse SmartCare UL Competitive Comparison Materials-at-a-Glance This one-pager has live links to the key consumer and producer pieces for both the traditional LTCi solution and CareForward. Download to your computer, and then click a link to open a document. Materials-at-a-Glance Marketing Tab added to FormsPipe We have added a section on iPipeline’s FormsPipe for consumer-facing pieces related to CareForward. Here you
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CareForward e-Application and Marketing Materials
e-App is now available on iGO The CareForward e-App is available on iPipeline’s iGO platform. You will access this via the same iGO portal you use to access Thrivent’s traditional LTCi e-App. Using the e-App will ensure your submission is In Good Order, and will greatly reduce your underwriting time. NOTE: Unlike the traditional product, the CareForward illustrations are not built into the e-App. Quotes must be run in WinFlex or on the Strategic Partners site (appointed producers only) and then attached to the e-App. E-App Guide Printable Applications While the e-App is the preferred method of application, there
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CareForward quoting and comparison tools now available
CareForward Linked-Benefit Solution Two tools related to the new product solution are now available: CareForward illustration: Create CareForward product proposals for your clients. Long-Term Care Comparison Tool: Use to compare LTCi product options for your client. Video Overview of Illustration and Comparison Tools CareForward – Illustrations The comprehensive illustration offers the capability to create product proposals showing the benefits and costs of the CareForward product for your clients. An iPipeline illustration is not available for this product. Highlights: Ability to design a case based on either the premium to be paid or the benefits required, including the LTC Maximum Monthly
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EssentialLTC E-APP User Guide
E-APP User Guide If you’re a first-time user or want to brush up on your skills, the E-APP User Guide is an easy way to become an expert on the easy to use application tool. It will take you through how to register, locate and use the E-APP. Give yourself an error-free experience by trying NGL’s E-APP today. Find this guide and many more on the Agent Resource Center. #goldencareagent #ngl #longtermcare
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