Offer these premium savings options (Note: Percentages may vary state and saving may not be available in all states.): Association– If your client is a member of a qualifying association, they may qualify for a 15 percent premium savings on their individual DI policy Self-Employed– If your client is self-employed, they may qualify for a 15 percent premium savings on their individual DI policy Common Employer– Three or more clients who work for the same employer are each eligible for 15 percent premium savings on their individual DI policies Life + DI– Clients who have purchased a fully underwritten United
Read More
DI – Real Life Story (Vicki)
Vicki was a customer service representative for a major company for 10 years, until suddenly a car accident changed her life, career, and her most important asset- her income. Read the remainder of Vicki’s story here: https://disabilitycanhappen.org/vicki/ DI – Real Life Story #goldencareagent #mutualofomaha
Read More
Making Clients Aware of Income Protection
Some of this statistical evidence can prove to consumers that taking the necessary steps to prepare for a potential loss of income is essential. Most consumers believe that accidents are the most expected cause of disability, but research shows that over 95% of disabilities are not work related; therefore workers compensation cannot be used. Here are some interesting statistics about Disability Insurance and what consumers believe: Musculoskeletal/Connective Tissue Disorders are the leading cause of disability at 29%, while cancer is the second leading cause at 15% Consumers believe their own “personal odds” of becoming disabled are 1 in 100 when
Read More
Fourth of July Office Closing 2019
Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on Thursday, July 4th and Friday, July 5th for Independence Day. Below are the cut-off dates and times and the adjusted pay schedules. Holiday Pay Calculation Schedule Med Supp E-App & All Life Cutoff 3:00 PM Health Cutoff 3:00 PM Long Term Care Cutoff 3:00 PM Direct Deposit (EFT) Available Independence Day, Thursday 7/4/2019 and Friday, 7/5/2019 Monday 7/1/2019 Monday 7/1/2019 Friday 6/28/2019 Friday 6/28/2019 Friday 7/5/2019 Weekly and holiday pay schedules are also available on the Sales Professional Access (SPA) website. If you have
Read More
Protecting One’s Largest Investment
Unfortunately, many of your middle-income clients are more likely not prepared for a disruption in their pay – nearly 70 percent of Americans have less than $1,000 in savings and more than one-third have no savings at all. Priority Income Protection® can be their safety net. By providing up to $4,000 in monthly disability income insurance benefits, it’s perfect for middle-income clients. And an easy quote e-application, the application process couldn’t be simpler. Have questions or need a quote? Visit mutualofomaha.com/pip. Protecting One’s Largest Investment #goldencareagent #mutualofomaha
Read More
Get rewarded for Critical Advantage and DI sales
Gear up for more sales in 2019! Every qualifying Critical Advantage and Disability Income Insurance application you submit between June 1 to November 30, 2019, you may be eligible for an extra reward! Cross the finish line and win big! For contest information, click here. If you have any problems or questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com. Get rewarded for Critical Advantage and DI sales #goldencareagent #mutualofomaha
Read More
Memorial Day Office Closing 2019
Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on Monday, May 27th for Memorial Day. Below are the cut-off dates and times and the adjusted pay schedules. Holiday Pay Calculation Schedule Med Supp E-App & All Life Cutoff 3:00 PM Health Cutoff 3:00 PM Long Term Care Cutoff 3:00 PM Direct Deposit (EFT) Available Memorial Day, Monday 5/27/2019 Tuesday 5/28/2019 Tuesday 5/28/2019 Friday 5/24/2019 Friday 5/24/2019 Friday 5/31/2019 Weekly and holiday pay schedules are also available on the Sales Professional Access (SPA) website. If you have any questions, please contact your Sales
Read More
It’s Disability Insurance Awareness Month!
Whether you are brand new, seasoned in DI sales, or a life producer ready to cross-sell, start talking DI. Here are tips to get you going: To start the DI conversation, focus on the need, not the product. You can start by asking questions like: What is most important to you? How do you spend your money? Once you’ve learned what interests them, get clients to think about what would happen to the things they value in the event an illness or injury puts them out of work and stops their income. Ask: What would happen if you could no
Read More
Disability Insurance is Key
May is Disability Awareness Month What if your clients were suddenly unable to work because of an injury or illness? How will they manage mortgage or rent payments, buy groceries or pay bills? Here’s a video from the LIFE Foundation that you can show clients the importance of owning a disability insurance policy. Click on the image below. Disability Insurance is Key #goldencareagent #mutualofomaha
Read More
Can your clients live 3 years without a paycheck?
May is Disability Awareness Month If your clients become disabled and are unable to work, their income stops. The average length for a long-term disability absence from work lasts 34.6 months. Can your clients continue to pay bill if they miss that many paychecks? Check out this real-life story from Monica. She had a successful career, fantastic son, and great future ahead. But all of this changed when disability struck and changed her life forever. Click on the image below. Can your clients live 3 years without a paycheck? #goldencareagent #mutualofomaha
Read More
