In this GoldenCare Newsletter Edition Read Full GoldenCare Newsletter, June 3, 2019 Edition From GoldenCare: Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training. Stay up-to-date on all the latest and greatest in the industry. For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTC CEO Office, Home and Internet Selling Tools Software has been updated! This Must-Have Resource can dramatically increase your LTC sales, providing sales presentations, calculators, pre-recorded training, instruction for successful Internet Selling, LTC resources, and MORE! Find out how to get
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LTC Underwriting Operation: The New Underwriting Guide
Another case study as part of our ongoing Underwriting Operation. Case Study: A New LTC Producer Uses Underwriting Tools to His Advantage Don is a new long-term care insurance agent based in St. Louis. As he learns the industry and product, Don has found it useful to carry the MutualCare® Solutions Underwriting Guide as an aid while screening clients. Recently, Don was working with a 65-year-old male applying for the Secure solution. Having already familiarized himself with the build chart before the meeting, Don knew to quote no better than Class 1 based on the client’s height and weight. However,
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Save Your Clients Money with Fit Credits
Our Fit Underwriting Credit Program can help your clients qualify for up to an additional two table credits from their base rating on both term and permanent products. When your clients get a better rating, they get additional cost savings. What makes the Fit Program unique? It is NOT a table shave program Clients as young as 18 years old can qualify It applies to both permanent AND term policies Take a look at the Fit Guide and be sure to complete the Fit Test with your clients to ensure they receive the best underwriting rating. If you have questions,
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Plant the Seed Early for Long-Term Care Insurance
Your clients lead busy lives and they may put off making important decisions. Plant the seed early with these clients to help plan for possible future health needs. Buying a long-term care insurance policy may be far down the list of their priorities, so let them know the benefits of getting coverage early. Advantages to buying LTCi early Insurability — clients will be more likely to be approved for coverage Affordability — rates are based on your client’s age at time of purchase Peace of Mind — clients can rest easy, they are protected for any future care they may
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Medicare News – Omaha Family of Companies
Medicare Supplement: Upcoming Med Supp Rate Adjustments Please view the upcoming rate adjustments in MN and WV. Dental Marketing Credits- Summer Program During the months of June, July, August and September earn marketing credits for your first three dental applications each month. #goldencareagent #mutualofomaha
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Protection that fills the coverage gap
Help your clients cover out-of-pocket medical expenses with a Critical Advantage policy. Some health care insurance issued through employers may not cover all the costs associated of a critical illness. Or, your clients with high deductible plans may need help with out-of-pocket expenses. The lump sum benefit in the Critical Advantage policy can be used to fill gaps in your client’s current coverage. Download this sales tip here to help increase your Critical Advantage sales. Protection that fills the coverage gap #goldencareagent #mutualofomaha
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Critical Advantage New Hampshire Sales Notification
IMPORTANT: Effective immediately, all sales of Critical Advantage in New Hampshire are suspended. Any NH applications signed after May 29, 2019 will not be accepted. This change impacts NH only, no other states are impacted. If you have any problems or questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com. Critical Advantage New Hampshire Sales Notification #goldencareagent #mutualofomaha
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Personal History Interview Extended Hours Update
Our Client Interview team completes the Personal History Interview (PHI) for our Fully Underwritten Life, Living Promise, Term Life Express, Fully Underwritten DI, Priority Income Protection, and Critical Advantage products. Since we extended our Client Interview operating hours in March we have exceeded our expectations for speeding up the PHI process. So far, we have seen a reduction in lead time to complete a PHI – it now takes an average of just over 2 days! We also now show over 50% of PHI’s are being completed in the first week. The faster the PHI is completed, the faster your
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Have you tried the Critical Advantage℠ e-App?
The Critical Advantage e-App is the best way to submit your applications. Here are a few reasons why. our applications are completed in good order You’re always using correct forms It allows for e-signature email, e-signature face-to-face or wet signature Provides a paperless “green” experience Has visuals to indicate your progress and prompts you for missing information Answers to questions reveal only the additional questions your client needs to answer Simple e-signature process Auto-save functionality Dashboard shows all your pending applications To get started using the e-App, download the Quick Start Guide. If you have any problems or questions about
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Medicare News – Omaha Family of Companies
Medicare Supplement: Upcoming Med Supp Rate Adjustments Please view the upcoming rate adjustments in MO, ND, NV and WV. Medicare Supplement Conference Last Chance Reminder Come visit us at the Mutual of Omaha booth and speak with one of our sales directors. Let us help you grow your Medicare business. Top 10 Med Supp Underwriting Tips Webinar Tune in to hear Tim Ahlgren, Director of Med Supp Underwriting, discuss his top 10 underwriting tips that will help you and Mutual of Omaha collectively meet the needs of your clients. #goldencareagent #mutualofomaha
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