Aflac Med Supp Now Live in New Jersey!

Aflac Med Supp is now live in New Jersey! We are excited to see Aflac continue to expand their product availability and offer increased national coverage. Availability Map     #goldencareagent #medicare
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Categories: Aflac, Industry News, and Medicare Supp./Adv..

Attention All Wisconsin Agents | Important Notice

MEMORANDUM To: From: Date: Subject: ALL WISCONSIN AGENTS Guarantee Trust Life Insurance Company (GTL) 11/2/2023 2024 MEDICARE SUPPLEMENT RATES At GTL, we appreciate the Medicare Supplement business that you have placed with us. In our effort to always keep you well-informed, the Department of Insurance in your state has approved a rate increase for the Medicare Supplement policies: WI — 19.9% Any new business received at GTL that has an application date of January 1, 2024 or later must reflect the new rates. Applications dated December 31, 2023 and prior must be received at GTL by January 8, 2024. Existing
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Categories: Guarantee Trust Life and Medicare Supp./Adv..

Attention All Nevada Agents | Important Notice

MEMORANDUM To: From: Date: Subject: ALL NEVADA AGENTS Guarantee Trust Life Insurance Company (GTL) 11/2/2023 2024 MEDICARE SUPPLEMENT RATES At GTL, we appreciate the Medicare Supplement business that you have placed with us. In our effort to always keep you well-informed, the Department of Insurance in your state has approved a rate increase for the Medicare Supplement policies: NV — Plans A, F, G & N:  9.9% Any new business received at GTL that has an application date of January 1, 2024 or later must reflect the new rates. Applications dated December 31, 2023 and prior must be received at
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Categories: Guarantee Trust Life and Medicare Supp./Adv..

Attention All Arizona Agents | Important Notice

MEMORANDUM To: From: Date: Subject: ALL ARIZONA AGENTS Guarantee Trust Life Insurance Company (GTL) 11/10/2023 2024 MEDICARE SUPPLEMENT RATES At GTL, we appreciate the Medicare Supplement business that you have placed with us. In our effort to always keep you well-informed, the Department of Insurance in your state has approved a rate increase for the Medicare Supplement policies: AZ — Plans A, F, G & N:  19.9% Any new business received at GTL that has an application date of January 1, 2024 or later must reflect the new rates. Applications dated December 31, 2023 and prior must be received at
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Categories: Guarantee Trust Life and Medicare Supp./Adv..

Attention All Alabama Agents | Important Notice

MEMORANDUM To: From: Date: Subject: ALL ALABAMA AGENTS Guarantee Trust Life Insurance Company (GTL) 11/10/2023 2024 MEDICARE SUPPLEMENT RATES At GTL, we appreciate the Medicare Supplement business that you have placed with us. In our effort to always keep you well-informed, the Department of Insurance in your state has approved a rate increase for the Medicare Supplement policies: AL — Plans A, F, G & N:  19.9% Any new business received at GTL that has an application date of January 1, 2024 or later must reflect the new rates. Applications dated December 31, 2023 and prior must be received at
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Categories: Guarantee Trust Life and Medicare Supp./Adv..

2024 Long-Term Care Insurance Tax Deductible Limits

Tax-qualified LTCi premiums are considered a medical expense. For an individual who itemizes tax deductions, medical expenses are deductible to the extent that they exceed current amount required to meet the individual’s Adjusted Gross Income (AGI). The amount of the LTCi premium treated as a medical expense is limited to the eligible LTCi premiums, as defined by Internal Revenue Code 213(d), based on the age of the insured individual. That portion of the LTCi premium that exceeds the eligible LTCi premium is not included as a medical expense. Individual taxpayers can treat premiums paid for tax-qualified long-term care insurance for
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Categories: GoldenCare News, Industry News, and Long-Term Care.

Important Announcement

Important Announcement   AnnuiCare and FlexPlus products will no longer be available for new sales in 2024. At Guaranty Income Life (GILICO), we pride ourselves on offering you simple and competitive solutions to meet your clients’ needs. That’s the spirit that brought AnnuiCare to the market in 1999 as one of the industry’s first Long-Term Care hybrid annuity products. But AnnuiCare and FlexPlus products were not built to adjust for today’s technological advancements. We are proud of these products and the clients they have served. We will continue to service existing policies, but have removed product materials and app kits
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Categories: Guaranty Income, Industry News, and Linked Benefit/Hybrids.

You’re Invited! Thrivent Long-Term Care Insurance

Join us to learn about the benefit-rich traditional Long-Term Care solution backed by the strength and stability of the world’s largest fraternal benefit society! Special guest, Melanie Hertz from Thrivent will share why this product is one of the most exciting offerings she’s seen in her years focusing on Long-Term Care. Thursday, Nov 9th 2:00 PM Central     LTC AWARENESS MONTH BONUS GIVEAWAY! We’ll hold a live drawing on the webinar! Attend for your chance to win one of several Thrivent swag items!   View Our Full Webinar Schedule Questions or help registering? Call the GoldenCare Marketing Team at 800-842-7799! Don’t
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Categories: GoldenCare News, Industry News, and Thrivent.

Home Health Care Select Now Available in North Dakota

ManhattanLife is pleased to announce that the footprint of their Home Health Care Select plan continues to grow! The enhanced plan is now available in North Dakota! Below is an updated state availability map.   HHC Select State Availability     #goldencareagent #manhattanlife #mac
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Categories: Industry News, Manhattan Life, and Short-Term Care.

ManhattanLife FAQs Answered

Q: Why does the status for initial applications submitted by new agent’s read “Pending Agent appointment”? A: When new agents submit their 1st application, this is when the background check will be initiated. Background checks usually take 3-5 business days depending on the state. Rest assured, your applications are still being processed while we wait on the background check. Once the background check is completed, an update will occur in the ARC Agent Resource Center. Please remember there is a 24HR Business Day delay from the main system to the ARC System.     #goldencareagent #manhattanlife #mac
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Categories: Industry News, Manhattan Life, and Short-Term Care.