NOW AVAILABLE IN KENTUCKY! Insurance Benefits for Confinement in a Nursing Home, Assisted Living Facility or in Your Client’s Home Recover Cash is now available in Kentucky on GTL’s Agent Portal and available soon on the e-App! Guarantee Trust Life Insurance Company has reinvented Recover Cash Short-Term Care Insurance to not only help cover out-of-pocket expenses when receiving short-term care, but also to provide innovative support and cash benefits for family caregivers provided by TCARE! Special note for Recover Cash in Kentucky: The Home Health Care and Adult Day Care Services Benefit Rider must be at least 3.5 times
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GoldenCare Newsletter | November 20, 2023
Read Full GoldenCare Newsletter, November 20, 2023 Edition In this GoldenCare Newsletter Edition From GoldenCare: The GoldenCare office will be closed Thursday, Nov 23 and Friday, Nov 24 for Thanksgiving. Long-Term Care Awareness Month isn’t over yet! Join us and special guest, Kyle Chontos, CareMatters Regional Wholesaler, for TWO special webinar presentations on Wednesday, November 29th! • 10 a.m. CareMatters® II • 2 p.m. CareMatters Together™ • “Packaging STC with Life,” Tues, Nov 21, 2023 11:00 a.m. • “Short-Term Care 101,” Tues, Nov 21, 2023 3:00 p.m. • “Coach’s Corner Q&A,” Wed, Nov 22, 2023 9:00 a.m.
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Good News: New 2024 Tax Deductible Limits for LTCi Announced
New 2024 Tax Deductible Limits for LTCi Announced Individual taxpayers can treat premiums paid for tax-qualified long-term care insurance for themselves, their spouse or any tax dependents (such as parents) as a personal medical expense. The yearly maximum deductible amount for each individual depends on the insured’s attained age at the close of the taxable year (see table below for current limits). These deductible maximums are indexed and increase each year for inflation. NOTE: the 2024 limits are decreased … for the first time … though the decrease is generally minimal. The following are the new 2024 deductible limits (2023
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ManhattanLife FAQs Answered
Q: How is the Restoration of Benefits being administered? A: After receiving facility care, or home health care benefits, if the insured has not received any benefits for 180 days, we will restore their benefit period to its original benefit period. This restoration of benefits is regardless of whether or not the insured has used their entire benefit period. The insured would still be subject to the lifetime maximum benefit period outlined in the policy. #goldencareagent #manhattanlife #mac
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Technical Issues ManhattanDirect 2.0
Please be aware that ManhattanLife is experiencing intermittent outages with ManhattanDirect 2.0. Their teams are working to correct this issue as soon as possible and apologize for any inconvenience. If you need immediate assistance or require a paper application, please contact GoldenCare at 800-842-7799. We appreciate your patience. #goldencareagent #manhattanlife #mac
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Recover Cash | Now Available in Indiana!
NOW AVAILABLE IN INDIANA! Insurance Benefits for Confinement in a Nursing Home, Assisted Living Facility or in Your Client’s Home Recover Cash is now available in Indiana on GTL’s Agent Portal and available soon on the e-App! Guarantee Trust Life Insurance Company has reinvented Recover Cash Short-Term Care Insurance to not only help cover out-of-pocket expenses when receiving short-term care, but also to provide innovative support and cash benefits for family caregivers provided by TCARE! View Digital Product Brochure Order Supplies on GTLink Who is TCARE? Watch a short message about TCARE’s history and innovative caregiver support solutions
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Home Health Care Select Now Available in North Dakota
ManhattanLife is pleased to announce that the footprint of their Home Health Care Select plan continues to grow! The enhanced plan is now available in North Dakota! Below is an updated state availability map. HHC Select State Availability #goldencareagent #manhattanlife #mac
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ManhattanLife FAQs Answered
Q: Why does the status for initial applications submitted by new agent’s read “Pending Agent appointment”? A: When new agents submit their 1st application, this is when the background check will be initiated. Background checks usually take 3-5 business days depending on the state. Rest assured, your applications are still being processed while we wait on the background check. Once the background check is completed, an update will occur in the ARC Agent Resource Center. Please remember there is a 24HR Business Day delay from the main system to the ARC System. #goldencareagent #manhattanlife #mac
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ManhattanLife FAQs Answered
Q: Can insured’s use their OmniFlex STC while in a foreign country? A: No. Per the Policy Limitations and Exclusions, confinement, treatment, or care received outside of the United States except for prescription drugs received in Canada are not covered. #goldencareagent #manhattanlife #mac
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Wellabe Debt Recovery Process
Debt Recovery Process As of Oct. 16, 2023, our updated debt recovery process will be effective, and agents’ debts will be addressed accordingly. Generally, a debit balance is created when an agent receives an advance commission, and the policy terminates before that commission was earned. If you have outstanding debts, Wellabe will reach out to you twice over a 60-day period. GoldenCare will be copied on such messages and will also be in communication regarding debt repayment. If payments are continually missed, the agent will have their Agent Agreement terminated and their obligation will be reported to Vector One.
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