News from United Security Assurance

President’s Message At about this time last year I wrote: “We know how important our [AM Best] rating is to you and your clients and we are doing everything we can to gain back the security of being rated.” Well, it took a great deal of effort from our entire senior management team, but last June we were successful in having our rating reinstated with an improved (“stable”) outlook. We continue to work to improve our rating but the key to that seems to be increasing sales, so this is somewhat of a chicken and egg situation. (We need to
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Categories: Industry News, Long-Term Care, Short-Term Care, and United Security.

United Security Assurance – Reach More Clients

LTCi Plans Designed to Reach More of Your Clients United Security Assurance offers two Long-Term Care insurance plans that expand traditional underwriting guidelines to offer individuals who have previously been or who would otherwise be turned down for LTCi, the opportunity to obtain coverage. Our LifeStyle Solutions and LifeStyle Solutions Select insurance plans are good options for individuals with more severe health conditions, such as Cystic Fibrosis, Diabetes, Parkinson’s, Multiple Sclerosis, Osteoporosis and Multi Comorbid health conditions. We are pleased to offer these products to you for your hard-to-place clients. To help you better sell these plans, we’ve created a
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Categories: Industry News, Long-Term Care, and United Security.

Happy Holidays from United Security Assurance

We are truly grateful for for the many relationships we’ve built over the years, with the hard working producers we serve everyday. Wishing you a season of joy and look forward to our continued success in 2019. The Management and Staff of United Security Assurance A Holiday Message As we head into the new year, I look back and view 2018 as a new beginning for United Security Assurance. We saw the popularity of our short-term home health care product, SecureHorizons  continue to grow with agents and clients alike. With our simplified underwriting approach and its affordability factor, it’s no
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Categories: Industry News, Long-Term Care, and United Security.

United Security Holiday Office Hours – Christmas 2018

At this Holiday Season, we find ourselves reflecting on the past year and on those who have helped us shape our business. We value our relationship with you and look forward to working with you in the year to come. We would like to take this opportunity to inform you of our office hours for the upcoming holidays. Our Maryland and Pennsylvania offices will be closed on the following days: Monday, December 24 Tuesday, December 25 Tuesday, January 1   We wish you a Happy Holiday Season and a New Year filled with peace and prosperity. The Management and Staff
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Categories: Industry News, Long-Term Care, and United Security.

GoldenCare Newsletter | December 17, 2018

In this GoldenCare Newsletter Edition From GoldenCare:   Announcement: Mark Randall: The LTC Industry mourns the loss of one of its great leaders. GoldenCare is sorry to announce the loss of Mark Randall, an innovative voice in the Long-Term Care Insurance industry, a key leader, excellent teacher, and close friend. His influence continues today having trained many thousands of agents. Not only did he work with insurance companies to develop new products to address consumer needs, he also developed one of GoldenCare’s premier agent training and sales software kits, the LTC CEO. Mark was also instrumental in bringing his two
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Categories: Genworth, GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), Transamerica, and United Security.

United Security Assurance – Changes in Family Dynamics

Changes in Family Dynamics = Changes in the need for Elder Care The lifespan in the United States is increasing with each census. This aging of the population has significant implications for work/family balance as an increasing number of working adults must provide elder care. Changes in demographics and social values have reduced the number of family members available to care for impaired elderly relatives for some of the following reasons: Increased life span: The population of the very old has been increasing, thus, their children, who are potential caregivers, are likely to also be old Delayed procreation: Combined with
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Categories: Industry News, Long-Term Care, and United Security.

GoldenCare Newsletter | December 3, 2018

In this GoldenCare Newsletter Edition From GoldenCare: New GoldenCare Holiday LTC Sales Promotion!  Click Here for details.  Good luck! Update Your Contracts Look for an upcoming LTC CEO Office, Home and Internet Selling Tools Software update, coming in the next couple weeks with all the latest tools! Making a good decision on whether or not to own Long Term Care insurance depends upon receiving factual information on the subject. LTCCEO was developed to offer our clients the knowledge they need to make wise decisions. Find out how to get your copy here. Diversify your portfolio for greater sales success! Join us
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Categories: Genworth, GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), Transamerica, and United Security.

United Security Assurance – LTC Word Search

LTC Word Search It is good to just take a break from the normal routine of things once in a while, so we thought we would have a little fun with a quick word search puzzle. The objective of a word search puzzle is to find hidden words in a grid of jumbled letters. These puzzles are a great way to build mental strength and have a little fun. Find the words, related to long term care:     United Security Assurance – LTC Word Search   #goldencareagent #unitedsecurity
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Categories: Industry News, Long-Term Care, and United Security.

Holiday Office Hours – Thanksgiving 2018

Happy Thanksgiving It is this time of the year that we pause to count our blessings. We are deeply thankful for the freedom of this great country in which we live, our opportunities for success, and the relationship we have with our producers. In appreciation of our hard-working staff, we are closing our Pennsylvania and Maryland offices on the following days: Thanksgiving Day, November 22, 2018 Friday, November 23, 2018 Our warmest wishes to you and your family.   The Management and Staff of United Security Assurance & Coventry CareLink Insurance Services   #goldencareagent #usa #happythanksgiving
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Categories: Industry News, Long-Term Care, and United Security.

United Security Assurance – Caregiver Stress & Burnout

Caregiver Stress & Burnout When a family member, friend or neighbor is sick, requiring a lot of attention and care, we tend to ask their family and caregivers how the sick person is doing; but do we ever stop to ask “…and how are YOU  doing?” (Directed toward the caregiver.) The demands of caregiving can be overwhelming. Caregiver burnout is a state of emotional, mental, and physical exhaustion caused by the prolonged and overwhelming stress of caregiving. Caregiving is often a long-term challenge, and the stress it generates can be particularly damaging. It can be particularly disheartening when there’s no
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Categories: Industry News, Long-Term Care, and United Security.