Lumico Now Available in Iowa & Maryland!
Industry News and Medicare Supp./Adv..
Lumico, Med Supp, medicare, Medicare Supplement, Medigap, and Swiss RE.
Lumico, Med Supp, medicare, Medicare Supplement, Medigap, and Swiss RE.
There’s still time to earn some extra holiday cash!
GTL’s 4th Quarter Bonus Programs! Hospital Indemnity, Precision Care™ Cancer Insurance & Medicare Supplement For qualified Hospital Indemnity and/or Precision Care™ Cancer Insurance applications submitted between October 1, 2018 and December 31, 2018.* Submit 4-9 Applications Per Month Hospital Indemnity & Precision Care™ Bonus $25 per app For each Advantage Plus®, Indemnity Plus®, and/or Precision Care™ application submitted, signed and dated within the qualification period. Only 1 bonus payable per household per product. Submit 10+ Applications Per Month Hospital Indemnity & Precision Care™ Bonus $50 per app For each Advantage Plus®, Indemnity Plus®, and/or Precision Care™ application submitted, signed
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Lumico Rate Adjustment (Oklahoma)
The following rate adjustments are effective January 1, 2020 for new and in-force business in Oklahoma. Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Oklahoma 3.0% 0.0% 3.0% 0.0% Marketing Materials: For your convenience, below is the new Outline of Coverage. New applications can be ordered through normal channels. Click to download the new Oklahoma Outline of Coverage Lumico — Insurance Made Clear. #goldencareagent #lumico
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Lumico Rate Adjustment (Missouri)
The following rate adjustments are effective January 1, 2020 for new and in-force business in Missouri. Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Missouri 9.0% 9.0% 8.0% 8.0% Marketing Materials: For your convenience, below is the new Outline of Coverage. New applications can be ordered through normal channels. Click to download the new Missouri Outline of Coverage Lumico — Insurance Made Clear. #goldencareagent #lumico
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Where will your bonus take you?
Download Incentive Details No limit to how much you can earn in any given month! Earn $100 per Underwritten Med Supp $50 per Non-Underwritten Med Supp. Qualify with just three issued applications each month Valid October, November, and December 2019. Call your Regional Director at 800-842-7799 for state availability and additional details. #goldencareagent #lumico
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Bigger Bonuses. Bigger Holidays.
Start Earning More With Just One App! Download Bonus Details $150 per Underwritten Med Supp $75 per Non-Underwritten Med Supp Start earning with your first issued app; unlimited earning potential!. Valid October, November and December 2019. QUESTIONS? Call your Regional Director at 800-842-7799. See Available States #goldencareagent #usic #unionsecurity
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Cancer & Heart Attack/Stroke Insurance may be great fit for your Med Supp clients
Nearly everyone knows someone who has been diagnosed with cancer or heart disease. And people who are 65 and older have a higher risk of developing these conditions. When you are meeting with your potential Medicare Supplement clients during open enrollment, try cross-selling a Cancer & Heart Attack/Stroke policy. Cancer & Heart Attack/Stroke coverage are part of Critical Advantage℠ Portfolio. These policies have a lifetime coverage option that can be issued up to age 89. Benefits are paid upon first diagnosis of any covered condition, are paid directly to your client and can be used for any expense they have.
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Important Changes Coming to GTL’s Medicare Supplement
New MACRA1 legislations are coming to certain Medicare Supplement plans. ORDER NEW SUPPLIES ON THE NEW GTLINK Plans C, F and F+ are not available to persons who become eligible for Medicare January 1, 2020 and after. Please order new supplies and download the latest version of the e-App to see this change. UPDATE APPLE DEVICES UPDATE ANDROID DEVICES The following states will include this new regulation: AL, AZ, CO, DE, GA, ID, IA, IL, IN, KS, KY, MD, MI, MS, MT, NE, NV, NC, ND, NJ, OH, OK, PA, SC, SD, TN, UT, VA, WV. Important
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Lumico Rate Adjustment (Oregon)
Lumico received approval for a rate adjustment in Oregon, effective October 1, 2019. Any application dated on or after September 1, 2019 requesting a policy effective date before October 1, 2019 will receive the current rates. Any application dated on or after September 1, 2019 requesting a policy effective date of October 1, 2019 or after will receive the new rates. Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Oregon 8.0% 8.0% 5.0% 5.0% Click here for a copy of the new rates. Lumico — Insurance Made Clear. #goldencareagent #lumico
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Clarification on Lumico’s Underwriting Process
Clarification on Lumico’s Underwriting Process It has been mentioned by several agents that during the underwriting process Milliman RX Rules has been making underwriting decisions, based on the drugs they show for an individual applying for Lumico’s medicare supplement plans. We believe this is happening because when a client is declined due to a particular drug or combination of drugs we suggest the applicant contact Milliman to see and confirm the drugs they have listed are actually correct. The results received from Milliman are then reviewed by Lumico for a underwriting decision. Milliman in no way makes these underwriting decisions
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