Medicaid vs. Long-Term Care Insurance

Help your clients understand the differences of between Medicare and Medicaid vs. Long-Term Care Insurance. Medicare and Medicaid are programs that help to improve/correct specific medical or health problems, however, where they fall short is they don’t help with day-to-day activities of daily living. This is where having the right long-term care policy in place can benefit your clients. Long-term care insurance has several key factors to help your clients stay ahead and plan for the future by: Protecting a lifestyle Offering comprehensive coverage Having flexible benefits Tax advantages Let’s take a closer look at the options provided to your
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Commitment to Traditional Long-Term Care Insurance

Although non-conventional funding choices might be suitable for certain individuals, we maintain that a conventional Long-Term Care Insurance policy continues to be the optimal solution for numerous clients. Let’s take a look at some of the distinguishing features that set our products apart from the competition.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   Commitment to Traditional Long-Term Care Insurance   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Things to Know Before Completing the Application

Evaluating an application for long-term care insurance involves considering various factors, such as your client’s medical history, current health, medications, and daily activities. When completing the application with your client, make sure you understand their current health, if they have an upcoming medical appointment or procedure or if they have ever been diagnosed with a chronic condition. Use this flyer to help you and your client understand some of the things our underwriting team will evaluate on your application submission that might affect your client’s eligibility..   If you have any questions, please contact Mutual of Omaha’s Sales Support at
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

LTC Rate Adjustments on SPA

Good news! We have enhanced the long-term care rate adjustment page on Sales Professional Access (SPA). These enhancements improve the user experience on the SPA page giving you quicker and easier access to the state rate adjustments. Take a look at the new feature enhancement to learn more.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   LTC Rate Adjustments on SPA   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Updated LTC Product Guide

The Long-Term Care Product Guide has been updated and is now available for ordering and viewing on Sales Professional Access. Here is a quick reference piece outlining the list of changes that have been made to help you source the information quicker. If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   Updated LTC Product Guide   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

John & Susan’s LTCi Care Coordination Story

The most effective way to grasp the advantages of long-term care insurance for your clients is by hearing from the policyholders. John suffered a stroke, and his wife was worried about how she would care for him, run errands etc once he returned home. Check out how using the Care Coordination benefit on Mutual of Omaha’s LTCi policy helped Susan with the care John needed.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   John & Susan’s LTCi Care Coordination Story   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

We’ll Be Here to Pay Your Clients’ Claims

When the need for long-term care services arises, our policyholders can count on us. They know their Mutual of Omaha long-term care insurance policy will help them pay for covered services. They also know our claims representatives are here to guide them every step of the way. Take a look at some of our latest claims information – including the total of claim dollars we’ve paid since 1987, the chronic health conditions for which the most LTCi claims are paid, and where most of our policyholders on claim are receiving care. Most people who purchase a long-term care insurance policy
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Why Choose a Traditional LTCI Policy

There are several reasons to choose a traditional LTCi policy. Below are a few reminders to help your clients make the right choice. Its the best value Benefits provide flexibility It provides partnership protection Along with what you get from Mutual of Omaha: Ongoing commitment Financial Strength Expertise in the LTC marketplace Read more about the advantages of Traditional LTCi before chatting with your next client.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   Why Choose a Traditional LTCI Policy   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

How LTCi Impacts People’s Lives

At age 80, Marilyn was living alone. Chronic knee pain made it hard for her to get around. As Marilyn’s knee pain worsened, her daughter Melinda urged her mother to see a doctor. Her orthopedic doctor recommended a total knee replacement. She underwent the surgery but decided against inpatient rehabilitation. Instead, she opted to receive post-op physical therapy at home, which meant she required the services of a home health care provider. Check out Marilyn’s full story of how her Mutual of Omaha long-term care insurance policy was able to assist her with the care she needed as she focused
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

The Value of a Care Coordinator – John’s Story

Real People. Real Stories. John’s Story The Value of a Care Coordinator The best way to understand how long-term care insurance can benefit your clients is through stories from our policyholders. Here’s how having a policy made a real difference for John and his wife, Susan. John’s Story – View the Flyer   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   The Value of a Care Coordinator – John’s Story   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).