Consumer Underwriting Next Steps flyer The Consumer Underwriting Next Steps flyer can help your clients understand and be prepared for the next steps in the underwriting process. The first page of the flyer contains helpful information regarding medical information, the personal health phone interview and the face-to-face interview. The back page can be used to gather information about their primary care physician, specialist physician and any current medications (prescription and over-the-counter). This is also available on the Agent Resource Center. November is Long Term Care Awareness Month In a year that has revolved around the COVID-19 pandemic, social distancing
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Case Study: A New LTC Producer Uses Underwriting Tools to His Advantage
Don is a new long-term care insurance agent based in St. Louis. As he learns the industry and product, Don has found it useful to carry the MutualCare® Solutions Underwriting Guide as an aid while screening clients. Recently, Don was working with a 65-year-old male applying for the Custom Solution. Having already familiarized himself with the build chart before the meeting, Don knew to quote no better than Class 1 based on the client’s height and weight. However, during the prescreen Don learned of a pre-diabetes diagnosis. Unsure how to proceed, Don consulted the Underwriting Guide. Under “Diabetes” the guide
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