“Elderly should consider residential care before health crisis hits: study”

“Elderly should consider residential care before health crisis hits: study,” by Alicia Lasek, McKnight’s LTC News “Considering a move to a long-term care or senior living community can help elderly adults ensure that their needs are met when a health crisis hits, say gerontologists from the University of East Anglia, Britain. … In most cases, the elders were found to have had little input in the process. In addition, their family members and caregivers reported being traumatized by the events leading up to the move. In the end, some elders said that they were not happy with the decisions made
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Categories: Clippings, Industry News, and Long-Term Care.

“SCAN Survey Reveals Majority of Seniors Are Not Adequately Prepared to Age in Place”

“SCAN Survey Reveals Majority of Seniors Are Not Adequately Prepared to Age in Place,” SCAN Health Plan “SCAN Health Plan®, one of the nation’s largest not-for-profit Medicare Advantage health plans, today announced results from its national survey on aging in place. Responses from 1,000 U.S. adults ages 65 and older indicate that 62% believe most seniors they know are unlikely to be able to safely age in place. … Seeing their peers unable to live life on their own terms, seniors are rethinking their own readiness to age in place. In assessing people they know, 67% of seniors cite changes to physical
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Categories: Clippings, Industry News, and Long-Term Care.

“How to Fix the Global Retirement Crisis”

“How to Fix the Global Retirement Crisis,” by Reshma Kapadia, Barron’s “The idea of moving into a nursing home is abhorrent to most Americans, but many older Swedes have to lobby to get into one. Aging parents in the U.S. may remind their adult children to visit them, but China requires it by law. Visit playgrounds in Japan and you’ll find elder-friendly fitness equipment instead of monkey bars and slides. We are at the beginning of a global aging boom—and countries all over the world are facing the same challenges. Some are coming up with creative ways to address the
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Categories: Clippings, Industry News, and Long-Term Care.

“10 Things to Know about Medicaid Managed Care”

“10 Things to Know about Medicaid Managed Care,” by Elizabeth Hinton, Robin Rudowitz, Maria Diaz, and Natalie Singer, Kaiser Family Foundation” “Medicaid is the nation’s largest public health coverage program, though many Medicaid beneficiaries now receive their care through privately-held managed care companies. This brief describes key themes related to the use of comprehensive, risk-based managed care in the Medicaid program and highlights data and trends related to MCO enrollment, service carve-ins, spending, MCO parent firms, and state and plan activity related to quality, value-based payments, and the social determinants of health.” LTC Comment (from Stephen A. Moses, President, Center
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Categories: Clippings, Industry News, and Long-Term Care.

Video Interview with Chief LTC Underwriter Carol Carville

Go behind the scenes with Carol Carville. We hope the video interview with Demerri Bond was helpful and insightful. We’re excited to bring you the next in the series, a candid interview with underwriter Carol Carville. Carol has worked in group medical, life, disability and now long-term care, so her perspective is unique and varied. In the video, she talks about common application mistakes and why the relationships she has with producers in the field is so important to her and our business. Don’t miss it!   Video Interview with Chief LTC Underwriter Carol Carville   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Updated E-App Quick Start Guide and FAQs

The long-term care E-App Quick Start Guide and E-App FAQs have been updated with more helpful information. Download the materials below: LTC E-App FAQ LTC E-App Quick Start Guide These materials are also available to order through normal ordering channels. If you have questions, please contact your Account Executive or Sales Director.   Updated E-App Quick Start Guide and FAQs   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

EssentialLTC E-APP Enhancements

E-APP Enhancements Effective 8/29, the following enhancements were made to the EssentialLTC E-APP: Additional clarity on where to enter the Primary Care Physician’s name and phone number The premium mode selection will only have to be made one time and will carry through to other sections of the E-APP You can now access PDF copies of submitted E-APPS in the Agent Resource Center in YOUR E-APP SUMMARY REPORTS in addition to accessing a PDF copy in the email sent once all required signatures are received More changes to continue to improve our E-APP experience are coming soon! Uploaded Paper Applications
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Categories: Industry News, Long-Term Care, and National Guardian Life.

LTC Post-Issue Requirements: Outstanding Premium

Over the past few weeks you’ve learned the basics about long-term care post issue requirements (PIRs), including an overview of the types, as well as different amendment scenarios. Today we will discuss outstanding premium. If there is any outstanding premium due, below are things to note to meet the post-issue requirements as quickly as possible. Post-Issue Benefit Changes If a benefit change is made post-issue, the original premium is still due by day 60 from issue. The new Premium Statement sent in the new policy kit will list the date the premium is due as “Upon Receipt.” Completed Checks When
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

August 22nd Underwriting Teleconference Recording Now Available

We appreciate your attendance and enjoyed answering all your questions at the third LTC underwriting teleconference. During the call you heard from Aaron Smallwood, Supervisor Underwriting Support for LTC, Demerri Bond, LTC Underwriting Manager, and Allen Gregoire, our Director of Underwriting for all individual health. Didn’t make it? That’s OK! We recorded it for you. All teleconferences are available for download on Sales Professional Access under Sales Tools > Product Education. Listen to last week’s teleconference now.   Make sure to add the remaining bi-monthly teleconferences to your calendar.   Please email us suggestions on topics or questions you’d like
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

TOMORROW! Special Introductory Training on a New LTC Alternative

GoldenCare now offers True Freedom Home Care Plans as an LTC alternative! These are field-issue plans available in all 50 states! All True Freedom Home Care Plans feature: 1-Question Field Issue | No Medical Underwriting | Available Nationwide | No Age Limit | No Elimination Period | No ADL Requirements | No Claim Forms Don’t miss this introductory training on these unique plans! Register now to reserve your seat!     Questions? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare News
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Categories: GoldenCare News, Industry News, and Long-Term Care.