You’re Invited! | Our Exclusive New Final Expense Product for 2020

Register now to reserve your space! Tues, Sept 1, 2020 2:00 PM  to  3:00 PM CDT   Questions or help registering? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare News  
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Categories: CVS, GoldenCare News, and Industry News.

“State Actions to Sustain Medicaid Long-Term Services and Supports During COVID-19”

“State Actions to Sustain Medicaid Long-Term Services and Supports During COVID-19,” by MaryBeth Musumeci, Rachel Dolan, and Madeline Guth, Kaiser Family Foundation Quote: “States have taken a number of Medicaid policy actions to address the impact of COVID-19 on seniors and people with disabilities, many of whom rely on long-term services and supports (LTSS) to meet daily needs and are at increased risk of adverse health outcomes if infected with coronavirus. Medicaid is the primary source of coverage for LTSS, financing over half of these services in 2018. Collectively these actions could expand access to coverage (by enhancing financial and functional eligibility criteria and
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Categories: Clippings, COVID-19, and Industry News.

Important Short-Term Home Health Care Update

Effective September 3rd, GTL’s Short-Term Home Health Care Insurance will now be only available for ages 61-85.   ORDER NEW SUPPLIES ON GTLINK     $150, $300 or $450 maximum daily benefit options! Great cross-selling opportunity and complements our other great products Available on paper, portal and the GTL e-App! Prescription benefit year maximum of $300 or $600! $40, $80 or $120 per-day Home Health Care Aide benefits! Policyholder Access to Ask Mayo Clinic online symptom assessment tool!   Important Short-Term Home Health Care Update   #goldencareagent #gtl
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Categories: Guarantee Trust Life, Industry News, and Short-Term Care.

GoldenCare Newsletter | August 24, 2020

Read Full GoldenCare Newsletter, August 24, 2020 Edition In this GoldenCare Newsletter Edition   From GoldenCare: Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on all the latest and greatest in the industry.    For a list of current topics and to get in on the discussion Click Here. Appoint with all the Top Carriers   LTCCEO Updates: NEW UPDATE!  If you haven’t updated yet or you haven’t got your copy, contact us today to find out how! Current installs: Double click “Check for Updates” on your desktop to receive
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Tomorrow – You’re Invited! True Freedom Product & Electronic Enrollment Training

Register Now To Reserve Your Space! Click below to register: Wed, August 26, 2020 1:00 PM  to  1:30 PM CDT   Need one more reason to add True Freedom to your portfolio? Check out this special limited-time incentive!   Questions? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare News  
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Categories: GoldenCare News, Industry News, Long-Term Care, and True Freedom.

“Two or more long-term health conditions linked to positive COVID-19 tests”

“Two or more long-term health conditions linked to positive COVID-19 tests,” by Alicia Lasek, McKnight’s LTC News Quote: “Multimorbidity and polypharmacy puts individuals at a higher risk of testing positive for COVID-19, a new study has found. Non-white ethnicity was also linked to testing positive. … Overall, people with multimorbidity who had the highest risk were those from socioeconomically deprived areas, of non-white ethnicity, considered severely obese, and who had reduced renal function, reported study lead Barbara Nicholl, Ph.D., from the University of Glasgow.”     LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): It is
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Categories: Clippings, COVID-19, and Industry News.

“A Novel Way to Combat Covid-19 in Nursing Homes: Strike Teams,” by Hannah Critchfield”

“A Novel Way to Combat Covid-19 in Nursing Homes: Strike Teams,” by Hannah Critchfield, New York Times Quote: “Covid strike teams apply an emergency response model traditionally used in natural disasters like hurricanes and wildfires to combating outbreaks in long-term care facilities. Composed of about eight to 10 members from local emergency management departments, health departments, nonprofit organizations, private businesses — and at times, the National Guard — the teams are designed to bring more resources and personnel to a disaster scene. … Covid-19 outbreaks spread like wildfires in long-term care facilities, which house medically vulnerable residents and staff in
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Categories: Clippings, COVID-19, and Industry News.

“Short-Term Bailouts Won’t Fix Nursing Homes or Medicaid Home-Based Long-Term Care”

“Short-Term Bailouts Won’t Fix Nursing Homes or Medicaid Home-Based Long-Term Care,” by Howard Gleckman, Forbes Quote: “The illness and death that covid-19 has brought to older adults has created an historic opportunity for the US to rethink the way it delivers and pays for long-term care. Yet, much of the long-term care industry and even many advocates for older adults and younger people with disabilities are lobbying for short-term fixes, not real reform.”     LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): This is another mindless appeal for government to solve the LTC problem without recognizing that
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Categories: Clippings and Industry News.

“Covid-19 Vaccination Costs to Strain State Medicaid Programs”

“Covid-19 Vaccination Costs to Strain State Medicaid Programs,” by Jacquie Lee and Christopher Brown,Bloomberg Law Quote: “The Families First Act prevents states from tightening eligibility rules or terminating members during the public health emergency. But policy makers looking to save money could still opt to reduce payments to health-care providers or cut optional Medicaid benefits.”     LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): This policy, called “maintenance of effort,” is very counterproductive. To save money by cutting provider reimbursements, which are already too low, while maintaining huge eligibility loopholes for Medicaid long-term care eligibility
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Categories: Clippings and Industry News.

Rate Adjustments Effective November 1, 2020

Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. To fulfill this commitment, we actively monitor emerging industry trends and make any adjustments necessary that enable us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective November 1, 2020: Block of Business Impacted States LTC04G North Carolina and Illinois   For a complete rate history, see the state approval grid on Sales Professional Access. Policyholder Notification Process
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).