Changes in Family Dynamics = Changes in the need for Elder Care The lifespan in the United States is increasing with each census. This aging of the population has significant implications for work/family balance as an increasing number of working adults must provide elder care. Changes in demographics and social values have reduced the number of family members available to care for impaired elderly relatives for some of the following reasons: Increased life span: The population of the very old has been increasing, thus, their children, who are potential caregivers, are likely to also be old Delayed procreation: Combined with
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LTC Word Search It is good to just take a break from the normal routine of things once in a while, so we thought we would have a little fun with a quick word search puzzle. The objective of a word search puzzle is to find hidden words in a grid of jumbled letters. These puzzles are a great way to build mental strength and have a little fun. Find the words, related to long term care:     United Security Assurance – LTC Word Search   #goldencareagent #unitedsecurity
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Happy Thanksgiving It is this time of the year that we pause to count our blessings. We are deeply thankful for the freedom of this great country in which we live, our opportunities for success, and the relationship we have with our producers. In appreciation of our hard-working staff, we are closing our Pennsylvania and Maryland offices on the following days: Thanksgiving Day, November 22, 2018 Friday, November 23, 2018 Our warmest wishes to you and your family.   The Management and Staff of United Security Assurance & Coventry CareLink Insurance Services   #goldencareagent #usa #happythanksgiving
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Caregiver Stress & Burnout When a family member, friend or neighbor is sick, requiring a lot of attention and care, we tend to ask their family and caregivers how the sick person is doing; but do we ever stop to ask “…and how are YOU  doing?” (Directed toward the caregiver.) The demands of caregiving can be overwhelming. Caregiver burnout is a state of emotional, mental, and physical exhaustion caused by the prolonged and overwhelming stress of caregiving. Caregiving is often a long-term challenge, and the stress it generates can be particularly damaging. It can be particularly disheartening when there’s no
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Long Term Care Insurance What is the cost? The cost of a nursing facility and home health care varies by state, but the following statistics are based on a national average. Skilled Nursing Facility: $253/day; $7,689/month (private room) $225/day; $6,844/month (semi-private room) Assisted Living Facility: $119/day; $3,628/month (1 Bedroom Unit) Home Health Care: $20.50/hour (Home Health Aid) $20/hour (Homemaker/companion) Adult Day Care: $68/day     According to Medicare, approximately 43% of people over the age of 65 are likely to spend some time in a nursing home; of these, 24% will be there less than one year. Average stay in
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Secure E-fax with Voided Check Easier new business submission We have made it easier for you to submit new business. United Security Assurance is now accepting faxed applications with voided checks! You may fax your application to our Souderton home office from your computer or fax machine. Here’s what you need to know: We have a dedicated, Toll-Free Fax Number: 888-976-5969 — use this number to send only applications and related underwriting information. Faxed applications must be completed, clean, and legible — if we are not able to read the information, we will contact you and you may need to
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