Consumers today have more choices than ever before when it comes to funding potential long-term care services. When talking to your clients about options, be sure to point out the advantages of a traditional policy. The least expensive way to fund long-care services, providing strong value to the customer Flexible benefits provide coverage during the progression of care Qualified for various states’ partnership programs Benefits can grow over time with inflation protection options To learn more about the advantages of traditional LTCi policies, please click here. If you have any questions, please contact your Mutual of Omaha’s Sales Support
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A Long-Term Care Rider with a Chronic Illness Back-Up
On July 1, 2018, we are introducing our new Long-Term Care Rider on our Income Advantage IUL and Life Protection Advantage IUL. And what’s even better is that we are also keeping our Chronic Illness Rider. What if your client applies for the Long-Term Care Rider and you find out he or she doesn’t qualify? What if your client doesn’t want to pay extra for the Long-Term Care Rider? With United of Omaha, your clients still have a long-term care planning solution with the Chronic Illness Rider. This rider is included automatically with all policies that are not issued with
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Help Clients Understand the Costs of Long-Term Care
Do your clients realize how expensive long-term care services can be? Based on national average costs, people can expect to pay more than $85,000 per year for a semiprivate room in a nursing home** — and that figure is expected to keep rising. Use our Cost-of-Care Brochure and Calculator to Help Your Clients Understand the Need Mutual of Omaha’s Cost-of-Care Survey brochure provides national and state averages for a variety of long-term care services, including those received at home, in an assisted living facility and in a nursing home. And, our new Cost-of-Care calculator on our LTC Rider site helps
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Critical Advantage Application and Underwriting Guide Updates
Recently we have been working on improving the Critical Advantage application. Starting on July 16, here are the improvements made to both the paper and e-application. The changes will also be reflected in the updated underwriting guide. Cancer application Changed the cancer look-back question from lifetime to 10 years Modified look back testing question from 5 to 3 years Only 3 health questions Heart attack and stroke application Changed the heart attack and stroke look back question from lifetime to 10 years Modified look back treatment/testing question from 5 to 3 years Loosened diabetes question Removed high blood pressure question
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LTC Rider Supplemental Applications
A Long-Term Care Rider supplemental application packet is required whenever the client applies for the new Long-Term Care Rider on Income Advantage IUL and Life Protection Advantage IUL. Now is the time to make sure you are ready with all the forms you need. The Long-Term Care Rider supplemental application packet is available for download on the Forms & Materials section of our website. The Long-Term Care Rider supplemental application packet is available for ordering through your normal supply channels. The LTC Rider supplemental application packet will not be included automatically with the fully-underwritten life insurance application packet. You must
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Are You Ready to Sell the New LTC Rider?
On July 1 2018, we are introducing a new LTC Rider on Income Advantage IUL and Life Protection Advantage IUL. Our LTC Rider Licensing Requirements flyer provides the key pieces of information you will need to know to make sure that you will be ready, including: Licensing Requirements Training & Continuing Education Requirements Answers to FAQs Training Opportunities available through LTCiTraining.com For even more information regarding our new Long-Term Care Rider, go to MutualofOmaha.com/ltc-rider. Are You Ready to Sell the New LTC Rider? #goldencareagent #mutualofomaha
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Dental Marketing Credits
Don’t forget, you can earn marketing credits for your dental sales during our limited time program! During the months of June, July and August earn marketing credits for your first three dental applications each month. 50 credits for the your first dental app, 100 credits for your second dental app, and 150 credits for your third dental app That’s a maximum of 300 credits per month or 900 credits total. You’ll accumulate credits June through August and starting in September and until November 30, 2018 you’ll have the opportunity to redeem your dental marketing credits. Just like your Med supp
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GoldenCare Newsletter | July 2, 2018
In this GoldenCare Newsletter Edition From GoldenCare: Update Your Contracts The newest version of LTC CEO Office, Home and Internet Selling Tools Software is now available! Making a good decision on whether or not to own Long Term Care insurance depends upon receiving factual information on the subject. LTCCEO was developed to offer our clients the knowledge they need to make wise decisions. Find out how to get your copy here. Diversify your portfolio for greater sales success! Our new training schedule is posted! Join us for complimentary product and sales training and receive a Continuing Education Voucher for each
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Mutual Care Solutions Offers Two Ways to Get Cost-of-Care Information
Mutual of Omaha has been providing you with long-term care costs for years. We are happy to announce even easier ways to get this information. First, a cost-of-care calculator has been created and is available now. It will calculate the costs for Home Health Care, Assisted Living Facility and Nursing Home for private and semi-private room by state. Also, our cost-of-care book has been simplified to have all national and state information condensed down to a few pages. It makes finding the information you need quick and easy. Head to SPA now to see the new cost-of-care information. Or, click
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Medicare Supplement News – Omaha Family of Companies
Upcoming Rate Adjustments Please view the upcoming rate adjustments for DE, GA, IA, ME, MI, OK, OR, PA, SC, TN and VA. • Standardized Rate Adjustment — UMS- OR; UW- IA, OK supp/SELECT, VA; MoO- IA, GA, PA • Plan N Rate Adjustment — UMS- ME • Modernized Rate Adjustment — OIC- DE, TN; UMS- ME; MOO – PA; UW- MI, SC SELECT Provider Directory Updates Updates have been made to the Mutual of Omaha SELECT Provider directory for the state of Georgia. Make Mutual Your Carrier of Choice Here’s why Mutual of Omaha should be your Medicare
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