SecureCare Funding Source: RMDs Since SecureCare Universal Life’s maximum payment age is now age 80 in most states, this allows older clients to take advantage of longer payment duration options and — potentially — a new premium funding strategy. If a client doesn’t need to rely on required minimum distributions (RMDs) from their qualified accounts for retirement income, they could use their RMDs to fund SecureCare. If you have older clients who are late to the long-term care (LTC) planning game, then this is a sales idea you’ll want in your repertoire! Get the flyer Contact Us Questions? Please
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GoldenCare Newsletter | November 23, 2020
Read Full GoldenCare Newsletter, November 23, 2020 Edition In this GoldenCare Newsletter Edition From GoldenCare: The GoldenCare Office will be closed Thurs, November 26th & Fri, November 27th for the Thanksgiving Holiday. PROMO TIME! Perfect Portfolio Sales Incentives Now through December 31, 2020 Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training. Stay up-to-date on the latest products and sales strategies. Check back for our next exciting promotion! Guest Article: “70 percent of long-term care claims begin with home care,” by Joe Jancsurak, McKnight’s Senior Living Enjoy! Compliance:
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Upcoming Holiday Hours for Securian’s SecureCare Team
SecureCare tele-interview and underwriting holiday hours As challenging as this 2020 year has been, we still want to take a moment to count our blessings this Thanksgiving season and say “Thank You!” for your business and loyalty. Please take note of the following holiday office closures: Thanksgiving Eve (Nov. 25): Closed at 5 p.m. CST Thanksgiving Day (Nov. 26): Closed Black Friday (Nov. 27): Closed Christmas Eve (Dec. 24): Closed at 3 p.m. CST Christmas Day (Dec. 25): Closed Boxing Day (Dec. 26): Closed New Year’s Eve (Dec. 31): Closed at 5 p.m. CST New Year’s Day (Jan. 1): Closed
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GoldenCare Newsletter | November 9, 2020
Read Full GoldenCare Newsletter, November 9, 2020 Edition In this GoldenCare Newsletter Edition From GoldenCare: PROMO TIME! Perfect Portfolio Sales Incentives Now through December 31, 2020 Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training. Stay up-to-date on the latest products and sales strategies. Check back for our next exciting promotion! Guest Article: “LONG-TERM CARE AWARENESS MONTH – 2020 LOGOS,” by Jesse Slome, American Association for Long-Term Care Insurance Enjoy! Compliance: Telephone Solicitation Bans for the Month of November 2020 Industry Updates: From Mutual of Omaha: Recipes for LTC
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Securian LTC Awareness Month
Long-term care (LTC) consumer social media e-toolkit Long-Term Care Insurance Awareness Month is already under way — use this toolkit to help educate and engage prospects. Leverage the kit’s pre-built posts to help prospects get the facts about long-term care and motivate them to start making a plan of their own — with your guidance. Each post includes lead-in text and an animated image to help drive engagement. Facebook & LinkedIn campaigns How it works: Open the animated image and save the mp4 file to your computer by clicking the three dots in the right-hand corner and selecting download. Copy
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AG 49-A illustration changes effective November 21, 2020
Illustration Regulation AG 49-A The National Association of Insurance Commissioners (NAIC) has made enhancements to Actuarial Guideline 49 (now referred to as AG 49-A). All carriers are required to comply with these new indexed universal life (IUL) illustration regulations by December 14, 2020. The following are Securian Financial’s transition details and deadlines: Products impacted: Eclipse Accumulator IUL Eclipse Protector II IUL Eclipse Survivor II IUL Eclipse IUL-NY Important dates: Friday, November 20, 2020 — Illustrations based on the old AG 49 guidelines will no longer be available after this date. Saturday, November 21, 2020 noon – Central Time — Updated,
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GoldenCare Newsletter | October 5, 2020
Read Full GoldenCare Newsletter, October 05, 2020 Edition In this GoldenCare Newsletter Edition From GoldenCare: Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training. Stay up-to-date on the latest products and sales strategies. Check back for our next exciting promotion! Guest Article: “Home healthcare outpaces skilled nursing in its post-COVID-19 rebound,” by Kimberly Marselas,McKnight’s Senior Living Enjoy! Compliance: Reminder: Holiday Telephone Solicitation Bans for September 2020 Industry Updates: From Mutual of Omaha: Share the LTC Consumer-Approved Video With Clients Webinar: Sales and Marketing Process Two Ways to See Your
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SecureCare’s new pricing available in illustration software
Preview SecureCare’s new pricing in IN, HI and NJ In response to the historically low interest rate environment, Securian Financial is implementing a pricing update to SecureCare Universal Life and increasing its maximum payment age from age 75 to age 80 in Indiana, Hawaii and New Jersey on October 10, 2020. These product updates are now available to illustrate in Indiana, Hawaii and New Jersey. To run an illustration with the new pricing or the extension of payment durations to age 80 in Indiana, Hawaii and New Jersey, you must select “yes” for “Rate update preview” when running the illustration.
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GoldenCare Newsletter | EARLY EDITION – September 7, 2020
Read Full GoldenCare Newsletter, September 7, 2020 Edition In this GoldenCare Newsletter Edition From GoldenCare: Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training. Stay up-to-dat Check back for our next exciting promotion! Guest Article: “Assisted living occupancy declines at highest rate since April: NIC,” by Amy Novotney, McKnight’s Senior Living Enjoy! Compliance: Reminder: Holiday Telephone Solicitation Bans for September 2020 Industry Updates: From Mutual of Omaha: Update Available: MutualCare® Solutions Software Labor Day Office Closing REMINDER: New Business Rate Refresh and Benefit Changes Updated Marketing Materials Now Available Updated
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COVID-19 participation guidelines update
Changes to COVID-19 participation guidelines to be implemented September 16, 2020 Securian Financial continues to focus on delivering high levels of service, helping customers with their insurance needs and maintaining the company’s financial strength. Your support in delivering on this focus has provided valuable insights to best navigate the unpredictable nature of a pandemic while addressing the additional risks it presents. We are pleased to announce the following changes to the temporary COVID-19 participation guidelines effective September 16, 2020: Maximum issue age will increase to age 75 for all life products including SecureCare Universal Life (excluding Advantage Elite Select
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