We are truly grateful for for the many relationships we’ve built over the years, with the hard working producers we serve everyday. Wishing you a season of joy and look forward to our continued success in 2020. The Management and Staff of United Security Assurance #goldencareagent #unitedsecurity
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Holiday Telephone Solicitation bans for the month of January 2020
Please be aware of the following holiday telephone solicitation bans for the month of January. On Wednesday, January 1, 2020: Alabama, Louisiana, Mississippi, Pennsylvania, Rhode Island, and Utah prohibit unsolicited marketing calls to residents in observance of the New Year’s holiday On Wednesday, January 8, 2020: Louisiana prohibits unsolicited marketing calls to residents in observance of the Battle of New Orleans On Monday, January 13, 2020: Louisiana prohibits unsolicited marketing calls to residents in observance of Inauguration Day On Sunday January 19, 2020: Louisiana prohibits unsolicited marketing calls to residents in observance of Robert E. Lee Day On Monday, January
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Critical Advantage Products Get Your Client’s Cash When They Need it the Most
Many of today’s health insurance plans come with a high deductible. If you have clients with these plans, the products in the Critical Advantage Portfolio can help. Critical Illness, Cancer and Heart Attack/Stroke policies all offer a lump-sum cash payment upon diagnosed of a covered condition. The payment can be used to cover your client’s high deductible, or any out-of-pocket expense they may have. Plus, the policies have no elimination period, so your clients get paid right away. See other tips on selling the products in the Critical Advantage Portfolio here. If you have any questions, please contact your
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Medicare News – Omaha Family of Companies
Medicare Supplement: Save Yourself a Phone Call Some tips to find answers to your underwriting questions that can save you a phone call. High Deductible Plan F The High Deductible Plan F will no longer be available for new business sales in AL, GA, MA, MT, OH, TN, TX, VA and WY effective 1/1/20. 2020 Q1 Broker Bonus Program See details regarding the 1st quarter Broker Bonus Program starting January 1, 2020. Medicare Advantage and Prescription Drug Plans: MA and PDP- Bits and Pieces With AEP over here are a few bits of information you should know
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Rate Adjustments Effective March 1, 2020
Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. To fulfill this commitment, we actively monitor emerging industry trends and make any adjustments necessary that enable us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective March 1, 2020: Block of Business Impacted States NHA, LTA, HCA, LT50, NH50 Illinois For a complete rate history, see the state approval grid on Sales Professional Access. Policyholder Notification
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Upcoming Life Rate and Product Changes Effective January 1, 2020
Effective January 1, 2020, we will be: Increasing the cap on our 100% Participation Rate Strategy for Life Protection Advantage IUL Decreasing our crediting rate on AccumUL Answers Repricing our AccumUL Answers product Life Protection Advantage IUL Cap Increase: The cap for the 100% Participation Strategy on Life Protection Advantage IUL will increase from 9% to 10%. This rate change will apply to newly issued policies, as well as to any in force policies with a segment that is created (with new premium dollars) or renews on January 10, 2020. With the sweep feature, all money received in the home
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Rate Adjustments Effective April 1, 2020
Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. To fulfill this commitment, we actively monitor emerging industry trends and make any adjustments necessary that enable us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective April 1, 2020: Block of Business Impacted States LTC04G, LTC04I and LTC06UI Maine For a complete rate history, see the state approval grid on Sales Professional Access. Policyholder Notification Process
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Living Promise e-App Now Has Bank Validation
When you enter your client’s payment information you want to ensure everything is correct. With bank validation, your client’s bank routing and account numbers will be verified to ensure they are a match. If they aren’t you’ll receive an error message so you can correct the payment information on the spot. Just one more great reason to use our Living Promise e-App. If you have any additional questions, please contact your Mutual of Omaha Life Sale Director or Account Executive. Living Promise e-App Now Has Bank Validation #goldencareagent #mutualofomaha
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Who Buys Disability Income Insurance from Mutual of Omaha?
Our disability income insurance is designed for the middle market, it’s the perfect product to boost your cross-selling efforts, help you gain referrals and build a more robust client base. DI completes your clients’ financial protection plan. Customers who buy disability income insurance from us are identified as: Having an income between $40,000-$150,000 30-50 year olds Risk adverse Having something to protect Recently married New parents Family oriented Homeowners Self-employed Business owners Single-parent families The best part about finding people to talk to about DI is that you don’t need to look far. Almost everyone you interact with daily fits
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Reminder: Upcoming Changes to Our Life Portfolio
As a reminder, effective January 1, 2020, we will be making changes to our life product portfolio, including discontinuing our Guaranteed Universal Life product, repricing our Level and Graded Living Promise Whole Life final expense products, repricing our Term Life Express Non-ROP product and discontinuing our Term Life Express 20-Year ROP product. Read the Upcoming Changes to Our Life Portfolio article for complete details on the changes. Read the 2020 Life Product Changes: Transition Rules article to get the full transition rules. Read the FAQ document to get answers to any questions you may have regarding the upcoming changes. If
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