Ramp Up Your IUL Express Sales

Promote Indexed Universal Life Express (IUL Express) to your prospective clients with this mailer. It explains how IUL EXpress offers protection that lasts in addition to these other product features: Potential to accumulate a cash value, which can help extend the policy’s death benefit or allow you to reduce – or even stop – future premium payments Comes with living benefit riders that allow you to access a portion of the death benefit while you are still alive if you become terminally, chronically or critically ill No health exams required (no samples to provide or needles to endure) Order today
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Mutual of Omaha Rises to the Top for IUL

We are excited to announce that Mutual of Omaha has been named “Best Indexed Universal Life Insurance” by Investopedia and also received the earning of “Best for Indexed Universal Life Insurance” by Forbes Advisor. What Makes Mutual of Omaha’s IUL products stand out? Investopedia chose Mutual of Omaha policies because we offer the utmost flexibility in our indexed universal life products, which allows customers to buy coverage that best suits their individual goals. Additionally, we have excellent financial strength ratings. Forbes Advisor stated that Mutual of Omaha offers the best combination of high ratings for financial strength, competitive internal policy
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Mutual of Omaha Advanced Markets Minute

Are Your Clients Unknowingly Making the IRS Their Primary Beneficiary? Maybe you have worked with a couple like this: Jack and Jane are husband and wife, they are both healthy, in their 60s, and they have done a great job accumulating assets for retirement. You have developed a successful income plan for them, set up funds for emergency use, protected against long term care and other unexpected life events, but now are wondering what is next for planning? Well, many clients do not understand that the wonderful vehicles they used to save for retirement income are not necessarily great vehicles
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Waiting a Few Years on Life Insurance May Add Up

Often, when meeting with clients to discuss life insurance solutions, they want to “think about it” before making their decision. But what they don’t realize is that this delay may impact the amount of income they can take from his policy in the future. Waiting even just a few years could change the income potential by thousands of dollars a year. Review this Income Advantage IUL Sales Idea to see a case study that shows what your clients might be giving up, just by waiting. If you have questions, please reach out to a member of your Brokerage Life Sales
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Mutual of Omaha — A Top Rated Life Insurer for Seniors

Mutual of Omaha is excited to share that out of 19 total ranked carriers, Mutual of Omaha landed as the second top-rated life insurer for seniors! And was one of only three carriers to receive a rating of 4.0 or better out of five according to U.S. News and World’s 2022 rankings. The report highlighted that Mutual of Omaha sells a wide range of products, including term, whole life, universal life and indexed universal life. And, in fact, Mutual of Omaha’s term life insurance rates are lower than many while offering term coverage up to age 80. Click here to
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Washington Long-Term Care Rider Available February 1, 2022

We are pleased to announce that effective February 1, 2022, Mutual of Omaha will once again accept Income Advantage and Life Protection Advantage IUL applications that include the Long-Term Care Rider in the state of Washington. Important information to know: Applications, illustrations and quoting software will be available beginning February 1, 2022. Thank you for your continued business, partnership and commitment to Mutual of Omaha. If you have any questions, please contact your Sales Director or Account Executive. Washington Long-Term Care Rider Available February 1, 2022 #goldencareagent #mutualofomaha #iul
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Categories: Industry News, Life Insurance, Mutual of Omaha (& Affiliates), and State LTC Programs.

Get the Most For Clients with a Long-Term Care Rider

United of Omaha’s LTC Rider follows what is known as a reimbursement rider model, other life insurance companies have LTC riders that use an indemnity model. Knowing the difference is important. With our reimbursement rider, the client can take up to the full monthly benefit as long as they have qualifying expenses. We don’t restrict based on HIPAA limits. Your clients will have to prove expenses to get reimbursed, but because there is no HIPAA limit, they may be able to take more benefit from our rider than from a company with a 1x HIPAA limit. Read more about the
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Important Update for Illinois IULE and TLE Applications

There is a new application form specific to the state of Illinois for IUL Express and Term Life Express products. The new paper application (form ICC21L676A) has already been updated and is currently available in Forms and Materials, or through your normal ordering channels. We are in the process of updating the iPipeline e-Application. Effective February 1, 2022, all IUL Express and Term Life Express applications must be submitted using the new application form ICC21L676A. New business will require a new application if the old application form is submitted. If you have questions, please reach out to a member of
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Reminder: iPipeline Product Type Drop Down Changes

Effective December 23, 2021, all Indexed Universal Life products will now be listed under a new product type drop-down, Indexed Universal Life. The drop-down change will also affect the drop-downs in Forms and Materials. All forms and materials for IUL products will be located under Indexed Universal Life effective December 23, 2021. For a detailed look at the changes, including screenshots please refer to this overview. Thank you for your patience and cooperation as we complete this update and if you have questions, please reach out to a member of your Life Brokerage Sales Team.   Reminder: iPipeline Product Type
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Life Protection Advantage IUL Product Enhancement Available in California January 1, 2022

We are pleased to announce that effective January 1, 2022, the Life Protection Advantage IUL’s long-term, no-lapse protection guarantee will be extended from age 85 to 90 for the state of California. And, we are providing this additional 5-year guarantee at no additional cost for level-pay premium illustrations!* This exciting new enhancement helps make Life Protection Advantage even more competitive in the industry. In addition to providing protection that is guaranteed to age 90 at competitive premiums, Life Protection Advantage also offers: Competitive Protection Beyond Age 90 While the average 50-year-old in the U.S. has a life expectancy in the
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).