Fast Fact – How to Schedule an Expert Scheduling is easy! Our experts are available to help you close a sale, answer detailed product questions, help clients feel at ease, or even pivot to a different insurance solution if health requires. Click Here to watch this Fast Fact If you’re already appointed through GoldenCare, but are not yet taking advantage of all we have to offer, call your Regional Director at 800-842-7799! #goldencareagent
Read More
Win a Wild Kingdom Gift Box and More!
Fierce Long-Term Care Protection From A Company Your Clients Know And Trust Join us for in-depth product & software training on one of the strongest, most flexible LTCi plans currently available — MutualCare® Custom Solution and our Wild Kingdom Gift Basket drawing! Tues, Nov 15, 2022 2:00 PM to 2:30 PM CST How do you overcome the hesitation and reassure your client? Despite the important role LTCi plays in planning for one’s future, insurance professionals face reluctance and hesitancy from consumers. Our LTCi Sales Expert has collaborated with a panel of other successful insurance producers, in addition to his own
Read More
“Pandemic Drives Federal Share of State Revenue to Record High”
“Pandemic Drives Federal Share of State Revenue to Record High,” by Rebecca Thiess, Laura Pontari, and Justin Theal, PEW Quote: “Historically, the federal share of 50-state revenue has ranged from about one-quarter to one-third. The highest share prior to fiscal 2020 occurred just after the 2007-09 recession, when a temporary influx of federal economic stimulus dollars and falling state tax revenue caused the federal share of states’ revenue to reach 35.5% in fiscal 2010 and 34.7% in fiscal 2011. Outside of the federal response to recent economic downturns, Medicaid—which accounts for about two-thirds of federal grants to states—has been a
Read More
Clippings and Industry News.
“OneAmerica® Long-Term Care Survey Shares Consumers’ Perspectives,” OneAmerica
“OneAmerica® Long-Term Care Survey Shares Consumers’ Perspectives,” OneAmerica Quote: “The pandemic brought consumer awareness about the need for life insurance, but it didn’t have the same impact on long-term care planning, according to new research from a 2022 OneAmerica consumer study on long-term care. Only 15% say the pandemic has been highly influential on their perceptions of needing long-term care, the array of personal assistance, and services people need over an extended time period because of a chronic illness or disability.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Another study showing that people don’t think
Read More
Clippings and Industry News.
“Genworth Executives Review Long-Term Care Rate Hike Settlements”
“Genworth Executives Review Long-Term Care Rate Hike Settlements,” by Allison Bell, ThinkAdvisor Quote: “Genworth had hoped to begin offering a new long-term care insurance policy together with a reinsurer. Instead, the company has decided to start by creating a business that will use less capital. The new Global Care Solutions unit will offer long-term care navigation and advice services based partly on services developed by Genworth’s CareScout unit and the company’s long-term care insurance business. Genworth hopes to launch that business by June 30, 2023, according to Tom McInerney, Genworth’s CEO. ‘The new business will include a digital platform where
Read More
Clippings and Industry News.
“54% of Consumers Have Cut Retirement Savings Due to Inflation: Allianz Life”
“54% of Consumers Have Cut Retirement Savings Due to Inflation: Allianz Life,” by Michael S. Fischer, ThinkAdvisor Quote: “The share of millennials that reported stopping or reducing retirement savings because of inflation was even higher. Gen Xers worry that if they do not increase their retirement savings soon, it will be too late to have a comfortable retirement. More than 70% of participants said they were keeping some money out of the market to protect it from loss.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: The issue is complex. Here’s the essence. Government created moral
Read More
Clippings and Industry News.
Humana Achieve Now in Two New States!
Humana Achieve has expanded into two new states: Alabama and West Virginia! These states are live and applications can start being accepted today. Humana Achieve Medicare Supplement plans offer: 12% enhanced household premium discount Highly competitive bonus program for agents Quality agent support from Humana Access Alabama and West Virginia’s outline of coverage: Alabama Outline of Coverage West Virginia Outline of Coverage Be sure to check out the updated Humana Achieve Q4 2022 Medicare Supplement incentive flyer: Q4 Incentive Flyer #goldencareagent #medicare
Read More
Gerber Life New eSignature Provider
New eSignature Provider As of Wednesday, October 26, Gerber Life will begin using DocuSign as our new eSignature provider. Today, hundreds of millions of users in over 180 countries use DocuSign to accelerate the process of doing business and to simplify people’s lives. **NOTE: All outstanding ‘Applications Awaiting eSignature’ within the Agent Portal will need to be completed prior to Monday, October 24 to avoid losing the application(s).** Please take a moment to review some of the new eSignature enhancements you can expect to see on the Agent Portal as we transition to DocuSign. New Terms and Conditions Page
Read More
Product updates and more to support your sales
Price improvements to Nationwide CareMatters® II Beginning November 7, 2022, Nationwide is implementing a second price improvement of 2022 across all scenarios for the current CareMatters II product as part of our commitment to responding quickly to changing economic conditions and delivering value for new policyowners. These changes do not apply to Nationwide YourLife CareMatters in New York and California. The price improvement is an average pricing decrease of 5% for all scenarios. There will be a price decrease for all scenarios; however, the percent decrease varies by the characteristics of the case. Important dates Any policies with an effective
Read More
November is LTC Insurance Awareness Month
LTC coverage does more than pay for care Having LTC insurance means your clients needn’t deplete their savings to pay for care. Coverage helps clients: Maintain independence Relieve financial pressure Protect retirement assets Decide how and where to receive care Guaranty Income’s AnnuiCare may provide 3x the annuity value for LTC expenses, if and when needed. As the annuity grows, so does the potential LTC benefit! > Get the Details on AnnuiCare Call the GILICO sales team at 800-535-8110 for assistance. #goldencareagent #gilico
Read More
