Consumers’ Privacy Rights and Information Security There have been recent changes to privacy and cybersecurity laws that will affect how you do business with Transamerica. Your relationship with Transamerica requires that you comply with certain laws, regulations and practices around how company and consumer information is processed and protected. It is important that you comply with all of these obligations, including those related to Consumers’ Rights and Information Security as detailed in the attached memo. CCPA Field Compliance Action Memo Consumer Privacy Questions? Please contact the Transamerica sales desk at 888-545-2713. Consumers’ Privacy Rights and Information Security #goldencareagent
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2019-2020 Advertising Compliance Annual Transamerica Agent Bulletin
2019-2020 Advertising Compliance Annual Agent Bulletin As you’re closing out your 2019 business, and making plans for an explosive 2020; check out the 2019-2020 Advertising Compliance Annual Agent Bulletin for your Advertising responsibilities and to answer many of your questions. Please take time to read through the information and discuss the content at your next Agency meeting. Click here to check it out! Questions? Please contact the Transamerica sales desk at 888-545-2713. 2019-2020 Advertising Compliance Annual Transamerica Agent Bulletin #goldencareagent #transamerica
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In-Force Rate Action Announcement: Oklahoma (Pre-PCS, PCS I, PCS II)
> PCS II with Stable Premium Option As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. Oklahoma has now allowed the following increases: Oklahoma Product Series Increase for Policies with Limited Benefit Periods Increase for Policies with Lifetime Benefit Periods Pre-PCS 0% 32.25% phased 15%, 15% cumulative PCS I 32.25% phased 15%, 15% cumulative 32.25% phased 15%, 15% cumulative PCS II 15% 15% Communications Timeline Servicing agents will receive a list of their impacted
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In-Force Rate Action Announcement: Georgia (Privileged Choice® and Classic Select®)
> Privileged Choice® and Classic Select® with Stable Premium Option > 1% Benefit Increase Option As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. Georgia has now allowed the following increases: Georgia Product Series Increase Percentage Privileged Choice 12% Classic Select 12% This rate increase applies to AARP and non-AARP policies. Communications Timeline Servicing agents will receive a list of their impacted policyholders in this state one week prior to the start of policyholder
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In-Force Rate Action Announcement: Arkansas (PCS II)
> PCS II with Stable Premium Optionn As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. Arkansas has now allowed the following increases: Arkansas Product Series Increase for Policies with Limited Benefit Periods Increase for Policies with Lifetime Benefit Periods PCS II 25% 25% Communications Timeline Servicing agents will receive a list of their impacted policyholders in this state one week prior to the start of policyholder notifications. Policyholder notifications will begin December 17,
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New Marketing Campaign: Prepare for What’s Next
New Campaign: Prepare for What’s Next The new multimedia marketing campaign for Care Solutions is ready for you to share! The assets in this campaign will help you share content with producers or clients, flexibly aligning with your marketing strategy. Protection for Life Six digital assets illustrate what makes OneAmerica different in the long-term care marketplace. Start Posting A Promise for a Lifetime This set has story-based photos, emotional videos, and engaging texting videos. The assets portray common long-term care situations, helping you connect with clients on a more personal level. Build Connections Preparing for What’s Next This
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Industry News, Linked Benefit/Hybrids, and OneAmerica.
annuity, Asset Care, hybrid, insurance, Long-Term Care, LTC, LTCi, OneAmeica, and State Life.
annuity, Asset Care, hybrid, insurance, Long-Term Care, LTC, LTCi, OneAmeica, and State Life.
Good News | Happy Holidays from Mutual of Omaha
Happy Holidays from Mutual of Omaha Season’s Greetings As another year comes to an end, it’s important to take a moment to reflect on the many sales successes you’ve had and the strong relationships we’ve built. We look forward to more great things in 2020. Have a safe and happy holiday season! From Amanda Blackburn and all your friends at Mutual of Omaha Happy Holidays from Mutual of Omaha Read Full Good News Article Questions? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top
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“MedPAC Commissioner: Underfunding Turns Medicaid-Heavy SNFs into ‘7th Circle of Hell’”
“MedPAC Commissioner: Underfunding Turns Medicaid-Heavy SNFs into ‘7th Circle of Hell’,” by Maggie Flynn, Skilled Nursing News Quote: “The Medicare Payment Advisory Commission (MedPAC) once again advised that Medicare’s payments for skilled nursing facilities are too high — but also acknowledged the challenges for providers caused by low Medicaid reimbursement. A presentation by Dr. Carol Carter delivered to MedPAC on December 5 examined Medicare margins for SNFs amid the larger contexts of beneficiary access to care, quality-of-care indicators, access to capital markets, and changes in Medicare costs and payments. While Medicare margins for SNFs remain high, with an aggregate margin of
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Clippings, Industry News, and Long-Term Care.
“Out-of-Pocket Costs for Medicare Recipients Will Rise in New Year”
“Out-of-Pocket Costs for Medicare Recipients Will Rise in New Year,” by Dennis Thompson, U.S. News & World Report Quote: “Seniors on Medicare are going to take a hit to the pocketbook in 2020, with premiums and deductibles set to increase on coverage for medical services and prescription drugs. The standard monthly premium for Medicare Part B will rise $9.10, to $144 a month, the U.S. Centers for Medicare and Medicaid Services (CMS) announced. The annual deductible for Part B also will increase $13 to $198 per year, CMS said. Both increases are relatively large compared to 2019, when the
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Clippings, Industry News, and Long-Term Care.
“The Hidden Drug Epidemic Among Older People”
“The Hidden Drug Epidemic Among Older People,” by Jane E. Brody, New York Times Quote: “While news reports focus on an epidemic of opioid abuse among young adults, another totally legal and usually hidden drug epidemic is occurring at the other end of the age spectrum: the fistfuls of remedies — both prescription and over-the-counter — taken by older adults. According to the American Association of Consultant Pharmacists, people aged 65 to 69 take an average of 15 prescriptions a year, and those aged 80 to 84 take 18 prescriptions a year. And that’s in addition to the myriad
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Clippings, Industry News, and Long-Term Care.
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