e-Statements on the Agent Resource Center Beginning January 14, 2022, you can access all of your commission statements online at the Agent Resource Center (ARC)! A new e-Statements tab (pictured below) will be added to the links bar on ARC. Please note, commission statements will be published the day after commission is generated. e-Statement Notifications Notifications by email will be available when new commissions statements are generated. If you are an appointed agent that would like to receive these notices, select the User Profile option under the Additional Links tab. Then select e-Statement Enrollment (pictured below) and confirm that
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New Enhanced EssentialLTC Releases
New Enhanced EssentialLTC Releases Beginning February 4, 2022, the enhanced version of EssentialLTC will be available in the states of DE, HI, ND, NJ and SD! California will also have a new business rate refresh on the same day. Enhanced EssentialLTC for DE, HI, ND, NJ and SD Features For joint policies, when one insured passes away the premium will now decrease to an amount specified on the illustration and Policy Schedule for each person. The Waiver of Premium Rider for Home and Community Care Services is now built into the policy and premium when Comprehensive Coverage is selected. The
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Choose NGL for your next client
Choose NGL for your next client With a commitment to the Long Term Care insurance marketplace and the dynamic product offering of EssentialLTC, our consumer-oriented competitively priced product, National Guardian Life Insurance Company (NGL) is the right choice for your next client. By assisting your clients with this decision now, you’re helping to prevent long term care expenses from impacting their family down the road. Click on the items below to see how NGL can support your clients’ needs. How does EssentialLTC compare This easy-to read chart compares the premiums and popular product features of NGL’s NGL EssentialLTC product to
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NGL Holiday Wishes and Upcoming Office Closure
We want to wish everyone a safe and happy holiday season. Thank you for partnering with NGL and making EssentialLTC a key addition to your product portfolio. Please see below for NGL’s EssentialLTC administration’s upcoming holiday office hours. December: Friday, December 24 – Closed Friday, December 31 – Closed Click here to take a look at the 2022 holiday schedule. For agent inquiries contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the NGL Long-Term Care Sales Team at LTC@nglic.com. #goldencareagent #ngl
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NGL EssentialLTC – Updated Tax Summary
Updated 2022 Tax Summary The Tax Summary has been updated to include the changes to 2022 cost of living adjustments (COLAs). The flyer is a great way to find out the tax advantages LTCi has for individuals and businesses. This Tax Summary will be available on the Agent Resource Center under Marketing Tools category under the Sales & Marketing tab beginning Friday, December 17, 2021. For agent inquiries contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the NGL Long-Term Care Sales Team at LTC@nglic.com. View/Download the updated 2022 Tax Summary
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NGL EssentialLTC Videos
NGL EssentialLTC Videos If you’re looking for training videos for the EssentialLTC product, then we’ve got you covered. The Agent Resource Center (ARC) has videos covering key features of the product and the “how to” of our E-APP and underwriting process. Visit the ARC today to find these videos under the Sales & Marketing tab or click the links below. E-APP and Upload Demo A brief demo on how easy it is to submit a NGL EssentialLTC long term care application electronically using the E-APP or Upload Documents page. Lifetime Benefit Rider Video This short video highlights the Lifetime
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Washington state commissions and upcoming holiday schedule
Washington state commissions Last week’s Washington state update contained an incorrect date range for commission charge backs. Here is the notice with the updated range: As a reminder, there will be full charge back of commissions on any Washington state applications submitted from May 24, 2021 – November 10, 2021 where the premium is not paid for the second year of coverage. We apologize for any confusion this may have caused. Upcoming holiday office hours Please see below for NGL’s EssentialLTC administration’s upcoming holiday office hours. Thank you for partnering with NGL. We wish you and your family a
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Industry News, Long-Term Care, and National Guardian Life.
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EssentialLTC, happy holidays, holiday, holiday closing, holiday closure, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, NGL, WA Cares Act, WA Cares Fund, WA LTSS Trust Act, WA State, WA Trust Act, Washington, and Washington state.
Washington Update and LTC Awareness Month
Important Washington state update NGL is excited to announce that all sales restrictions in Washington state are eliminated effective immediately! We are able to lift the restrictions due to new business application submission levels returning to normal and our underwriters reaching a decision on 97% of Washington state applications as of November 1, 2021 on business that was submitted since June 1, 2021. As a reminder, there will be full charge back of commissions on any Washington state applications submitted from May 24, 2021 – November 10, 2021 where the premium is not paid into the second year of coverage.
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Washington State backdating clarification
Washington State backdating clarification To clarify the last communication’s statement concerning backdating, any Washington State application received between November 1, 2021 and November 30, 2021, will not have the option to backdate. Washington State applications received on or after December 1, 2021, will once again have the option to backdate. We apologize for any confusion this may have caused. For agent inquiries contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the NGL Long-Term Care Sales Team at LTC@nglic.com. Washington State backdating clarification #goldencareagent #ngl
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Washington State New Business
Washington State New Business Beginning November 1, 2021, NGL will begin accepting new applications from Washington State. Due to the demand for LTC planning the Washington Cares Fund continues to generate, NGL has made the decision to place the following temporary minimums on all new Washington State applications: $3,000 annual lifetime premium – Modal equivalents – $1,560 semiannual, $810 quarterly, $263 monthly $6,000 annual 10-Year premium – Modal equivalents – $3,120 semiannual, $1,620 quarterly, $525 monthly $30,000 single premium Joint applications are subject to these minimums per application, not per applicant. Applications that do not meet the minimums listed above
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