Critical Advantage eApp Enhancements Now Available

Great news! Mutual of Omaha’s already easy-to-use Critical Advantage eApplication is now even more user-friendly. We recently added an ‘In Good Order Check’. Previously, after completing all sections of the eApplication, you would move to the HIPPA Authorization step followed by the Signature Process and Submission. The enhanced flow added a checkpoint between the HIPPA Authorization step and Submission. During this check, the application’s eligibility within the eApp will be determined based on: Base coverage selected Riders selected Coverage duration / age requirements Height/Weight requirements Other Coverage questions (if applicable) Health questions NOTE: Regardless of the notification, Underwriting will still
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Advantage: The Choice is Easy

The Critical Advantage Portfolio brings the three direct payment products into one family: Critical Illness Insurance Cancer Insurance Heart Attack & Stroke Insurance This full-scale portfolio offers clients numerous price points and options to fit almost any situation or budget. A Simple Concept that’s Easy to Sell Critical Advantage offers a simple concept that’s easy to sell. Upon diagnosis of a covered condition, a check is sent directly to the policyholder – no receipts or medical bills necessary. Payment is to them, to cover any costs associated with their critical illness. The portfolio is also a great addition to existing
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Illness Product Update for Virginia

Mutual of Omaha is committed to providing insurance solutions to help you protect your clients and prepare them for the future. Due to the limited covered conditions available with the Critical Illness product in Virginia, we have determined the product does not meet the standards of Mutual of Omaha and the obligation we have to serve our clients. Effective May 2, 2022, we will no longer offer the Critical Illness product in the state of Virginia. The Cancer Insurance and Heart Attack & Stroke Insurance products will still be available. Effective Date May 2, 2022 Impacted Products Critical Illness Insurance
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Coming Soon – Enhancing our Critical Advantage eApp

Great news! Mutual of Omaha’s already easy-to-use Critical Advantage eApplication will soon be even more user-friendly. On Friday, April 15 we’ll be adding an ‘In Good Order Check’. Previously, after completing all sections of the eApplication, you would move to the HIPPA Authorization step followed by the Signature Process and Submission. Effective April 15, the enhanced flow will add a checkpoint between the HIPPA Authorization step and Submission. During this check, the application’s eligibility within the eApp will be determined based on: Base coverage selected Riders selected Coverage duration / age requirements Height/Weight requirements Other Coverage questions (if applicable) Health
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Part of the Bigger Picture: Our Critical Advantage Portfolio

Many clients understand the concept of life insurance and saving for retirement. Some may understand the importance of income protection. But how many understand the impact an illness can have on their financial situation and lifestyle? You can help clients see the bigger picture. When discussing their financial strategy, be sure to talk about Critical Illness, Cancer, and Heart Attack & Stroke Insurance. This conversation is key to providing your clients with comprehensive coverage and protection. Critical Advantage as Part of a Financial Strategy The need is clear. Almost everyone knows someone who has been diagnosed with one of the
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Advantage Cash Value Rider in Texas to be Discontinued

Effective Friday, April 15, The Cash Value Rider will be discontinued on the Critical Advantage Portfolio in the state of Texas. Effective Date April 15, 2022 Impacted States Texas Transition Rules Critical Advantage applications in Texas with a Cash Value Rider must be signed by the customer on or before April 14, 2022 and received in the home office no later than April 19, 2022. Any applications signed after April 14, 2022 (regardless of date received) or applications received after April 19, 2022 (regardless of signed date) will not be accepted. We will not make any exceptions to these dates.
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

The Critical Advantage Portfolio – Get the Facts

Everyone knows someone who has been diagnosed with cancer or suffered a heart attack, stroke or some other critical illness. That’s what makes the products in Mutual of Omaha’s Critical Advantage Portfolio such a perfect fit – they’re easy for you to sell because it’s easy to understand the need. Here are five reasons to add Critical Illness Insurance, Cancer Insurance Heart Attack/Stroke Insurance to the products you already offer: An Experienced Partner You can be confident knowing you’re offering your clients products from a well-known, trusted brand. A long history of protecting customers’ financial futures with high-quality insurance products
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Real World Wins: Cancer Insurance to Supplement Health Coverage

Sue is a married 52-year-old female with a family history of breast cancer. During a recent appointment, Sue told her agent that she was concerned about the possibility of increased deductibles and out-of-pocket expenses with her group coverage. The agent quickly determined that cancer insurance would be a great addition to Sue’s portfolio. A Mutual of Omaha Cancer Insurance policy can be issued quickly, providing your clients reliable coverage. See how the agent created a solution to fit Sue’s need. Read More: Real Wins: Cancer Insurance Can Supplement Your Clients’ Health Coverage   If you have any questions, please contact
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Advantage Spring Clean Up

For many of us, the weather is changing and the Spring sun is finally shining its light! It’s the perfect time to perform a spring review and clean up on your clients’ financial strategies. Start by identifying clients who could use some additional protection in their current strategy. Think Life clients without Critical Illness or Cancer policies. Use our many pre-approved Critical Advantage Portfolio marketing pieces to help you start that conversation. Click here to review our available marketing materials.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-email sales.support@mutualofomaha.com.  
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Advantage Portfolio Brochure – Made Simple for Clients

The Critical Advantage Portfolio brochure was developed to be simple and easy to understand for your clients. You know that with the diagnosis of a covered condition comes the reality of medical bills, time off for treatments, monies for living expenses, and for many, the cost of high deductibles. Mutual of Omaha’s Critical Advantage Portfolio helps your clients focus on their treatment, not their finances. Our portfolio brochure breaks down the basics of the three products within the Critical Advantage Portfolio so that it’s direct and easy to understand. Download the Critical Advantage Portfolio Brochure Use this piece during client
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).