A Real-Life Story – Our Cancer Product Makes the Sale

Recently, an agent met with a married couple in their mid-40s who manage a used furniture business. To save money, the couple purchased a high-deductible health plan. Once they heard of a friend’s cancer diagnosis, they thought about what would happen to their finances if either of them was in the same situation. The agent told them how a policy from the Critical Advantage℠ Portfolio provides a cash payment upon diagnosis of a covered condition. The couple purchased a Mutual of Omaha Cancer policy with a $100,000 benefit amount. Having the policy reassured the couple that they wouldn’t have to
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

How to Introduce Critical Advantage Products to your Clients

With a critical illness diagnosis, there is usually out-of-pocket expenses included in treatment. With Critical Illness insurance, Cancer insurance, and Heart Attack & Stroke insurance, your clients get paid a cash benefit to pay for any expense not covered by regular health insurance. This can include child care, travel and lost wages due to time away from work. If you need help with introducing these products to your Disability Income, Medicare Supplement or Long-Term Care clients, the Guide to Introducing Critical Advantage Products is what you need. Download the guide here for tips on cross-selling and what you need to
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Advantage Has Express and Simplified Underwriting

With the products in the Critical Advantage Portfolio, your clients get coverage that pays a lump-sum benefit upon diagnosis of a covered condition. It also offers two underwriting options to give your clients the benefits they need fast. It also means you get paid fast. Express underwriting for Critical Advantage products covers benefit amounts from $10,000 to $50,000. It has simple yes/no knock-out questions to make applying easy and fast. Simplified underwriting is for benefit amounts from $51,000 to $100,000. Simplified underwriting also has simple yes/no knock-out questions in addition to a MIB, Pharmaceutical inquiry and possible telephone interview. No
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Your Guide to Selling Critical Advantage

Wondering how to get started selling Critical Illness insurance, Cancer insurance & Heart Attack/Stroke insurance from our Critical Advantage portfolio? Here’s everything you need to know. It’s easy to understand. The policy pays cash upon diagnosis. There are no medical bills to collect and submit It’s easy to sell. With only three knock-out questions for benefits up to $50,000 for Cancer coverage, you know on the spot if a policy can be issued It’s quick to issue. Express underwriting means your policies are issued in a matter of days, so you get paid quickly The Marketing Tools for Success flyer
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

There is a New Critical Illness Built-in Return of Premium Consumer Flyer

Great News! Now you can do more than just talk to your clients about Critical Illness built-in return of premium, you can show them with a new consumer facing flyer. Here’s how it works; if your client dies while the policy is still in force, a beneficiary will receive any premiums paid in, minus any policy benefits or optional riders paid to your client. And again, this benefit is built-in to the policy–there is no additional charge for this benefit. To download this new flyer, click here. It’s also available through normal ordering channels.   Note: Return of Premium is
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Prospect New Clients with This New Postcard

The products in the Critical Advantage Portfolio; Critical Illness insurance, Cancer insurance & Heart Attack/Stroke insurance, are designed with your client’s recovery in mind. Now, you can reach potential clients with the new prospecting postcard. Most people know someone who has been diagnosed with one of the conditions covered by the Critical Advantage products, so your clients understand the need for this coverage. All products offer a lump-sum payment upon diagnosis that can used for any out-of-pocket expense they may have. Expenses such as high insurance deductibles, replacing lost income or travel for specialized treatment. You can view the postcard
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

The Critical Advantage® Portfolio of Products Are a Perfect Fit

Products in the Critical Advantage Portfolio may be the missing piece to help build your business. With the quick quoting options to the simplicity of the underwriting, Critical Advantage products are a perfect fit for you and your clients. The Critical Advantage Portfolio includes Critical Illness insurance, Cancer insurance & Heart Attack/Stroke insurance. Most of us know someone who has been diagnosed with one or more of the covered conditions, so the need for these products is great. All products in the portfolio offer: Benefits paid direct to insured Competitive rates No reduction of benefits at any age To see
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

The Critical Advantage® Portfolio Refreshed Material is Here

The new Critical Advantage marketing material is here! Time for you to kick the year off right and start selling now. Not only does the marketing material have a new look, it’s been updated to be more customer friendly and have the latest statics and product details. The Critical Advantage products; Critical Illness insurance, Cancer insurance & Heart Attack/Stroke insurance, pay the expenses health insurance does not cover. Things like copays, deductibles and any other out-of-pocket expense. To view the new material, click here for Sales Professional Access. You can also order the new material through your normal ordering channels.
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

New Replacement Notice for DI & Critical Advantage Products (LA)

A replacement form is now required for your customers in Louisiana who wish to replace their existing Disability Income or Critical Advantage coverage with a policy from Mutual of Omaha. Please see the chart below for important effective dates. Product Name Policy Numbers Application Format Effective Date DI Choice-Long-Term Disability/Short Term Disability/Accident Only D81, D82, D83 Paper application 1-15-2020 DI Choice at Work D81M, D82M, D83M Paper application 1-15-2020 Priority Income Protection ICC15DT2 Paper application 1-15-2020 Priority Income Protection ICC15DT2 E-application 1-20-2020 Critical Advantage CP1, CP2, CP3, CP4 Paper and e-application 1-20-2020   The replacement form will be included in
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Update on Policy Delivery for your Critical Advantage Customers

Good News! We are happy to announce effective January 20, 2020, applications for your Critical Advantage clients will include an option for the policy to be mailed directly to your customers. This will eliminate the need for you to use your time and expense on policy delivery. It can also ensure accurate and faster policy delivery for your customers. You can find this delivery option on the updated Agent/Producer Statement, which is located in the application packets for both paper and e-applications.   If you have any questions, please contact your Sales Director.   Update on Policy Delivery for your
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).