Effective October 11, 2023, the following enhancements have been made to all client signatures on our electronic application: Text message signature process is available There is less scrolling and no required pop-ups The number of clients has been reduced throughout the signature process The products available for this application process include IUL Express, Term Life Express, Living Promise Whole Life and Children’s Whole Life. Check out our job aid flyer and training video for more information. We’ve also added the text message delivery method for client signatures to our Guaranteed ADvantage Accidental Death and our Fully Underwritten Life applications. If
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Revamped: Living Promise Record Keeper
The Living Promise Record Keeper now has a fresh new look. This workbook is intended for your clients to use to keep all their important contact information, documentation and end of life decisions in one place. It’s a great piece to provide your Living Promise clients with so they can get their affairs in order for their loved ones. The booklet can also be customized with your contact information on the back page. To order with your information on the back cover contact Mutual of Omaha’s Sales Support at 1-800-693-6083. Revamped: Living Promise Record Keeper #goldencareagent #mutualofomaha
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Premium Draft Updates for Simplified Issue
Due to a variety of reasons, there are times when we are unable to successfully draft initial premiums. To limit potential impacts and fees that may occur for clients, we will now limit the number of premium draft attempts to three for our simplified issue products to place coverage in force. If we are unsuccessful in drafting the initial premium after three attempts, the policy will be canceled. The proposed insured may reapply for coverage with updated bank information or once any challenges with their account have been resolved. We want to continue to be a good partner and are
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TLE: Simple and Versatile
Families want to protect their home and the life they’ve built for their family. That’s exactly what a Term Life Express product does. But TLE offers more than just affordable coverage. Check out the TLE product guide to learn more. TLE: Simple and Versatile #goldencareagent #mutualofomaha
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IULs Rise to the Top, Two Years Running
For the second year in a row, Mutual of Omaha has been named “Best Indexed Universal Life Insurance” by Investopedia. What Makes Mutual of Omaha’s IUL products stand out? Investopedia highlights that Mutual of Omaha policies are: Straightforward and relatively easy-to-understand Flexible, so that customers can tailor their coverage to best suits their individual goals Backed by our excellent financial strength ratings This recent announcement reinforces Mutual of Omaha as a leader in the indexed universal life insurance market. We are proud of the recognition and committed to providing strong and valuable products for you and your customers. Thank you
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Help Clients Plan for the Long-Term Care Needs with Life Insurance
Do your clients realize how expensive long-term care services can be? The costs can easily average more than six figures annually and only continue to rise. Help clients understand why it’s so important to have a plan in place for their long-term care needs, whether it’s through a Long-Term Care Insurance policy or our Long-Term Care Rider on our IULs. A long-term care rider on a life insurance policy is a good way for your clients to: Protect their loved ones in case of unexpected long-term care needs, Plan for their long-term care funding needs, and Provide a legacy for
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New Underwriting Updates for TLE and IUL Express
We are excited to announce updates to our Underwriting Guidelines and application forms for Term Life Express and IUL Express. Effective April 22, 2023, the following changes will be implemented to help make our policies more accessible for your clients. We have lowered the age for Diabetes automatic declines. Diabetes will be automatically declined when diagnosed prior to age 45 (except in CA, the age is 50) Marijuana is no longer considered an “unlawful drug” for the purposes of the application and underwriting The lookback period for hospitalization due to High Blood Pressure or Mental Health has been reduced from
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Your Life, Simplified
Our Simplified Issue insurance products are exactly that – simple. They offer simplified underwriting and application processes, which means policies are issued faster, and you get paid sooner. With any of the products in our Simplified Issue product portfolio your clients won’t need to worry about blood draws, urine testing or paramed exams and you can easily submit applications online. Download the updated Simplified Issue product portfolio and find even more information on mutualofomaha.com/simple. No need to log in, just click and go! If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083
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Getting Started with IUL Express
Help your clients protect all of their meaningful moments even faster with our indexed universal life product, Indexed Universal Life Express (IUL Express). The product guide and producer training video provide an overview of the policy and walk you through quoting, indexed crediting, and more! Find out even more about IUL Express by visiting DiscoverIUL.com or MutualofOmaha.com/Simple. If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com. Getting Started with IUL Express #goldencareagent #mutualofomaha #iul
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You’re in Luck: Issue Ages Increased on IULE and TLE
In case you missed it on March 1, 2023, we increased the maximum issue ages on IUL Express and Term Life Express Non-ROP (10T) products. These enhancements will position our Simplified Issue product options to be available in more sales scenarios and will serve a wider range of clients. Below are some of the key updates you will need to know: IUL Express: Maximum issue ages for both Tobacco and Non-Tobacco ratings will increase to age 75 Currently Non-Tobacco is age 70 and Tobacco is age 65 Maximum face amount for ages 71-75 will remain $150,000 Term Life Express
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