PROMO TIME!! Summer Stack – ‘Em

The MutualCare® Custom Solution plan is one of the most competitive, flexible LTCi plans on the market, underwritten by Mutual of Omaha Insurance Company, a name your clients know and trust. Now through September 30, 2018: Not selling Mutual of Omaha yet? Click here to add carriers & products to your appointments. * For Complete Promotion Details, Rules & Conditions, Click Here. For producer use only. Not for use with the general public. Questions? Call our Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare
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Categories: GoldenCare News, Industry News, and Mutual of Omaha (& Affiliates).

Plan G Made Easy

Plan G…It’s a No-Brainer Want to help your clients save on their Medicare supplement premium? Our Plan G is the lowest in most areas. Compared to Plan F, it provides all the same benefits with one exception…it doesn’t cover the Part B deductible. But even if your clients pay the deductible out of pocket, Plan G can still be less expensive. Have questions or need a quote? Contact us.   Medicare supplement insurance is underwritten by Mutual of Omaha Insurance Company, United of Omaha Life Insurance Company, United World Life Insurance Company or Omaha Insurance Company. 233122   Plan G
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

GoldenCare Newsletter | July 16, 2018

In this GoldenCare Newsletter Edition From GoldenCare: Update Your Contracts The newest version of LTC CEO Office, Home and Internet Selling Tools Software is now available! Making a good decision on whether or not to own Long Term Care insurance depends upon receiving factual information on the subject. LTCCEO was developed to offer our clients the knowledge they need to make wise decisions. Find out how to get your copy here. Diversify your portfolio for greater sales success! Our new training schedule is posted!  Join us for complimentary product and sales training and receive a Continuing Education Voucher for each
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), National Guardian Life, and Transamerica.

Medicare Supplement News – Omaha Family of Companies

AHIP Certification Link Available on SPA for MA and PDP This October Mutual of Omaha will enter the Medicare Advantage (MA) market in two select markets as well as release a Prescription Drug (PDP) product in 49 states (New York excluded). One of the first steps in being ready to sell MA or PDP is completion of the 2019 America’s Health Insurance Plans (AHIP) certification. AHIP provides this training and Mutual will only accept AHIP certification. Mutual is pleased to announce we now provide access to this certification through our producer website Sales Professional Access (SPA) at a reduced price.
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Medicare Supplement News – Omaha Family of Companies

Upcoming Rate Adjustments Please view the upcoming rate adjustments for GA and MN. •  In-force Only Rate Adjustment — UW – MN •  Standardized Rate Adjustment — UW – GA and MN   August Modernized Rate Release Taking effect August 1, 2018: rate release for new and in-force business for 2010 Modernized Medicare Supplement.   Upcoming Rate Adjustments Please view the upcoming rate adjustments for GA. •  In-force Only Rate Adjustment — UMS – GA •  Plan N Rate Adjustment — UMS – GA   One Company One State – Colorado and Indiana Effective August 1, 2018 only Colorado United
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Do Not Call Standard

Do Not Call Standard The purpose of this Standard is to ensure that the Agency Sales distribution respects consumers’ personal privacy preferences and complies with all applicable state and federal Do Not Call (DNC) laws and regulations, including the Telephone Consumer Protection Act (TCPA) and Telemarketing Sales Rule (TSR) and Truth in Caller ID Act. The Standard applies to all agents and field Division Office employees who engage in selling insurance products via the telephone, and creating advertising and lead generation materials intended to solicit the sale of insurance products via the telephone. Failure to comply with guidelines and procedures
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Categories: Industry News and Mutual of Omaha (& Affiliates).

The New Long-Term Care Rider is Here!

Since 1987, long-term care insurance has been – and continues to be – a core product for Mutual of Omaha. In fact, an important part of our 2018 corporate strategy focuses on providing our customers with viable long-term care planning solutions. On July 1, we now have an additional option to help meet your clients’ long-term care planning needs. A new Long-Term Care Rider is available on our Income Advantage and Life Protection Advantage Indexed Universal Life (IUL) insurance policies. The LTC Rider provides: Benefits for Nursing Home, Assisted Living, Home Health Care and Adult Day Care Maximum total benefits
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Term Conversions with the Long-Term Care Rider

Do you have existing term clients who are interested in the Long-Term Care Rider? These clients can convert their life policy to an Income Advantage IUL or Life Protection Advantage IUL policy at the same class and will only need to go through underwriting for the Long-Term Care Rider. Here’s what you need to know: The client will need to complete a Fully-Underwritten Life Insurance App Pack plus the LTC Rider Supplemental App Pack. The Term Conversion App Pack cannot be used when the client is requesting the LTC Rider. The client will need to go through full underwriting and
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Important Info Regarding the LTC Rider Supplemental App

In a previous article, we shared information about our Long-Term Care supplemental application packet. The Long-Term Care Rider Personal Worksheet within this packet is a required form that must be submitted whenever a client is applying for the Long-Term Care Rider. On the Personal Worksheet, you must fill in the LTC rider cost per $1,000 of net amount at risk. We are in the process of having this information added to our IUL illustrations, and are working on getting this incorporated as soon as possible. In the meantime, here is what to do: Complete the remainder of the LTC Rider
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Medical Underwriting Changes Enhance Eligibility

We are constantly striving to enhance our guidelines to make them work for your clients. We’ve made changes to the medical underwriting guidelines to enhance eligibility requirements on specific health conditions and added policy owner services contact information. Effective immediately, the following medical underwriting guidelines have been changed in order to help more clients qualify for essential paycheck protection. Enhancements Detail Attention Deficit Disorder/ADD/ADHD Clients can apply for coverage after 3 months of diagnosis instead of 1 year Anxiety/Depression The waiting period for applicants is reduced to 6 months from diagnosis, and our monthly benefit maximums have increased Chiropractic Care
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).