Happy Holidays from United Security Assurance

We are truly grateful for for the many relationships we’ve built over the years, with the hard working producers we serve everyday. Wishing you a season of joy and look forward to our continued success in 2020.   The Management and Staff of United Security Assurance   #goldencareagent #unitedsecurity
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Categories: Industry News and Long-Term Care.

Rate Adjustments Effective March 1, 2020

Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. To fulfill this commitment, we actively monitor emerging industry trends and make any adjustments necessary that enable us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective March 1, 2020: Block of Business Impacted States NHA, LTA, HCA, LT50, NH50 Illinois   For a complete rate history, see the state approval grid on Sales Professional Access. Policyholder Notification
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Rate Adjustments Effective April 1, 2020

Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. To fulfill this commitment, we actively monitor emerging industry trends and make any adjustments necessary that enable us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective April 1, 2020: Block of Business Impacted States LTC04G, LTC04I and LTC06UI Maine   For a complete rate history, see the state approval grid on Sales Professional Access. Policyholder Notification Process
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Consumers’ Privacy Rights and Information Security

Consumers’ Privacy Rights and Information Security There have been recent changes to privacy and cybersecurity laws that will affect how you do business with Transamerica. Your relationship with Transamerica requires that you comply with certain laws, regulations and practices around how company and consumer information is processed and protected. It is important that you comply with all of these obligations, including those related to Consumers’ Rights and Information Security as detailed in the attached memo. CCPA Field Compliance Action Memo Consumer Privacy Questions? Please contact the Transamerica sales desk at 888-545-2713.   Consumers’ Privacy Rights and Information Security   #goldencareagent
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Categories: Industry News and Long-Term Care.

2019-2020 Advertising Compliance Annual Transamerica Agent Bulletin

2019-2020 Advertising Compliance Annual Agent Bulletin As you’re closing out your 2019 business, and making plans for an explosive 2020; check out the 2019-2020 Advertising Compliance Annual Agent Bulletin for your Advertising responsibilities and to answer many of your questions. Please take time to read through the information and discuss the content at your next Agency meeting. Click here to check it out! Questions? Please contact the Transamerica sales desk at 888-545-2713.   2019-2020 Advertising Compliance Annual Transamerica Agent Bulletin   #goldencareagent #transamerica
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Categories: Industry News and Long-Term Care.

In-Force Rate Action Announcement: Oklahoma (Pre-PCS, PCS I, PCS II)

> PCS II with Stable Premium Option As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. Oklahoma has now allowed the following increases: Oklahoma Product Series Increase for Policies with Limited Benefit Periods Increase for Policies with Lifetime Benefit Periods Pre-PCS 0% 32.25% phased 15%, 15% cumulative PCS I 32.25% phased 15%, 15% cumulative 32.25% phased 15%, 15% cumulative PCS II 15% 15%   Communications Timeline Servicing agents will receive a list of their impacted
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Categories: Genworth, Industry News, and Long-Term Care.

In-Force Rate Action Announcement: Georgia (Privileged Choice® and Classic Select®)

> Privileged Choice® and Classic Select® with Stable Premium Option > 1% Benefit Increase Option As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. Georgia has now allowed the following increases: Georgia Product Series Increase Percentage Privileged Choice 12% Classic Select 12%   This rate increase applies to AARP and non-AARP policies. Communications Timeline Servicing agents will receive a list of their impacted policyholders in this state one week prior to the start of policyholder
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Categories: Genworth, Industry News, and Long-Term Care.

In-Force Rate Action Announcement: Arkansas (PCS II)

> PCS II with Stable Premium Optionn As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. Arkansas has now allowed the following increases: Arkansas Product Series Increase for Policies with Limited Benefit Periods Increase for Policies with Lifetime Benefit Periods PCS II 25% 25%   Communications Timeline Servicing agents will receive a list of their impacted policyholders in this state one week prior to the start of policyholder notifications. Policyholder notifications will begin December 17,
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Categories: Genworth, Industry News, and Long-Term Care.

New Marketing Campaign: ​​​​​​​Prepare for What’s Next

New Campaign: Prepare for What’s Next The new multimedia marketing campaign for Care Solutions is ready for you to share! The assets in this campaign will help you share content with producers or clients, flexibly aligning with your marketing strategy.   Protection for Life Six digital assets illustrate what makes OneAmerica different in the long-term care marketplace. Start Posting A Promise for a Lifetime This set has story-based photos, emotional videos, and engaging texting videos. The assets portray common long-term care situations, helping you connect with clients on a more personal level. Build Connections   Preparing for What’s Next This
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.