SecureCare multi-pay now available in Connecticut and North Dakota!

SecureCare multi-pay now available in Connecticut and North Dakota! On June 26, 2019 SecureCare Universal Life Insurance (SecureCare) multi-pay launched in Connecticut and North Dakota. Long-Term Care (LTC) needs may be unpredictable, but SecureCare is a product clients can count on for: Cash indemnity LTC benefits Reduced paid-up benefit1 Customizable coverage Most robust international benefits in the industry2 Potential to deduct LTC premiums SecureCare marketing materials will be available to order from our fulfillment center June 26. Don’t forget to check out our SecureCare product page for sales ideas and more!   Transition rules: SecureCare Universal Life with multi-payment enhancements
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Categories: Industry News, Linked Benefit/Hybrids, and Securian.

Two-Factor Authentication – Changes

Two-Factor Authentication – Changes Effective July 1 June 27, 2019 In December 2018, Securian Financial implemented Two-Factor Authentication for access to SecurianAdvisor.com. The authentication period was configured for at least once each week. Effective July 1, 2019, the authentication period will change to 24 hours, which will require each user to authenticate using Two-Factor each day (or every 24 hours). This change provides additional security protection against malicious user impersonation, unauthorized access, and aligns with industry best practice.   For questions, please contact the Securian Enterprise Contact Center at 1-833-810-8259.   Two-Factor Authentication – Changes effective July 1   #goldencareagent
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Categories: Industry News, Life Insurance, Linked Benefit/Hybrids, and Securian.

Enhanced Care Solutions Product Training and New Requirements

We’ve upgraded the Care Solutions product training experience! OneAmerica® has made enhancements to our Care Solutions product training modules. We’ve boosted your experience with voiceover narration, a menu of options and knowledge checks to make sure you’re on track. Now you can select training by product name rather than product suite, so you can choose individual modules based on what you like to sell Asset Care annuity suitability training requirement An insurance producer may not solicit the sale of the new Asset Care® annuity-funded whole life option until he/she has completed insurer-provided product-specific training. This is a mandatory requirement for
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

OneAmerica Asset Care Product Teaser

Coming in July: Updated Asset Care® By Jan. 1, 2020, all issuers of life insurance are required to reprice their products according to the 2017 CSO mortality tables. OneAmerica® has updated the benefits and pricing within our whole-life based Asset Care® product suite, and we will be launching a new product in July! Asset Care is still the same great product with the same great benefit guarantees — we’ve just simplified and enhanced the product, improved consistency while maintaining flexibility, and added options that our distribution partners have asked for over the years. Joint coverage and lifetime benefits are still
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

A lot can change in a year

  A lot can change in a year Marriage, the birth of a child, buying a new house, the decision to finally get serious about saving for retirement, a new job. But if you miss what’s new in your client’s life – you may miss new ways you can help. What if you could uncover 365 days of change in just three simple steps? It could be a game-changing opportunity for your client – and your business. Our step-by-step guide walks you through how to do an effective policy review, helping to set you up for success right from the
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Categories: Industry News, Life Insurance, Linked Benefit/Hybrids, and Securian.

Tele-Underwriting for AnnuiCare® Starts Today

When AnnuiCare® launched in 1999, it was the first tax-qualified asset-based long-term care and annuity combo in the industry. Twenty years later, though many competitors have pulled their LTC offerings or increased premiums, our LTC premium rates remain unchanged and sales continue to grow. What’s different now is our tele-underwriting process which, in most cases provides an immediate underwriting decision.   While your client is in your office, follow these easy steps: Review the pre-interview checklist here. If the applicant can honestly answer ‘No’ to all seven questions, proceed to the tele-underwriting step. Call 888-390-5824 and an experienced, non-clinical interviewer
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Categories: Guaranty Income, Industry News, and Linked Benefit/Hybrids.

OneAmerica Asset Care Product Teaser

Coming in July: Updated Asset Care® By Jan. 1, 2020, all issuers of life insurance are required to reprice their products according to the 2017 CSO mortality tables. OneAmerica® has updated the benefits and pricing within our whole-life based Asset Care® product suite, and we will be launching a new product in July! Asset Care is still the same great product with the same great benefit guarantees — we’ve just simplified and enhanced the product, improved consistency while maintaining flexibility, and added options that our distribution partners have asked for over the years. Joint coverage and lifetime benefits are still
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

NEW! Asset Care Training Resources

By Jan. 1, 2020, all issuers of life insurance are required to reprice their products according to the 2017 CSO mortality tables. OneAmerica® has updated the benefits and pricing within our whole-life based Asset Care® product suite, and we will be launching a new product in July. Read on to learn more about new resources to help you increase sales!   Training Resources Learn and earn: National webinars We’ll be hosting national webinars every Tuesday and Thursday in June and July. Producers from all distribution channels are encouraged to participate. Register for a FREE Asset Care webinar today » Asset-Care®
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

Choosing a campaign: Educational vs Product

Choosing a campaign: Educational vs Product Educational When you’re looking to help clients consider needs they may encounter while planning for the future, we recommend running an educational campaign. Available themes include long-term care awareness, marketing LTC to women, and more. Product Product campaigns are the best choice when you want to inform clients about OneAmerica® Care Solutions products. These campaigns give a more detailed look into how our solutions can help your clients protect their future.   Access campaign resources Visit our Marketing Toolbox to view short videos on producer and consumer campaigns, access our latest core marketing materials
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

Care Solutions News, May 2019

Quick reads Annuity Care connections: Seasons change, reasons change Think about clients with existing annuities. Do they depend on all of their annuities for retirement income? If not, you could reposition an annuity using Annuity Care and move their money from tax-deferred to tax-free for LTC. Help clients reassess their existing annuities today with these resources: Connect with clients using our new Care Solutions Annuity video. Rest assured that the OneAmerica® commitment to stewardship through financial strength allows clients and their families to focus on care, not costs. Help clients understand the benefits the Pension Protection Act offers for extended
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.