On July 1, 2018, we are introducing our new Long-Term Care Rider on our Income Advantage IUL and Life Protection Advantage IUL. And what’s even better is that we are also keeping our Chronic Illness Rider.

What if your client applies for the Long-Term Care Rider and you find out he or she doesn’t qualify?

What if your client doesn’t want to pay extra for the Long-Term Care Rider?

With United of Omaha, your clients still have a long-term care planning solution with the Chronic Illness Rider. This rider is included automatically with all policies that are not issued with the Long-Term Care Rider – and it has no additional up front cost and requires no additional underwriting. If your client becomes chronically ill, he or she can access a portion of the death benefit early. An actuarial discount and a small fee would only apply if the client chooses to exercise the rider.

Count on Mutual of Omaha for the long-term care planning solutions your clients need!
We are the only company who continues to offer a full suite of long-term care planning solutions including traditional Long-Term Care Insurance, Life Insurance with a Long-Term Care Rider and Life Insurance with a Chronic Illness Rider.

Learn more by reading our Chronic Illness Rider Back-Up Sales Idea.
 
And, for even more information about the new Long-Term Care Rider, visit MutualofOmaha.com/ltc-rider.
 

A Long-Term Care Rider with a Chronic Illness Back-Up
 

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