The following rate adjustments are effective January 1, 2020 for new and in-force business in Missouri. Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Missouri 9.0% 9.0% 8.0% 8.0% Marketing Materials: For your convenience, below is the new Outline of Coverage. New applications can be ordered through normal channels. Click to download the new Missouri Outline of Coverage Lumico — Insurance Made Clear. #goldencareagent #lumico
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Where will your bonus take you?
Download Incentive Details No limit to how much you can earn in any given month! Earn $100 per Underwritten Med Supp $50 per Non-Underwritten Med Supp. Qualify with just three issued applications each month Valid October, November, and December 2019. Call your Regional Director at 800-842-7799 for state availability and additional details. #goldencareagent #lumico
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Bigger Bonuses. Bigger Holidays.
Start Earning More With Just One App! Download Bonus Details $150 per Underwritten Med Supp $75 per Non-Underwritten Med Supp Start earning with your first issued app; unlimited earning potential!. Valid October, November and December 2019. QUESTIONS? Call your Regional Director at 800-842-7799. See Available States #goldencareagent #usic #unionsecurity
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Cancer & Heart Attack/Stroke Insurance may be great fit for your Med Supp clients
Nearly everyone knows someone who has been diagnosed with cancer or heart disease. And people who are 65 and older have a higher risk of developing these conditions. When you are meeting with your potential Medicare Supplement clients during open enrollment, try cross-selling a Cancer & Heart Attack/Stroke policy. Cancer & Heart Attack/Stroke coverage are part of Critical Advantage℠ Portfolio. These policies have a lifetime coverage option that can be issued up to age 89. Benefits are paid upon first diagnosis of any covered condition, are paid directly to your client and can be used for any expense they have.
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Important Changes Coming to GTL’s Medicare Supplement
New MACRA1 legislations are coming to certain Medicare Supplement plans. ORDER NEW SUPPLIES ON THE NEW GTLINK Plans C, F and F+ are not available to persons who become eligible for Medicare January 1, 2020 and after. Please order new supplies and download the latest version of the e-App to see this change. UPDATE APPLE DEVICES UPDATE ANDROID DEVICES The following states will include this new regulation: AL, AZ, CO, DE, GA, ID, IA, IL, IN, KS, KY, MD, MI, MS, MT, NE, NV, NC, ND, NJ, OH, OK, PA, SC, SD, TN, UT, VA, WV. Important
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Lumico Rate Adjustment (Oregon)
Lumico received approval for a rate adjustment in Oregon, effective October 1, 2019. Any application dated on or after September 1, 2019 requesting a policy effective date before October 1, 2019 will receive the current rates. Any application dated on or after September 1, 2019 requesting a policy effective date of October 1, 2019 or after will receive the new rates. Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Oregon 8.0% 8.0% 5.0% 5.0% Click here for a copy of the new rates. Lumico — Insurance Made Clear. #goldencareagent #lumico
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Clarification on Lumico’s Underwriting Process
Clarification on Lumico’s Underwriting Process It has been mentioned by several agents that during the underwriting process Milliman RX Rules has been making underwriting decisions, based on the drugs they show for an individual applying for Lumico’s medicare supplement plans. We believe this is happening because when a client is declined due to a particular drug or combination of drugs we suggest the applicant contact Milliman to see and confirm the drugs they have listed are actually correct. The results received from Milliman are then reviewed by Lumico for a underwriting decision. Milliman in no way makes these underwriting decisions
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Lumico Rate Adjustment (Indiana)
Lumico received approval for a rate adjustment in Indiana, effective September 1, 2019. Any application dated on or after August 9, 2019 requesting a policy effective date before September 1, 2019 will receive the current rates. Any application dated on or after August 9, 2019 requesting a policy effective date of September 1, 2019 or after will receive the new rates. Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Indiana 4% 4% 4% 4% Click here for a copy of the new rates. Lumico — Insurance Made Clear. #goldencareagent #lumico
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Don’t Forget About Our Broker Bonus Program!
Don’t forget! You can make even more bucks on your Medicare supplement and SELECT underwritten business through our 2019 3rd Quarter Broker Bonus Program. Here are the nuts and bolts: Qualification Period: Bonus Program period is from July 1, 2019 to September 30, 2019. Eligible states: Payment will be made on qualified applications in the following states: Alabama Indiana* Montana* Ohio** Texas** Arizona Iowa Nebraska Oklahoma Utah Colorado Kentucky Nevada Oregon Virginia Florida Louisiana New Jersey Pennsylvania West Virginia Georgia Maryland New Mexico South Carolina* Wisconsin* Idaho Mississippi North Carolina South Dakota Illinois Missouri* North Dakota Tennessee**
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Lumico MACRA Revised Outlines of Coverage
In compliance with the requirements of the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA), the Outline of Coverage has been revised. The benefit chart has been revised to reflect Plan C and F are only available to applicants that were first eligible for Medicare before January 1, 2020. Agents should begin using the revised outlines effective July 1, 2019 since this is the earliest date open enrollment applicants may start applying for coverage with a January 1, 2020 effective date. Click HERE to view, download and print the revised Outlines of Coverage. Visit my.aimc.net to order additional supplies.
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Industry News, Lumico, and Medicare Supp./Adv..
Lumico, MACRA, Med Supp, medicare, and Medicare Supplement.
Lumico, MACRA, Med Supp, medicare, and Medicare Supplement.
