Recently we have been working on improving the Critical Advantage application. Starting on July 16, here are the improvements made to both the paper and e-application. The changes will also be reflected in the updated underwriting guide.
Cancer application
- Changed the cancer look-back question from lifetime to 10 years
- Modified look back testing question from 5 to 3 years
- Only 3 health questions
Heart attack and stroke application
- Changed the heart attack and stroke look back question from lifetime to 10 years
- Modified look back treatment/testing question from 5 to 3 years
- Loosened diabetes question
- Removed high blood pressure question
Critical Illness application
- Changed the cancer look back question from lifetime to 10 years
- Added look back treatment/testing question for 3 years
- Removed recurrent breast tumors or cysts questions
Our hope is this will make issuing products in the Critical Advantage portfolio even easier.
If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.
Critical Advantage Application and Underwriting Guide Updates
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